Real Estate Investing in Plymouth, Minnesota (55446)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 55446 (Plymouth, MN)? Our answer, based on the numbers below.
Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
No major risk flags on the data we track.
What’s happening in Plymouth, MN (55446)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 55446 Plymouth
ZIP 55446 in Plymouth, MN carries a significant set of headwinds. Home values near $626K and rents of $2,207/mo sit inside a market where underwriting has to be tight.
The investment case in 55446 is significant only for operators who understand what they are buying. A $626K median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.
Nearby ZIPs in Plymouth have seen price recovery that 55446 has not matched. Hennepin County data supports the view that the spread is structural rather than temporary.
A healthy renter share of 18% in 55446 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.
Strategically, 55446 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.
Here's what matters if you're considering buying a home in Plymouth:
Property Strategy for 55446
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $311,985 | $2,240 | 5.2% | +4.2% | $155,992 |
| 3BR | $459,521 | $2,960 | 4.6% | +3.6% | $153,174 |
| 4BR | $725,019 | $3,320 | 3.3% | +5.5% | $181,255 |
| 5BR | $889,556 | — | — | +5.9% | $177,911 |
Market Trends
Home Value History (with trend line)
Rent History (with trend line)
📊 How Does 55446 Compare?
| Metric | 55446 | Plymouth | Minnesota |
|---|---|---|---|
| Home Value | $625,574 | $518,796 | $340,597 |
| 5-Year CAGR | 2.9% | 3.1% | 4.9% |
| Avg Rent | $2,207 | $1,957 | - |
| Cap Rate | 2.8% | 3.0% | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 55446 (Plymouth, MN). Anonymous, moderated, never written by AI.
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Property managers serving Hennepin County
Manage rentals here? List your business →JJS Property Management of Central Minnesota offers a wide choice of apartments in various areas including Avon, Buffalo, Milaca, Monticello, Royalton, Sartell, Sauk Rapids, St. Cloud, and St. Joseph. summary from their website
MGM Property Management, LLC provides property management services for rental properties, homeowner associations, and commercial tenants in the Twin Cities, Rochester, and St. Cloud areas. summary from their website
Simply Residential Property Management offers expert management of single-family, condominiums, and multi-family dwellings throughout the Twin Cities. summary from their website
Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.
📊 Market Snapshot
| Home Value | $625,574 |
| Monthly Rent | $2,207 |
| Price-to-Rent | 23.6:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 4.2% |
| Cap Rate | 2.8% |
| 5-Year IRR | 5.7% |
📈 Home Appreciation
| 1-Year | +3.0% ▲ |
| 3-Year CAGR | +1.6% ▲ |
| 5-Year CAGR | +2.9% ▲ |
| 10-Year CAGR | +4.3% ▲ |
🏠 Rent Trends
| 1-Year | +5.4% ▲ |
| 3-Year CAGR | +3.5% ▲ |
| 5-Year CAGR | +3.8% ▲ |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.8%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 55446
Population: 27,627
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 55446
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 6,343 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
How strong is the working-renter base in Plymouth, MN?
Tenant quality in Plymouth, MN ranks as solid. Landlords generally report stable occupancy at market rents of $2,207/mo.
Is Plymouth, MN a smart market for rental property?
Plymouth, MN clocks in at an investability rating of 3.0/5, with median home values near $626K and average rents around $2,207/mo. That combination puts it in the resilient tier for investor interest.
Where do home prices stand in Plymouth, MN?
Typical homes in Plymouth, MN go for around $626K. The 5-year CAGR of 0.0% measured price movement.
What is it like being a landlord in Plymouth, MN?
Landlord-friendliness in Plymouth, MN is balanced. Eviction timelines and lease enforcement are considered reasonable by most property managers.
What kind of vacancy should I budget for in Plymouth, MN?
Expect elevated vacancy in Plymouth, MN. Rents at $2,207/mo are absorbed by the tenant base without meaningful lag.
You know 55446 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 55446 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
How 55446 ranks in Minneapolis-St. Paul-Bloomington, MN-WI
Every ZIP in this metro, ranked. Free.
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