Real Estate Investing in Kingdom City, Missouri (65262)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Callaway County • Population: 762 • Data updated: September 2026

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Should you buy in 65262 (Kingdom City, MO)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (41/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
2 flags
  • High vacancy: 17.6% of homes vacant — above national norms.
  • High price-to-rent: Price-to-rent ratio 32.5 — hard to cash-flow at these prices.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Kingdom City, MO (65262)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $339,900
Avg Monthly Rent $873
1% Rule ✗ Does Not Meet
Median Income $59,531
% Renters 18.1%

Market Analysis: 65262 Kingdom City

This part of Callaway County is not an easy win. The 65262 ZIP comes in at softness in key indicators, and the playbook that works in cleaner markets often stalls here.

For an experienced owner, 65262 can be a a strong candidate for hunting ground — but the discount at $340K reflects genuine risk that outside investors often underestimate.

Within MO, ZIP 65262 trails on several market indicators that neighboring Callaway County submarkets outperform. The gap is real and significant enough to shape underwriting.

Who lives in 65262 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.

Distressed ZIPs reward experience. sturdy returns are possible in 65262, but they flow to investors who already understand how to operate in soft markets.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Kingdom City:

C Below Average
Buy Confidence Score: 58/100
Affordability
10/25
Appreciation
18/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Expensive
Homes cost 5.7× the median income
Value Trend
Rising (+4.6%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $873/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
⚖️
BALANCED MARKET
Jefferson City, MO Metro Area
Even conditions for buyers and sellers
33 days
Average time to sell
Average
9.8%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Jefferson City, MO metro data

Market Trends

Home Value History (with trend line)

$379K$342K$306K$269K$232K$195KFeb 2018May 2022Jul 2026

📊 How Does 65262 Compare?

Metric 65262 Kingdom City Jefferson City, MO Missouri
Home Value $339,900 $339,900 N/A $254,657
5-Year CAGR 3.7% 3.7% N/A 7.0%
Avg Rent $873 $873 N/A -
Cap Rate 2.0% 2.0% - -
💡 Why Invest in 65262? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 65262 (Kingdom City, MO). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
2.0%
Low
5yr Growth
+3.7%
Moderate

📉 Market Crash Risk Index

Based on Jefferson City, MO metro

0/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
40%
Days Pending
0/2
33 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $339,900
Monthly Rent $873
Price-to-Rent 32.5:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 3.1%
Cap Rate 2.0%
5-Year IRR 5.7%

📈 Home Appreciation

1-Year +4.6% ▲
3-Year CAGR +2.7% ▲
5-Year CAGR +3.7% ▲
10-Year CAGR N/A

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.0%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.0%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
17.6%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+3.7%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 65262

Population: 762

💰 Median Household Income
$59,531
This area
$59,531
State
$62,768
USA
$74,580
🏠 Renter Occupied
18.1%
This area
18.1%
State
23.7%
USA
34.0%
💼 Unemployment Rate
0.0%
This area
0.0%
State
-8.1%
USA
3.7%
🎓 College Educated
24.9%
This area
24.9%
State
8.6%
USA
33.7%
👤 Median Age
31.1 years
This area
31.1 years
State
20.4 years
USA
38.9 years
🏚️ Vacancy Rate
17.6%
This area
17.6%
State
18.8%
USA
10.5%
👥 Population by Ethnicity
White 92.9%
Other/Mixed 5.9%
Hispanic/Latino 1.9%
Black/African American 1.2%
👶 Under 18
28.6%
This area
28.6%
USA
22.0%
👴 65 and Over
12.3%
This area
12.3%
USA
17.3%
📊 Poverty Rate
15.1%
This area
15.1%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 65262

B+ Avg School Grade
2 Schools
12.0:1 Avg Class Size
$13,157 Avg Per Pupil

Schools in This ZIP Code

B+ Above Average

HATTON-MCCREDIE ELEM.

📚 Pre-K – 05 Elementary
👥
252 Students
👨‍🏫
11.9:1 Class Size
💰
$13,157 Per Student
B+ Above Average

NORTH CALLAWAY HIGH

📚 09 – 12 High School
👥
343 Students
👨‍🏫
12.1:1 Class Size
💰
$13,157 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

2 Nearby
C
William Woods University
1,729 students · 6.5 mi
C
Westminster College
593 students · 7.3 mi

Frequently Asked Questions

Is rental property easy to operate in Kingdom City, MO?

MO ranks as a landlord-friendly state for landlord-tenant law. Kingdom City generally follows the statewide framework, so landlords face reasonable operating rules.

Can I live-in-and-rent in Kingdom City, MO?

Kingdom City, MO is a a challenging market for house hackers. FHA or conventional owner-occupant buyers find the $340K price point reasonable to enter.

What is the average home sale price in Kingdom City, MO?

Kingdom City, MO home values average about $340K. That price point suits investors targeting rentals with $873/mo in monthly income.

What is the investability score for Kingdom City, MO?

With a 3.0/5 investability score, Kingdom City, MO ranks as a solid market for rental property investors. Median prices of $340K and rents of $873/mo drive the underlying numbers.

What is the tenant pool like in Kingdom City, MO?

Kingdom City, MO draws a measured base of working renters. Demand at the $873/mo rent level is reasonable for standard single-family and small multi rentals.

You know 65262 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 65262 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 65262 ranks in Jefferson City, MO

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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