Most Affordable ZIP Codes in Minneapolis-St. Paul-Bloomington, MN-WI (2026)
The lowest entry prices that still hold a decent investability rating — cheap is only useful if the market underneath it is sound.
| # | ZIP | City | Home value | Rent | Cap rate | 5-yr growth |
|---|---|---|---|---|---|---|
| 1 | 55454 1% rule | Minneapolis, MN | $152,468 | $1,841 | 9.42% | -2.3% |
| 2 | 55101 | Saint Paul, MN | $185,726 | $1,576 | 6.62% | -0.1% |
| 3 | 55403 | Minneapolis, MN | $207,594 | $1,440 | 5.41% | -2.9% |
| 4 | 55435 | Edina, MN | $213,951 | $1,958 | 7.14% | -2.5% |
| 5 | 55412 | Minneapolis, MN | $238,220 | $1,700 | 5.57% | 1.3% |
| 6 | 55404 | Minneapolis, MN | $242,504 | $1,426 | 4.59% | -1.5% |
| 7 | 55411 | Minneapolis, MN | $246,371 | $1,743 | 5.52% | 1.2% |
| 8 | 55103 | Saint Paul, MN | $256,443 | $1,348 | 4.10% | 1.6% |
| 9 | 55107 | Saint Paul, MN | $272,851 | $1,531 | 4.38% | 1.8% |
| 10 | 56304 | Saint Cloud, MN | $273,406 | $1,204 | 3.43% | 3.9% |
| 11 | 54740 | Elmwood, WI | $273,767 | $1,368 | 3.90% | 4.7% |
| 12 | 54761 | Plum City, WI | $278,995 | $1,368 | 3.82% | 4.8% |
| 13 | 55006 | Braham, MN | $280,302 | $1,368 | 3.81% | 4.1% |
| 14 | 55114 | Saint Paul, MN | $282,027 | $1,618 | 4.47% | -0.6% |
| 15 | 55430 | Brooklyn Center, MN | $282,547 | $1,380 | 3.81% | 2.0% |
| 16 | 55102 | Saint Paul, MN | $288,977 | $1,641 | 4.43% | 1.8% |
| 17 | 56358 | Ogilvie, MN | $293,984 | $1,368 | 3.63% | 5.8% |
| 18 | 56386 | Wahkon, MN | $303,790 | $936 | 2.40% | 4.5% |
| 19 | 55429 | Brooklyn Center, MN | $304,416 | $1,395 | 3.57% | 2.4% |
| 20 | 56359 | Onamia, MN | $304,566 | $990 | 2.54% | 4.8% |
| 21 | 55075 | South Saint Paul, MN | $304,890 | $1,489 | 3.81% | 3.1% |
| 22 | 55421 | Columbia Heights, MN | $304,972 | $1,575 | 4.03% | 2.6% |
| 23 | 55117 | Saint Paul, MN | $305,109 | $1,342 | 3.43% | 2.5% |
| 24 | 55119 | Saint Paul, MN | $305,434 | $1,432 | 3.66% | 2.5% |
| 25 | 55090 | Willernie, MN | $306,443 | $1,935 | 4.93% | 1.9% |
Ranked from Repit’s own ZIP-level data — Zillow home values and rents, HUD fair-market rents where Zillow has no coverage, and U.S. Census vacancy. Cap rate is gross: annual rent over purchase price, before financing and expenses. Every ZIP above links to its full free page. How we calculate this →
Same metro, different strategy
Cash Flow in Minneapolis-St. Paul-Bloomington, MN-WI · Appreciation in Minneapolis-St. Paul-Bloomington, MN-WI
Or see the full Minneapolis-St. Paul-Bloomington, MN-WI metro profile.