Real Estate Investing in Columbia, Missouri (65202)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 65202 (Columbia, MO)? Our answer, based on the numbers below.
Solid choice — values are growing steadily and the market is stable enough to buy with confidence.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
No major risk flags on the data we track.
What’s happening in Columbia, MO (65202)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 65202 Columbia
The 65202 ZIP covers a section of Columbia that demands careful diligence. Prices near $282K look accessible, but the work to make a deal cash flow is real.
Rent of $1,375/mo on a $282K basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 65202 sits below the stated 0.0% once reality is priced in.
On the rental side, 65202 offers a low basis, the region around Columbia has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.
Who lives in 65202 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.
Distressed ZIPs reward experience. resilient returns are possible in 65202, but they flow to investors who already understand how to operate in soft markets.
Here's what matters if you're considering buying a home in Columbia:
Property Strategy for 65202
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 1BR | $129,994 | $1,040 | 5.8% | +6.0% | $129,994 |
| 2BR | $168,725 | $1,190 | 5.1% | +9.1% | $84,363 |
| 3BR | $258,445 | $1,610 | 4.5% | +9.1% | $86,148 |
| 4BR | $320,456 | $1,910 | 4.3% | +8.2% | $80,114 |
| 5BR | $374,409 | — | — | +8.3% | $74,882 |
Market Trends
Home Value History (with trend line)
Rent History (with trend line)
📊 How Does 65202 Compare?
| Metric | 65202 | Columbia | Columbia, MO | Missouri |
|---|---|---|---|---|
| Home Value | $282,358 | $125,480 | N/A | $254,657 |
| 5-Year CAGR | 7.0% | 5.9% | N/A | 7.0% |
| Avg Rent | $1,375 | $1,404 | N/A | - |
| Cap Rate | 3.8% | 3.3% | - | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 65202 (Columbia, MO). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $282,358 |
| Monthly Rent | $1,375 |
| Price-to-Rent | 17.1:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 5.8% |
| Cap Rate | 3.8% |
| 5-Year IRR | 10.8% |
📈 Home Appreciation
| 1-Year | +6.0% ▲ |
| 3-Year CAGR | +5.3% ▲ |
| 5-Year CAGR | +7.0% ▲ |
| 10-Year CAGR | +6.7% ▲ |
🏠 Rent Trends
| 1-Year | +23.8% ▲ |
| 3-Year CAGR | +13.2% ▲ |
| 5-Year CAGR | +12.8% ▲ |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.8%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 65202
Population: 47,543
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 65202
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Frequently Asked Questions
What is the best play in Columbia, MO?
The best-fit strategy in Columbia, MO is careful cash-flow rentals with hands-on management. That approach the rent and price profile of the market.
Is Columbia, MO a good market for buy-and-hold investors?
Columbia, MO rates 3.0/5 for investability. With median values at $282K and rents near $1,375/mo, the market offers reasonable fundamentals for rental investors.
How deep is the rental pool in Columbia, MO?
Columbia, MO draws a predictable base of working renters. Demand at the $1,375/mo rent level is reasonable for standard single-family and small multi rentals.
Does house hacking work in Columbia, MO?
The a challenging house-hack environment in Columbia, MO reflects the rent-to-price spread. Expect meaningful PITI offset at market rents.
Where do home prices stand in Columbia, MO?
Typical homes in Columbia, MO go for around $282K. The 5-year CAGR of 0.0% stable price movement.
You know 65202 now. You don’t know where it ranks.
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How 65202 ranks in Columbia, MO
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