Best ZIP Codes for Cash Flow in Minneapolis-St. Paul-Bloomington, MN-WI (2026)
Ranked by cap rate — the annual return on the purchase price before financing. ZIPs that also clear the 1% rule are marked.
| # | ZIP | City | Home value | Rent | Cap rate | 5-yr growth |
|---|---|---|---|---|---|---|
| 1 | 55454 1% rule | Minneapolis, MN | $152,468 | $1,841 | 9.42% | -2.3% |
| 2 | 55435 | Edina, MN | $213,951 | $1,958 | 7.14% | -2.5% |
| 3 | 55101 | Saint Paul, MN | $185,726 | $1,576 | 6.62% | -0.1% |
| 4 | 55301 | Albertville, MN | $383,674 | $2,947 | 5.99% | 2.7% |
| 5 | 55412 | Minneapolis, MN | $238,220 | $1,700 | 5.57% | 1.3% |
| 6 | 55411 | Minneapolis, MN | $246,371 | $1,743 | 5.52% | 1.2% |
| 7 | 55444 | Brooklyn Park, MN | $340,508 | $2,400 | 5.50% | 2.7% |
| 8 | 55403 | Minneapolis, MN | $207,594 | $1,440 | 5.41% | -2.9% |
| 9 | 55008 | Cambridge, MN | $332,587 | $2,200 | 5.16% | 3.4% |
| 10 | 55071 | Saint Paul Park, MN | $321,311 | $2,097 | 5.09% | 2.9% |
| 11 | 55090 | Willernie, MN | $306,443 | $1,935 | 4.93% | 1.9% |
| 12 | 55401 | Minneapolis, MN | $319,173 | $2,002 | 4.89% | -0.2% |
| 13 | 55304 | Andover, MN | $464,492 | $2,759 | 4.63% | 3.4% |
| 14 | 55404 | Minneapolis, MN | $242,504 | $1,426 | 4.59% | -1.5% |
| 15 | 55017 | Dalbo, MN | $379,389 | $2,223 | 4.57% | 4.5% |
| 16 | 55434 | Blaine, MN | $342,391 | $1,979 | 4.51% | 3.0% |
| 17 | 55114 | Saint Paul, MN | $282,027 | $1,618 | 4.47% | -0.6% |
| 18 | 54023 | Roberts, WI | $414,039 | $2,350 | 4.43% | 3.6% |
| 19 | 55102 | Saint Paul, MN | $288,977 | $1,641 | 4.43% | 1.8% |
| 20 | 55107 | Saint Paul, MN | $272,851 | $1,531 | 4.38% | 1.8% |
| 21 | 55415 | Minneapolis, MN | $375,847 | $2,099 | 4.36% | 4.6% |
| 22 | 55448 | Coon Rapids, MN | $346,855 | $1,886 | 4.24% | 2.9% |
| 23 | 55413 | Minneapolis, MN | $329,199 | $1,784 | 4.23% | 1.1% |
| 24 | 55038 | Hugo, MN | $460,252 | $2,470 | 4.19% | 2.7% |
| 25 | 55103 | Saint Paul, MN | $256,443 | $1,348 | 4.10% | 1.6% |
Ranked from Repit’s own ZIP-level data — Zillow home values and rents, HUD fair-market rents where Zillow has no coverage, and U.S. Census vacancy. Cap rate is gross: annual rent over purchase price, before financing and expenses. Every ZIP above links to its full free page. How we calculate this →
Same metro, different strategy
Appreciation in Minneapolis-St. Paul-Bloomington, MN-WI · Affordable in Minneapolis-St. Paul-Bloomington, MN-WI
Or see the full Minneapolis-St. Paul-Bloomington, MN-WI metro profile.