Real Estate Investing in Jefferson City, Missouri (65016)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 65016 (Jefferson City, MO)? Our answer, based on the numbers below.
Multiple negative signals. Better options likely exist nearby.
Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.
- High vacancy: 13.6% of homes vacant — above national norms.
- High price-to-rent: Price-to-rent ratio 29.5 — hard to cash-flow at these prices.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Jefferson City, MO (65016)?
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Market Analysis: 65016 Jefferson City
ZIP 65016 inside Osage County looks affordable on the surface — median value of $284K — but the discount exists for reasons that a careful buyer should understand before committing.
The investment case in 65016 is substantial only for operators who understand what they are buying. A $284K median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.
In the broader MO picture, 65016 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.
Stepping back, 1,307 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.
Experienced landlords with local relationships tend to find 65016 workable. Turnkey investors from out of state usually find the numbers do not hold up in practice.
Here's what matters if you're considering buying a home in Jefferson City:
Market Trends
Home Value History (with trend line)
📊 How Does 65016 Compare?
| Metric | 65016 | Jefferson City | Jefferson City, MO | Missouri |
|---|---|---|---|---|
| Home Value | $283,576 | $124,026 | N/A | $254,657 |
| 5-Year CAGR | N/A | 7.8% | N/A | 7.0% |
| Avg Rent | $801 | $946 | N/A | - |
| Cap Rate | 2.2% | 2.6% | - | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 65016 (Jefferson City, MO). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $283,576 |
| Monthly Rent | $801 |
| Price-to-Rent | 29.5:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 3.4% |
| Cap Rate | 2.2% |
| 5-Year IRR | 3.4% |
📈 Home Appreciation
| 1-Year | +1.2% ▲ |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
| 10-Year CAGR | N/A |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.2%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 65016
Population: 1,307
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Nearby Colleges & Universities
Investor Insight: With 1,378 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
Does house hacking make sense in Jefferson City, MO?
House hacking in Jefferson City, MO is reasonable to execute. Prices around $284K and rents of $801/mo solid owner-occupant economics.
Is real estate in Jefferson City, MO a good investment right now?
Jefferson City, MO rates 2.0/5 for investability. With median values at $284K and rents near $801/mo, the market offers reasonable fundamentals for rental investors.
How do home values compare in Jefferson City, MO?
In Jefferson City, MO the median home value sits at $284K. Against the broader MO market, that reads as reasonable for most investors.
Is Jefferson City, MO good for landlords?
Jefferson City, MO falls under MO landlord-tenant law, which is landlord-friendly. That backdrop makes day-to-day property management reasonable.
How much is rent in Jefferson City, MO?
Rents in Jefferson City, MO run near $801/mo. Compared with median home prices of $284K that produces solid gross yields for typical rentals.
You know 65016 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 65016 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
How 65016 ranks in Jefferson City, MO
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