Real Estate Investing in Ellsworth, Wisconsin (54011)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Pierce County • Population: 6,910 • Data updated: September 2026

☆ Watch this market Free account

Should you buy in 54011 (Ellsworth, WI)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (71/100)

Solid choice — values are growing steadily and the market is stable enough to buy with confidence.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
CLEAN

No major risk flags on the data we track.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Ellsworth, WI (54011)?

Click any question — our AI will research it live from the web and show you sources.

✨ Live AI + Web Search
Want to ask your own questions? Upgrade to Pro for unlimited custom queries.
3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $352,971
Avg Monthly Rent $1,368
1% Rule ✗ Does Not Meet
Median Income $85,679
% Renters 24.9%

Market Analysis: 54011 Ellsworth

ZIP 54011 inside Pierce County looks affordable on the surface — median value of $353K — but the discount exists for reasons that a careful buyer should understand before committing.

Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 54011 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.

Regionally, 54011 sits on the difficult end of the WI spectrum. The a viable market for read — for disciplined operators — is that pricing reflects the difficulty.

A durable renter share of 25% in 54011 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.

looks to the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Ellsworth:

C+ Average
Buy Confidence Score: 69/100
Affordability
15/25
Appreciation
22/25
Stability
9/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4.1× the median income
Value Trend
Rising (+7.3%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,368/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
🏠

Property Strategy for 54011

Which property type performs best in this market?

Best for Cash Flow
3BR
4.7% cap rate
Best for Appreciation
2BR
+6.7% 5yr CAGR
Best Overall Value
4BR
$90,687/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $253,888 $1,520 4.3% +6.7% $126,944
3BR $308,556 $2,020 4.7% $102,852
4BR $362,749 $2,270 4.5% +6.7% $90,687

Market Trends

Home Value History (with trend line)

$370K$320K$270K$220K$169K$119KJul 2006Jul 2016Jul 2026

📊 How Does 54011 Compare?

Metric 54011 Ellsworth Wisconsin
Home Value $352,971 $352,971 $320,446
5-Year CAGR 5.0% 5.0% 7.3%
Avg Rent $1,368 $1,368 -
Cap Rate 3.0% 3.0% -
💡 Why Invest in 54011? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
Open the Market Finder →
Free to search · investor plans from $19/mo

Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 54011 (Ellsworth, WI). Anonymous, moderated, never written by AI.

Do you own or manage rentals in ZIP 54011 (Ellsworth, WI)?

~25 seconds · no account needed · your report is anonymous

Investability
Good
Cap Rate
3.0%
Low
5yr Growth
+5.0%
Moderate

📊 Market Snapshot

Home Value $352,971
Monthly Rent $1,368
Price-to-Rent 21.5:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.7%
Cap Rate 3.0%
5-Year IRR 8.1%

📈 Home Appreciation

1-Year +7.3% ▲
3-Year CAGR +4.1% ▲
5-Year CAGR +5.0% ▲
10-Year CAGR +6.8% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.0%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.0%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
5.8%
Low risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+5.0%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 54011

Population: 6,910

💰 Median Household Income
$85,679
This area
$85,679
State
$73,177
USA
$74,580
🏠 Renter Occupied
24.9%
This area
24.9%
State
22.0%
USA
34.0%
💼 Unemployment Rate
1.9%
This area
1.9%
State
-1.8%
USA
3.7%
🎓 College Educated
22.7%
This area
22.7%
State
17.1%
USA
33.7%
👤 Median Age
42.3 years
This area
42.3 years
State
35.3 years
USA
38.9 years
🏚️ Vacancy Rate
5.8%
This area
5.8%
State
17.1%
USA
10.5%
👥 Population by Ethnicity
White 93.1%
Other/Mixed 6.0%
Hispanic/Latino 1.9%
Black/African American 0.7%
Asian 0.2%
👶 Under 18
24.2%
This area
24.2%
USA
22.0%
👴 65 and Over
16.2%
This area
16.2%
USA
17.3%
📊 Poverty Rate
2.7%
This area
2.7%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 54011

A Avg School Grade
3 Schools
14.4:1 Avg Class Size
$15,368 Avg Per Pupil

Schools in This ZIP Code

A Very Good

Ellsworth High

📚 09 – 12 High School
👥
527 Students
👨‍🏫
14.2:1 Class Size
💰
$15,368 Per Student
A Very Good

Ellsworth Middle

📚 06 – 08 Middle
👥
348 Students
👨‍🏫
13.4:1 Class Size
💰
$15,368 Per Student
B+ Above Average

Ellsworth Elementary

📚 Pre-K – 05 Elementary
👥
745 Students
👨‍🏫
15.7:1 Class Size
💰
$15,368 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

1 Nearby 126 Off-Campus Students
C+
University of Wisconsin-River Falls
5,064 students · 12.3 mi

Frequently Asked Questions

What is the average home sale price in Ellsworth, WI?

Typical homes in Ellsworth, WI go for around $353K. The 5-year CAGR of 0.0% stable price movement.

How should investors approach Ellsworth, WI?

In Ellsworth, WI the durable play is typically careful cash-flow rentals with hands-on management. The combination of $353K prices and $1,368/mo rents suits that approach.

How strong is the working-renter base in Ellsworth, WI?

The renter base in Ellsworth, WI is reasonable for the $1,368/mo price point. Screening well and pricing to market typically yields predictable tenants.

Is Ellsworth, WI suited for a house hack?

For house hackers, Ellsworth, WI is a challenging. The $1,368/mo rent on a unit helps defray the mortgage on a $353K property.

Is WI a landlord-friendly state?

Landlord-friendliness in Ellsworth, WI is landlord-friendly. Eviction timelines and lease enforcement are considered reasonable by most property managers.

You know 54011 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 54011 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

Compare Plans

How 54011 ranks in Minneapolis-St. Paul-Bloomington, MN-WI

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
🤖

AI Market Advisor

Ask questions about investing in 54011 (Ellsworth)

Loading...

Community Ratings

What people who’ve spent time here actually say. Not paid reviews.

Be the first to rate 54011 (Ellsworth, WI).

It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.