Real Estate Investing in Frontenac, Minnesota (55026)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Goodhue County • Population: 451 • Data updated: September 2026

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Should you buy in 55026 (Frontenac, MN)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (60/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High vacancy: 28.4% of homes vacant — above national norms.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Frontenac, MN (55026)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $340,304
Avg Monthly Rent $1,476
1% Rule ✗ Does Not Meet
Median Income $103,125
% Renters 12.8%

Market Analysis: 55026 Frontenac

Not every below-median market is a bargain. Frontenac's 55026 ZIP posts signals that favor experienced operators who can absorb the risk $340K pricing implies.

Rent of $1,476/mo on a $340K basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 55026 sits below the stated 0.0% once reality is priced in.

In the broader MN picture, 55026 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.

The 55026 ZIP's population of 451 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that sits at the need for careful underwriting.

Distressed ZIPs reward experience. robust returns are possible in 55026, but they flow to investors who already understand how to operate in soft markets.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Frontenac:

C+ Average
Buy Confidence Score: 66/100
Affordability
20/25
Appreciation
18/25
Stability
7/20
Timing
6/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.3× the median income
Value Trend
Rising (+8.8%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,476/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
☀️
WARM MARKET
Red Wing, MN Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
9.3%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Red Wing, MN metro data

Market Trends

Home Value History (with trend line)

$352K$325K$299K$272K$245K$219KFeb 2018May 2022Jul 2026

📊 How Does 55026 Compare?

Metric 55026 Frontenac Red Wing, MN Minnesota
Home Value $340,304 $340,304 N/A $340,597
5-Year CAGR 4.1% 4.1% N/A 4.9%
Avg Rent $1,476 $1,476 N/A -
Cap Rate 3.4% 3.4% - -
💡 Why Invest in 55026? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 55026 (Frontenac, MN). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
3.4%
Low
5yr Growth
+4.1%
Moderate

📉 Market Crash Risk Index

Based on Red Wing, MN metro

0/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
45%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $340,304
Monthly Rent $1,476
Price-to-Rent 19.2:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 5.2%
Cap Rate 3.4%
5-Year IRR 7.5%

📈 Home Appreciation

1-Year +8.8% ▲
3-Year CAGR +4.3% ▲
5-Year CAGR +4.1% ▲
10-Year CAGR N/A

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.4%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.4%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
28.4%
Elevated risk
Landlord Climate
3.0/5
Balanced
Value Trend (5yr)
+4.1%
Stable
Eviction process: Slow Rent control: Moderate

Demographics in 55026

Population: 451

💰 Median Household Income
$103,125
This area
$103,125
State
$77,168
USA
$74,580
🏠 Renter Occupied
12.8%
This area
12.8%
State
18.9%
USA
34.0%
💼 Unemployment Rate
5.2%
This area
5.2%
State
-3.2%
USA
3.7%
🎓 College Educated
27.8%
This area
27.8%
State
20.0%
USA
33.7%
👤 Median Age
39.6 years
This area
39.6 years
State
37.2 years
USA
38.9 years
🏚️ Vacancy Rate
28.4%
This area
28.4%
State
17.0%
USA
10.5%
👥 Population by Ethnicity
White 95.0%
Other/Mixed 4.8%
Asian 0.2%
👶 Under 18
18.8%
This area
18.8%
USA
22.0%
👴 65 and Over
21.3%
This area
21.3%
USA
17.3%
📊 Poverty Rate
3.0%
This area
3.0%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

Frequently Asked Questions

What investment strategy works best in Frontenac, MN?

The best-fit strategy in Frontenac, MN is careful cash-flow rentals with hands-on management. That approach the rent and price profile of the market.

Are there empty rentals in Frontenac, MN?

Rental vacancy in Frontenac, MN is elevated. Investors should budget normal turnover but not chronic empty units.

Can I live-in-and-rent in Frontenac, MN?

House hacking works a challenging in Frontenac, MN. Rents of $1,476/mo against $340K acquisition make the strategy solid for owner-occupants.

What price range are homes in Frontenac, MN?

Expect median prices around $340K in Frontenac, MN. The market has run at a 0.0% 5-year CAGR, so entry costs have been consistent.

What is the average monthly rent in Frontenac, MN?

Rental rates in Frontenac, MN average $1,476/mo. Tenant demand and $340K home values make the yield look reasonable by investor standards.

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How 55026 ranks in Red Wing, MN

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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