Real Estate Investing in Williamsburg, Missouri (63388)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Callaway County • Population: 756 • Data updated: September 2026

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Should you buy in 63388 (Williamsburg, MO)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (53/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High vacancy: 44.8% of homes vacant — above national norms.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Williamsburg, MO (63388)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $260,541
Avg Monthly Rent $873
1% Rule ✗ Does Not Meet
Median Income $65,774
% Renters 14.3%

Market Analysis: 63388 Williamsburg

ZIP 63388 in Williamsburg, MO carries a healthy set of headwinds. Home values near $261K and rents of $873/mo sit inside a market where underwriting has to be tight.

Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 63388 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.

Statewide comparisons place 63388 among MO's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.

A healthy renter share of 14% in 63388 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.

Strategically, 63388 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Williamsburg:

C Below Average
Buy Confidence Score: 59/100
Affordability
15/25
Appreciation
14/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4× the median income
Value Trend
Rising (+17.1%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $873/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
⚖️
BALANCED MARKET
Jefferson City, MO Metro Area
Even conditions for buyers and sellers
33 days
Average time to sell
Average
9.8%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Jefferson City, MO metro data

Market Trends

Home Value History (with trend line)

$274K$247K$219K$191K$164K$136KFeb 2018May 2022Jul 2026

📊 How Does 63388 Compare?

Metric 63388 Williamsburg Jefferson City, MO Missouri
Home Value $260,541 $260,541 N/A $254,657
5-Year CAGR 2.7% 2.7% N/A 7.0%
Avg Rent $873 $873 N/A -
Cap Rate 2.6% 2.6% - -
💡 Why Invest in 63388? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 63388 (Williamsburg, MO). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
2.6%
Low
5yr Growth
+2.7%
Slow

📉 Market Crash Risk Index

Based on Jefferson City, MO metro

0/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
40%
Days Pending
0/2
33 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $260,541
Monthly Rent $873
Price-to-Rent 24.9:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.0%
Cap Rate 2.6%
5-Year IRR 5.4%

📈 Home Appreciation

1-Year +17.1% ▲
3-Year CAGR +2.3% ▲
5-Year CAGR +2.7% ▲
10-Year CAGR N/A

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.6%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.6%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
44.8%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+2.7%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 63388

Population: 756

💰 Median Household Income
$65,774
This area
$65,774
State
$62,768
USA
$74,580
🏠 Renter Occupied
14.3%
This area
14.3%
State
23.7%
USA
34.0%
💼 Unemployment Rate
3.4%
This area
3.4%
State
-8.1%
USA
3.7%
🎓 College Educated
17.2%
This area
17.2%
State
8.6%
USA
33.7%
👤 Median Age
53.6 years
This area
53.6 years
State
20.4 years
USA
38.9 years
🏚️ Vacancy Rate
44.8%
This area
44.8%
State
18.8%
USA
10.5%
👥 Population by Ethnicity
White 90.9%
Black/African American 9.1%
👶 Under 18
15.8%
This area
15.8%
USA
22.0%
👴 65 and Over
21.1%
This area
21.1%
USA
17.3%
📊 Poverty Rate
16.1%
This area
16.1%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 63388

B+ Avg School Grade
1 Schools
9.7:1 Avg Class Size
$13,157 Avg Per Pupil

Schools in This ZIP Code

B+ Above Average

WILLIAMSBURG ELEM.

📚 K – 05 Elementary
👥
182 Students
👨‍🏫
9.7:1 Class Size
💰
$13,157 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

2 Nearby
C
William Woods University
1,729 students · 11.0 mi
C
Westminster College
593 students · 11.4 mi

Frequently Asked Questions

How much should I expect to pay for a home in Williamsburg, MO?

Expect median prices around $261K in Williamsburg, MO. The market has run at a 0.0% 5-year CAGR, so entry costs have been even-keeled.

What is the renter demographic in Williamsburg, MO?

Williamsburg, MO offers a predictable renter base at the $873/mo rent level. Tenant turnover is reasonable for well-managed properties.

How strong are rents in Williamsburg, MO?

The typical rental in Williamsburg, MO commands about $873/mo monthly. That rent profile reliable cash flow against the $261K purchase basis.

Is house hacking profitable in Williamsburg, MO?

House hacking in Williamsburg, MO is reasonable to execute. Prices around $261K and rents of $873/mo solid owner-occupant economics.

How do landlord-tenant laws work in Williamsburg, MO?

MO law landlord-friendly for landlords, and Williamsburg inherits those rules. Investors should still review local ordinances for rental licensing.

You know 63388 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 63388 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 63388 ranks in Jefferson City, MO

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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