Real Estate Investing in Plymouth, Minnesota (55441)
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Should you buy in 55441 (Plymouth, MN)? Our answer, based on the numbers below.
Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
No major risk flags on the data we track.
What’s happening in Plymouth, MN (55441)?
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Market Analysis: 55441 Plymouth
The 55441 ZIP covers a section of Plymouth that demands careful diligence. Prices near $467K look accessible, but the work to make a deal cash flow is real.
If the plan assumes clean turnover, on-time rent, and low maintenance on a $467K asset, 55441 is the wrong submarket. If the plan prices in friction, the yield can still work.
In practical terms, 55441 offers a low basis, the region around Plymouth has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.
The demographic picture in 55441 includes headwinds that any investor should price in. Income distribution skews lower than Plymouth averages, and tenant stability requires active management.
The right play in 55441 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.
Here's what matters if you're considering buying a home in Plymouth:
Property Strategy for 55441
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $313,816 | $1,860 | 4.3% | +3.9% | $156,908 |
| 3BR | $431,029 | $2,460 | 4.1% | +4.4% | $143,676 |
| 4BR | $546,317 | $2,750 | 3.6% | +4.7% | $136,579 |
| 5BR | $656,952 | — | — | +5.4% | $131,390 |
Market Trends
Home Value History (with trend line)
Rent History (with trend line)
📊 How Does 55441 Compare?
| Metric | 55441 | Plymouth | Minnesota |
|---|---|---|---|
| Home Value | $467,382 | $518,796 | $340,597 |
| 5-Year CAGR | 3.0% | 3.1% | 4.9% |
| Avg Rent | $1,701 | $1,957 | - |
| Cap Rate | 2.8% | 3.0% | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 55441 (Plymouth, MN). Anonymous, moderated, never written by AI.
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Property managers serving Hennepin County
Manage rentals here? List your business →JJS Property Management of Central Minnesota offers a wide choice of apartments in various areas including Avon, Buffalo, Milaca, Monticello, Royalton, Sartell, Sauk Rapids, St. Cloud, and St. Joseph. summary from their website
MGM Property Management, LLC provides property management services for rental properties, homeowner associations, and commercial tenants in the Twin Cities, Rochester, and St. Cloud areas. summary from their website
Simply Residential Property Management offers expert management of single-family, condominiums, and multi-family dwellings throughout the Twin Cities. summary from their website
Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.
📊 Market Snapshot
| Home Value | $467,382 |
| Monthly Rent | $1,701 |
| Price-to-Rent | 22.9:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 4.4% |
| Cap Rate | 2.8% |
| 5-Year IRR | 5.9% |
📈 Home Appreciation
| 1-Year | +6.5% ▲ |
| 3-Year CAGR | +2.7% ▲ |
| 5-Year CAGR | +3.0% ▲ |
| 10-Year CAGR | +4.9% ▲ |
🏠 Rent Trends
| 1-Year | +2.9% ▲ |
| 3-Year CAGR | +2.9% ▲ |
| 5-Year CAGR | +3.5% ▲ |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.8%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 55441
Population: 18,242
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 55441
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 6,343 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
Are rents high in Plymouth, MN?
Average rent in Plymouth, MN is approximately $1,701/mo per month. Against $467K home values that yields a reasonable rent-to-price ratio.
What is the tenant pool like in Plymouth, MN?
Plymouth, MN draws a measured base of working renters. Demand at the $1,701/mo rent level is reasonable for standard single-family and small multi rentals.
What is the rental occupancy rate in Plymouth, MN?
Rental vacancy in Plymouth, MN is elevated. Investors should budget normal turnover but not chronic empty units.
What is the median home value in Plymouth, MN?
Plymouth, MN median home values land near $467K. That is reasonable territory for investors looking at $1,701/mo-per-month rentals.
Is real estate in Plymouth, MN a good investment right now?
Investors tracking Plymouth, MN will find a 3.0/5 rating supported by $467K median home values and $1,701/mo rents. That profile suits long-term holders targeting even-keeled returns.
You know 55441 now. You don’t know where it ranks.
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How 55441 ranks in Minneapolis-St. Paul-Bloomington, MN-WI
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