Real Estate Investing in Cotter, Arkansas (72626)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 72626 (Cotter, AR)? Our answer, based on the numbers below.
Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 23.2% of homes vacant — above national norms.
- High price-to-rent: Price-to-rent ratio 25.2 — hard to cash-flow at these prices.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Cotter, AR (72626)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 72626 Cotter
Not every below-median market is a bargain. Cotter's 72626 ZIP reflects signals that favor experienced operators who can absorb the risk $240K pricing implies.
Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 72626 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.
ZIP 72626's metrics run below Marion County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.
Resident income in 72626 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.
The 72626 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.
Here's what matters if you're considering buying a home in Cotter:
Market Trends
Home Value History (with trend line)
📊 How Does 72626 Compare?
| Metric | 72626 | Cotter | Mountain Home, AR | Arkansas |
|---|---|---|---|---|
| Home Value | $239,732 | $239,732 | N/A | $216,341 |
| 5-Year CAGR | 4.3% | 4.3% | N/A | 5.7% |
| Avg Rent | $792 | $792 | N/A | - |
| Cap Rate | 2.6% | 2.6% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 72626 (Cotter, AR). Anonymous, moderated, never written by AI.
Do you own or manage rentals in ZIP 72626 (Cotter, AR)?
~25 seconds · no account needed · your report is anonymous
📊 Market Snapshot
| Home Value | $239,732 |
| Monthly Rent | $792 |
| Price-to-Rent | 25.2:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 4.0% |
| Cap Rate | 2.6% |
| 5-Year IRR | 6.8% |
📈 Home Appreciation
| 1-Year | +2.4% ▲ |
| 3-Year CAGR | +2.4% ▲ |
| 5-Year CAGR | +4.3% ▲ |
| 10-Year CAGR | +5.3% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.6%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 72626
Population: 1,360
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 72626
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Frequently Asked Questions
Where do home prices stand in Cotter, AR?
Cotter, AR home values average about $240K. That price point suits investors targeting rentals with $792/mo in monthly income.
How high is vacancy risk in Cotter, AR?
Vacancy risk in Cotter, AR is elevated. That supports reliable cash flow for typical rental holds.
Which real estate strategy fits Cotter, AR?
The best-fit strategy in Cotter, AR is careful cash-flow rentals with hands-on management. That approach the rent and price profile of the market.
Are eviction rules reasonable in Cotter, AR?
Cotter, AR falls under AR landlord-tenant law, which is landlord-friendly. That backdrop makes day-to-day property management reasonable.
What is the renter demographic in Cotter, AR?
Tenant quality in Cotter, AR ranks as solid. Landlords generally report consistent occupancy at market rents of $792/mo.
You know 72626 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 72626 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
How 72626 ranks in Mountain Home, AR
Every ZIP in this metro, ranked. Free.
AI Market Advisor
Ask questions about investing in 72626 (Cotter)
Community Ratings
What people who’ve spent time here actually say. Not paid reviews.
Be the first to rate 72626 (Cotter, AR).
It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.