Real Estate Investing in Holts Summit, Missouri (65043)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 65043 (Holts Summit, MO)? Our answer, based on the numbers below.
Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- Elevated vacancy: 11.1% vacancy may signal weakening demand.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Holts Summit, MO (65043)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 65043 Holts Summit
ZIP 65043 inside Callaway County looks affordable on the surface — median value of $288K — but the discount exists for reasons that a careful buyer should understand before committing.
The 65043 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.
In the broader MO picture, 65043 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.
Demographically, 65043 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.
Experienced landlords with local relationships tend to find 65043 workable. Turnkey investors from out of state usually find the numbers do not hold up in practice.
Here's what matters if you're considering buying a home in Holts Summit:
Property Strategy for 65043
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 3BR | $274,720 | $1,330 | 3.5% | +9.0% | $91,573 |
| 4BR | $344,827 | $1,570 | 3.3% | +8.4% | $86,207 |
Market Trends
Home Value History (with trend line)
📊 How Does 65043 Compare?
| Metric | 65043 | Holts Summit | Jefferson City, MO | Missouri |
|---|---|---|---|---|
| Home Value | $288,370 | $288,370 | N/A | $254,657 |
| 5-Year CAGR | 4.7% | 4.7% | N/A | 7.0% |
| Avg Rent | $999 | $999 | N/A | - |
| Cap Rate | 2.7% | 2.7% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 65043 (Holts Summit, MO). Anonymous, moderated, never written by AI.
Do you own or manage rentals in ZIP 65043 (Holts Summit, MO)?
~25 seconds · no account needed · your report is anonymous
📊 Market Snapshot
| Home Value | $288,370 |
| Monthly Rent | $999 |
| Price-to-Rent | 24.1:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 4.2% |
| Cap Rate | 2.7% |
| 5-Year IRR | 7.4% |
📈 Home Appreciation
| 1-Year | +6.8% ▲ |
| 3-Year CAGR | +4.5% ▲ |
| 5-Year CAGR | +4.7% ▲ |
| 10-Year CAGR | +6.4% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.7%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 65043
Population: 9,994
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 65043
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Frequently Asked Questions
What investment strategy works best in Holts Summit, MO?
Most investors in Holts Summit, MO run a careful cash-flow rentals with hands-on management strategy. It aligns with the 3.0/5 investability profile and the market fundamentals.
Is housing expensive in Holts Summit, MO?
Holts Summit, MO home values average about $288K. That price point suits investors targeting rentals with $999/mo in monthly income.
How much is rent in Holts Summit, MO?
Holts Summit, MO rentals go for roughly $999/mo a month. That puts gross yield in solid territory relative to $288K acquisition costs.
How landlord-friendly is Holts Summit, MO?
Landlord-friendliness in Holts Summit, MO is landlord-friendly. Eviction timelines and lease enforcement are considered reasonable by most property managers.
Is Holts Summit, MO a good place for real estate investing?
Yes - Holts Summit, MO a 3.0/5 investability score. With $288K home prices against $999/mo monthly rent, the market delivers a reasonable entry point for new investors.
You know 65043 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 65043 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
How 65043 ranks in Jefferson City, MO
Every ZIP in this metro, ranked. Free.
AI Market Advisor
Ask questions about investing in 65043 (Holts Summit)
Community Ratings
What people who’ve spent time here actually say. Not paid reviews.
Be the first to rate 65043 (Holts Summit, MO).
It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.