Real Estate Investing in Fayette, Missouri (65248)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 65248 (Fayette, MO)? Our answer, based on the numbers below.
Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 27.9% of homes vacant — above national norms.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Fayette, MO (65248)?
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Market Analysis: 65248 Fayette
Investors eyeing 65248 need to respect the fundamentals at play. Home values of $232K come alongside slower price movement and elevated management overhead.
The 65248 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.
Nearby ZIPs in Fayette have seen price recovery that 65248 has not matched. Howard County data supports the view that the spread is structural rather than temporary.
Who lives in 65248 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.
New investors are better served looking at Fayette's stable or hybrid ZIPs before stepping into 65248. The learning curve here is expensive when the lesson is wrong.
Here's what matters if you're considering buying a home in Fayette:
Property Strategy for 65248
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $145,579 | $1,070 | 5.3% | +8.3% | $72,789 |
| 3BR | $229,663 | $1,280 | 4.0% | +8.5% | $76,554 |
| 4BR | $292,566 | $1,420 | 3.5% | +9.2% | $73,141 |
Market Trends
Home Value History (with trend line)
📊 How Does 65248 Compare?
| Metric | 65248 | Fayette | Columbia, MO | Missouri |
|---|---|---|---|---|
| Home Value | $231,567 | $231,567 | N/A | $254,657 |
| 5-Year CAGR | 7.3% | 7.3% | N/A | 7.0% |
| Avg Rent | $963 | $963 | N/A | - |
| Cap Rate | 3.2% | 3.2% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 65248 (Fayette, MO). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $231,567 |
| Monthly Rent | $963 |
| Price-to-Rent | 20.0:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 5.0% |
| Cap Rate | 3.2% |
| 5-Year IRR | 10.6% |
📈 Home Appreciation
| 1-Year | +8.0% ▲ |
| 3-Year CAGR | +5.6% ▲ |
| 5-Year CAGR | +7.3% ▲ |
| 10-Year CAGR | +7.7% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.2%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 65248
Population: 4,389
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 65248
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Frequently Asked Questions
How does Fayette, MO stack up for property investment?
Fayette, MO shows an investability rating of 3.0/5, with median home values near $232K and average rents around $963/mo. That combination puts it in the healthy tier for investor interest.
Is MO a landlord-friendly state?
Landlord-friendliness in Fayette, MO is landlord-friendly. Eviction timelines and lease enforcement are considered reasonable by most property managers.
What are rental rates like in Fayette, MO?
Rental rates in Fayette, MO average $963/mo. Tenant demand and $232K home values make the yield look reasonable by investor standards.
Is Fayette, MO suited for a house hack?
For house hackers, Fayette, MO is a challenging. The $963/mo rent on a unit helps defray the mortgage on a $232K property.
What is the smart move for investors in Fayette, MO?
In Fayette, MO the solid play is typically careful cash-flow rentals with hands-on management. The combination of $232K prices and $963/mo rents suits that approach.
You know 65248 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 65248 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
How 65248 ranks in Columbia, MO
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