Best ZIP Codes for Cash Flow in Columbia, MO (2026)
Ranked by cap rate — the annual return on the purchase price before financing. ZIPs that also clear the 1% rule are marked.
| # | ZIP | City | Home value | Rent | Cap rate | 5-yr growth |
|---|---|---|---|---|---|---|
| 1 | 65202 | Columbia, MO | $282,358 | $1,375 | 3.80% | 7.0% |
| 2 | 65201 | Columbia, MO | $342,597 | $1,571 | 3.58% | 5.1% |
| 3 | 65254 | Glasgow, MO | $191,421 | $855 | 3.48% | 6.0% |
| 4 | 65274 | New Franklin, MO | $193,125 | $846 | 3.42% | 5.7% |
| 5 | 65248 | Fayette, MO | $231,567 | $963 | 3.24% | 7.3% |
| 6 | 65322 | Blackwater, MO | $272,085 | $1,107 | 3.17% | — |
| 7 | 65348 | Otterville, MO | $226,609 | $846 | 2.91% | — |
| 8 | 65233 | Boonville, MO | $238,676 | $863 | 2.82% | 5.6% |
| 9 | 65203 | Columbia, MO | $378,882 | $1,267 | 2.61% | 5.7% |
| 10 | 65276 | Pilot Grove, MO | $247,444 | $801 | 2.52% | — |
| 11 | 65010 | Ashland, MO | $370,678 | $1,161 | 2.44% | 5.9% |
| 12 | 65237 | Bunceton, MO | $272,286 | $801 | 2.29% | — |
| 13 | 65240 | Centralia, MO | $279,615 | $819 | 2.28% | 7.4% |
| 14 | 65068 | Prairie Home, MO | $277,301 | $801 | 2.25% | — |
| 15 | 65256 | Harrisburg, MO | $378,630 | $1,035 | 2.13% | 4.9% |
| 16 | 65279 | Rocheport, MO | $427,443 | $1,116 | 2.04% | 4.6% |
| 17 | 65255 | Hallsville, MO | $361,635 | $927 | 2.00% | 6.3% |
| 18 | 65284 | Sturgeon, MO | $347,278 | $891 | 2.00% | 8.7% |
| 19 | 65039 | Hartsburg, MO | $433,741 | $819 | 1.47% | 6.4% |
Ranked from Repit’s own ZIP-level data — Zillow home values and rents, HUD fair-market rents where Zillow has no coverage, and U.S. Census vacancy. Cap rate is gross: annual rent over purchase price, before financing and expenses. Every ZIP above links to its full free page. How we calculate this →
Same metro, different strategy
Appreciation in Columbia, MO · Affordable in Columbia, MO
Or see the full Columbia, MO metro profile.