Real Estate Investing in Plum City, Wisconsin (54761)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 54761 (Plum City, WI)? Our answer, based on the numbers below.
Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- Elevated vacancy: 8.9% vacancy may signal weakening demand.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Plum City, WI (54761)?
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Market Analysis: 54761 Plum City
ZIP 54761 in Plum City, WI carries a solid set of headwinds. Home values near $279K and rents of $1,368/mo sit inside a market where underwriting has to be tight.
The 54761 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.
Regionally, 54761 sits on the difficult end of the WI spectrum. The an appealing option for read — for disciplined operators — is that pricing reflects the difficulty.
A healthy renter share of 31% in 54761 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.
Strategically, 54761 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.
Here's what matters if you're considering buying a home in Plum City:
Market Trends
Home Value History (with trend line)
📊 How Does 54761 Compare?
| Metric | 54761 | Plum City | Wisconsin |
|---|---|---|---|
| Home Value | $278,995 | $278,995 | $320,446 |
| 5-Year CAGR | 4.8% | 4.8% | 7.3% |
| Avg Rent | $1,368 | $1,368 | - |
| Cap Rate | 3.8% | 3.8% | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 54761 (Plum City, WI). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $278,995 |
| Monthly Rent | $1,368 |
| Price-to-Rent | 17.0:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 5.9% |
| Cap Rate | 3.8% |
| 5-Year IRR | 8.6% |
📈 Home Appreciation
| 1-Year | +8.7% ▲ |
| 3-Year CAGR | +4.5% ▲ |
| 5-Year CAGR | +4.8% ▲ |
| 10-Year CAGR | +7.0% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.8%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 54761
Population: 1,135
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 54761
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
Frequently Asked Questions
What do rentals go for in Plum City, WI?
Average rent in Plum City, WI is approximately $1,368/mo per month. Against $279K home values that yields a reasonable rent-to-price ratio.
How do home values compare in Plum City, WI?
In Plum City, WI the median home value sits at $279K. Against the broader WI market, that reads as reasonable for most investors.
Is Plum City, WI a smart market for rental property?
With a 3.0/5 investability score, Plum City, WI ranks as a solid market for rental property investors. Median prices of $279K and rents of $1,368/mo drive the underlying numbers.
What investment strategy works best in Plum City, WI?
Most investors in Plum City, WI run a careful cash-flow rentals with hands-on management strategy. It aligns with the 3.0/5 investability profile and the market fundamentals.
Should investors worry about vacancy in Plum City, WI?
Vacancy in Plum City, WI is elevated, which keeps landlord downtime on reasonable timelines. Most properties lease within the standard window at $1,368/mo.
You know 54761 now. You don’t know where it ranks.
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