Real Estate Investing in Ashland, Missouri (65010)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Boone County • Population: 7,105 • Data updated: September 2026

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Should you buy in 65010 (Ashland, MO)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (67/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High price-to-rent: Price-to-rent ratio 26.6 — hard to cash-flow at these prices.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Ashland, MO (65010)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $370,678
Avg Monthly Rent $1,161
1% Rule ✗ Does Not Meet
Median Income $90,788
% Renters 27.7%

Market Analysis: 65010 Ashland

Investors eyeing 65010 need to respect the fundamentals at play. Home values of $371K come alongside slower price movement and elevated management overhead.

Rent of $1,161/mo on a $371K basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 65010 sits below the stated 0.0% once reality is priced in.

Statewide comparisons place 65010 among MO's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.

Demographically, 65010 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.

New investors are better served looking at Ashland's stable or hybrid ZIPs before stepping into 65010. The learning curve here is expensive when the lesson is wrong.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Ashland:

C+ Average
Buy Confidence Score: 69/100
Affordability
15/25
Appreciation
22/25
Stability
9/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4.1× the median income
Value Trend
Rising (+4.8%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,161/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
⚖️
BALANCED MARKET
Columbia, MO Metro Area
Even conditions for buyers and sellers
45 days
Average time to sell
Average
9.4%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Columbia, MO metro data
🏠

Property Strategy for 65010

Which property type performs best in this market?

Best for Cash Flow
3BR
3.8% cap rate
Best for Appreciation
2BR
+9.6% 5yr CAGR
Best Overall Value
3BR
$110,196/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $249,142 $1,290 3.7% +9.6% $124,571
3BR $330,588 $1,750 3.8% +8.2% $110,196
4BR $458,110 $2,070 3.3% +7.8% $114,527

Market Trends

Home Value History (with trend line)

$389K$340K$290K$241K$191K$142KJul 2006Jul 2016Jul 2026

📊 How Does 65010 Compare?

Metric 65010 Ashland Columbia, MO Missouri
Home Value $370,678 $370,678 N/A $254,657
5-Year CAGR 5.9% 5.9% N/A 7.0%
Avg Rent $1,161 $1,161 N/A -
Cap Rate 2.4% 2.4% - -
💡 Why Invest in 65010? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 65010 (Ashland, MO). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
2.4%
Low
5yr Growth
+5.9%
Moderate

📉 Market Crash Risk Index

Based on Columbia, MO metro

1/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
43%
Days Pending
1/2
45 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $370,678
Monthly Rent $1,161
Price-to-Rent 26.6:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 3.8%
Cap Rate 2.4%
5-Year IRR 8.3%

📈 Home Appreciation

1-Year +4.8% ▲
3-Year CAGR +3.9% ▲
5-Year CAGR +5.9% ▲
10-Year CAGR +7.0% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.4%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.4%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
5.1%
Low risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+5.9%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 65010

Population: 7,105

💰 Median Household Income
$90,788
This area
$90,788
State
$62,768
USA
$74,580
🏠 Renter Occupied
27.7%
This area
27.7%
State
23.7%
USA
34.0%
💼 Unemployment Rate
0.6%
This area
0.6%
State
-8.1%
USA
3.7%
🎓 College Educated
34.9%
This area
34.9%
State
8.6%
USA
33.7%
👤 Median Age
41.9 years
This area
41.9 years
State
20.4 years
USA
38.9 years
🏚️ Vacancy Rate
5.1%
This area
5.1%
State
18.8%
USA
10.5%
👥 Population by Ethnicity
White 93.8%
Other/Mixed 4.9%
Hispanic/Latino 2.5%
Black/African American 0.7%
Asian 0.4%
👶 Under 18
21.7%
This area
21.7%
USA
22.0%
👴 65 and Over
15.8%
This area
15.8%
USA
17.3%
📊 Poverty Rate
2.2%
This area
2.2%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 65010

A Avg School Grade
4 Schools
12.5:1 Avg Class Size
$15,930 Avg Per Pupil

Schools in This ZIP Code

A Very Good

SOUTHERN BOONE PRIMARY

📚 Pre-K – 02 Elementary
👥
495 Students
👨‍🏫
11.4:1 Class Size
💰
$15,930 Per Student
A Very Good

SOUTHERN BOONE ELEM.

📚 03 – 04 Elementary
👥
290 Students
👨‍🏫
10.7:1 Class Size
💰
$15,930 Per Student
A Very Good

Southern Boone High

📚 09 – 12 High School
👥
544 Students
👨‍🏫
14.3:1 Class Size
💰
$15,930 Per Student
A Very Good

SOUTHERN BOONE MIDDLE

📚 05 – 08 School
👥
647 Students
👨‍🏫
13.8:1 Class Size
💰
$15,930 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

5 Nearby 403 Off-Campus Students
B
University of Missouri-Columbia
31,013 students · 11.8 mi
D
University of Missouri-System Office
0 students · 11.8 mi
C
Stephens College
532 students · 12.1 mi
C
Columbia College
6,046 students · 12.6 mi
C
Paul Mitchell the School-Missouri Columbia
149 students · 14.3 mi

Frequently Asked Questions

How do home values compare in Ashland, MO?

Homes in Ashland, MO typically sell near $371K. Prices have moved at a 0.0% 5-year CAGR, which stable long-term demand.

Is Ashland, MO good for house hacking?

The house hack math a challenging in Ashland, MO. Owner-occupant buyers benefit from the $1,161/mo rents and $371K home values.

Do rentals sit vacant long in Ashland, MO?

Rental vacancy in Ashland, MO is elevated. Investors should budget normal turnover but not chronic empty units.

Is MO a landlord-friendly state?

Landlord-friendliness in Ashland, MO is landlord-friendly. Eviction timelines and lease enforcement are considered reasonable by most property managers.

Is Ashland, MO a good market for buy-and-hold investors?

Investors tracking Ashland, MO will find a 3.0/5 rating supported by $371K median home values and $1,161/mo rents. That profile suits long-term holders targeting even-keeled returns.

You know 65010 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 65010 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 65010 ranks in Columbia, MO

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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