Real Estate Investing in Fulton, Missouri (65251)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 65251 (Fulton, MO)? Our answer, based on the numbers below.
Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 12.8% of homes vacant — above national norms.
What’s happening in Fulton, MO (65251)?
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Market Analysis: 65251 Fulton
ZIP 65251 inside Callaway County looks affordable on the surface — median value of $250K — but the discount exists for reasons that a careful buyer should understand before committing.
The 65251 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.
The gap between 65251 and stronger Fulton ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.
Demographically, 65251 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.
tilts toward the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.
Here's what matters if you're considering buying a home in Fulton:
Property Strategy for 65251
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $147,132 | $1,020 | 5.0% | +9.3% | $73,566 |
| 3BR | $233,780 | $1,220 | 3.8% | +8.5% | $77,927 |
| 4BR | $324,499 | $1,440 | 3.2% | +8.2% | $81,125 |
| 5BR | $386,524 | — | — | +7.6% | $77,305 |
Market Trends
Home Value History (with trend line)
Rent History (with trend line)
📊 How Does 65251 Compare?
| Metric | 65251 | Fulton | Jefferson City, MO | Missouri |
|---|---|---|---|---|
| Home Value | $250,349 | $250,349 | N/A | $254,657 |
| 5-Year CAGR | 4.8% | 4.8% | N/A | 7.0% |
| Avg Rent | $1,082 | $1,082 | N/A | - |
| Cap Rate | 3.4% | 3.4% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 65251 (Fulton, MO). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $250,349 |
| Monthly Rent | $1,082 |
| Price-to-Rent | 19.3:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 5.2% |
| Cap Rate | 3.4% |
| 5-Year IRR | 8.2% |
📈 Home Appreciation
| 1-Year | +9.0% ▲ |
| 3-Year CAGR | +5.5% ▲ |
| 5-Year CAGR | +4.8% ▲ |
| 10-Year CAGR | +6.8% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.4%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 65251
Population: 22,077
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 65251
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Frequently Asked Questions
How high is vacancy risk in Fulton, MO?
Occupancy in Fulton, MO runs reliable with elevated vacancy. Well-priced units at $1,082/mo lease on reasonable timelines.
Is Fulton in MO worth investing in?
With a 3.0/5 investability score, Fulton, MO ranks as a solid market for rental property investors. Median prices of $250K and rents of $1,082/mo drive the underlying numbers.
Which investment style suits Fulton, MO?
Fulton, MO investors pursuing careful cash-flow rentals with hands-on management. The underlying economics ($250K prices, $1,082/mo rents) make it a reasonable choice.
Is Fulton, MO landlord-friendly?
Fulton, MO operates under MO law, which is landlord-friendly overall for landlords. Expect measured treatment in typical lease and eviction cases.
What is the renter demographic in Fulton, MO?
The tenant pool in Fulton, MO is solid, supported by local employment and population fundamentals. Rents of $1,082/mo are well-absorbed by the market.
You know 65251 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 65251 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
How 65251 ranks in Jefferson City, MO
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