Real Estate Investing in Jefferson City, Missouri (65101)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 65101 (Jefferson City, MO)? Our answer, based on the numbers below.
Solid choice — values are growing steadily and the market is stable enough to buy with confidence.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- Elevated vacancy: 11.8% vacancy may signal weakening demand.
What’s happening in Jefferson City, MO (65101)?
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Market Analysis: 65101 Jefferson City
Not every below-median market is a bargain. Jefferson City's 65101 ZIP reflects signals that favor experienced operators who can absorb the risk $273K pricing implies.
If the plan assumes clean turnover, on-time rent, and low maintenance on a $273K asset, 65101 is the wrong submarket. If the plan prices in friction, the yield can still work.
In the broader MO picture, 65101 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.
Demographically, 65101 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.
The 65101 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.
Here's what matters if you're considering buying a home in Jefferson City:
Property Strategy for 65101
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $154,752 | $900 | 4.2% | +11.5% | $77,376 |
| 3BR | $259,230 | $1,230 | 3.4% | +9.3% | $86,410 |
| 4BR | $326,764 | $1,350 | 3.0% | +8.1% | $81,691 |
| 5BR | $402,374 | — | — | +7.9% | $80,475 |
Market Trends
Home Value History (with trend line)
Rent History (with trend line)
📊 How Does 65101 Compare?
| Metric | 65101 | Jefferson City | Jefferson City, MO | Missouri |
|---|---|---|---|---|
| Home Value | $273,472 | $124,026 | N/A | $254,657 |
| 5-Year CAGR | 8.1% | 7.8% | N/A | 7.0% |
| Avg Rent | $951 | $946 | N/A | - |
| Cap Rate | 2.7% | 2.6% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 65101 (Jefferson City, MO). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $273,472 |
| Monthly Rent | $951 |
| Price-to-Rent | 24.0:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 4.2% |
| Cap Rate | 2.7% |
| 5-Year IRR | 10.8% |
📈 Home Appreciation
| 1-Year | +9.5% ▲ |
| 3-Year CAGR | +6.7% ▲ |
| 5-Year CAGR | +8.1% ▲ |
| 10-Year CAGR | +7.4% ▲ |
🏠 Rent Trends
| 1-Year | +2.9% ▲ |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.7%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 65101
Population: 29,777
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 65101
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Frequently Asked Questions
What price range are homes in Jefferson City, MO?
Typical homes in Jefferson City, MO go for around $273K. The 5-year CAGR of 0.0% reliable price movement.
What is the tenant pool like in Jefferson City, MO?
Jefferson City, MO offers a reliable renter base at the $951/mo rent level. Tenant turnover is reasonable for well-managed properties.
What are rental rates like in Jefferson City, MO?
Rent in Jefferson City, MO is around $951/mo. The resulting rent-to-value relationship with $273K pricing is reasonable for most investor models.
Is Jefferson City, MO good for landlords?
The landlord environment in Jefferson City, MO is landlord-friendly. Statewide rules shape most day-to-day operations for rental owners.
How should investors approach Jefferson City, MO?
The best-fit strategy in Jefferson City, MO is careful cash-flow rentals with hands-on management. That approach the rent and price profile of the market.
You know 65101 now. You don’t know where it ranks.
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How 65101 ranks in Jefferson City, MO
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