Real Estate Investing in New Bloomfield, Missouri (65063)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Callaway County • Population: 4,180 • Data updated: September 2026

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Should you buy in 65063 (New Bloomfield, MO)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (62/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
2 flags
  • Elevated vacancy: 9.2% vacancy may signal weakening demand.
  • High price-to-rent: Price-to-rent ratio 29.5 — hard to cash-flow at these prices.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in New Bloomfield, MO (65063)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $338,080
Avg Monthly Rent $954
1% Rule ✗ Does Not Meet
Median Income $79,509
% Renters 18.1%

Market Analysis: 65063 New Bloomfield

This part of Callaway County is not an easy win. The 65063 ZIP registers softness in key indicators, and the playbook that works in cleaner markets often stalls here.

Rent of $954/mo on a $338K basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 65063 sits below the stated 0.0% once reality is priced in.

Within MO, ZIP 65063 trails on several market indicators that neighboring Callaway County submarkets outperform. The gap is real and resilient enough to shape underwriting.

Resident income in 65063 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.

Distressed ZIPs reward experience. healthy returns are possible in 65063, but they flow to investors who already understand how to operate in soft markets.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in New Bloomfield:

C+ Average
Buy Confidence Score: 63/100
Affordability
15/25
Appreciation
18/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4.3× the median income
Value Trend
Rising (+10.6%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $954/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
⚖️
BALANCED MARKET
Jefferson City, MO Metro Area
Even conditions for buyers and sellers
33 days
Average time to sell
Average
9.8%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Jefferson City, MO metro data

Market Trends

Home Value History (with trend line)

$358K$313K$268K$223K$178K$133KApr 2008Jun 2017Jul 2026

📊 How Does 65063 Compare?

Metric 65063 New Bloomfield Jefferson City, MO Missouri
Home Value $338,080 $338,080 N/A $254,657
5-Year CAGR 4.9% 4.9% N/A 7.0%
Avg Rent $954 $954 N/A -
Cap Rate 2.2% 2.2% - -
💡 Why Invest in 65063? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 65063 (New Bloomfield, MO). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
2.2%
Low
5yr Growth
+4.9%
Moderate

📉 Market Crash Risk Index

Based on Jefferson City, MO metro

0/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
40%
Days Pending
0/2
33 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $338,080
Monthly Rent $954
Price-to-Rent 29.5:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 3.4%
Cap Rate 2.2%
5-Year IRR 7.1%

📈 Home Appreciation

1-Year +10.6% ▲
3-Year CAGR +5.3% ▲
5-Year CAGR +4.9% ▲
10-Year CAGR +6.7% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.2%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.2%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
9.2%
Moderate risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+4.9%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 65063

Population: 4,180

💰 Median Household Income
$79,509
This area
$79,509
State
$62,768
USA
$74,580
🏠 Renter Occupied
18.1%
This area
18.1%
State
23.7%
USA
34.0%
💼 Unemployment Rate
4.2%
This area
4.2%
State
-8.1%
USA
3.7%
🎓 College Educated
25.4%
This area
25.4%
State
8.6%
USA
33.7%
👤 Median Age
45.3 years
This area
45.3 years
State
20.4 years
USA
38.9 years
🏚️ Vacancy Rate
9.2%
This area
9.2%
State
18.8%
USA
10.5%
👥 Population by Ethnicity
White 91.3%
Other/Mixed 7.1%
Hispanic/Latino 2.5%
Black/African American 1.5%
Asian 0.1%
👶 Under 18
19.8%
This area
19.8%
USA
22.0%
👴 65 and Over
16.7%
This area
16.7%
USA
17.3%
📊 Poverty Rate
10.5%
This area
10.5%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 65063

B Avg School Grade
2 Schools
13.0:1 Avg Class Size
$10,398 Avg Per Pupil

Schools in This ZIP Code

B Good

NEW BLOOMFIELD ELEM.

📚 Pre-K – 06 School
👥
360 Students
👨‍🏫
13.8:1 Class Size
💰
$10,398 Per Student
B Good

NEW BLOOMFIELD HIGH

📚 07 – 12 High School
👥
306 Students
👨‍🏫
12.3:1 Class Size
💰
$10,398 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

4 Nearby 235 Off-Campus Students
C
Westminster College
593 students · 11.1 mi
C
William Woods University
1,729 students · 11.8 mi
C
Lincoln University
1,799 students · 12.0 mi
C
Missouri College of Cosmetology and Esthetics
88 students · 12.3 mi

Frequently Asked Questions

What investment strategy works best in New Bloomfield, MO?

Investors usually favor careful cash-flow rentals with hands-on management in New Bloomfield, MO. With home values at $338K and rents near $954/mo, other strategies can work but produce even-keeled rather than outsized returns.

What is it like being a landlord in New Bloomfield, MO?

The landlord environment in New Bloomfield, MO is landlord-friendly. Statewide rules shape most day-to-day operations for rental owners.

Are rents high in New Bloomfield, MO?

Rental rates in New Bloomfield, MO average $954/mo. Tenant demand and $338K home values make the yield look reasonable by investor standards.

Does house hacking work in New Bloomfield, MO?

For house hackers, New Bloomfield, MO is a challenging. The $954/mo rent on a unit helps defray the mortgage on a $338K property.

Is New Bloomfield, MO a good market for buy-and-hold investors?

New Bloomfield, MO rates 3.0/5 for investability. With median values at $338K and rents near $954/mo, the market offers reasonable fundamentals for rental investors.

You know 65063 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 65063 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 65063 ranks in Jefferson City, MO

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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