Real Estate Investing in Hager City, Wisconsin (54014)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Pierce County • Population: 2,018 • Data updated: September 2026

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Should you buy in 54014 (Hager City, WI)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (71/100)

Solid choice — values are growing steadily and the market is stable enough to buy with confidence.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
CLEAN

No major risk flags on the data we track.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Hager City, WI (54014)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $357,695
Avg Monthly Rent $1,368
1% Rule ✗ Does Not Meet
Median Income $95,592
% Renters 10.2%

Market Analysis: 54014 Hager City

ZIP 54014 in Hager City, WI carries a substantial set of headwinds. Home values near $358K and rents of $1,368/mo sit inside a market where underwriting has to be tight.

For an experienced owner, 54014 can be a a solid fit for hunting ground — but the discount at $358K reflects genuine risk that outside investors often underestimate.

Within WI, ZIP 54014 trails on several market indicators that neighboring Pierce County submarkets outperform. The gap is real and durable enough to shape underwriting.

A resilient renter share of 10% in 54014 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.

Distressed ZIPs reward experience. resilient returns are possible in 54014, but they flow to investors who already understand how to operate in soft markets.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Hager City:

C+ Average
Buy Confidence Score: 67/100
Affordability
15/25
Appreciation
22/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.7× the median income
Value Trend
Rising (+6.8%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,368/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.

Market Trends

Home Value History (with trend line)

$375K$324K$273K$222K$170K$119KJul 2006Jul 2016Jul 2026

📊 How Does 54014 Compare?

Metric 54014 Hager City Wisconsin
Home Value $357,695 $357,695 $320,446
5-Year CAGR 5.2% 5.2% 7.3%
Avg Rent $1,368 $1,368 -
Cap Rate 3.0% 3.0% -
💡 Why Invest in 54014? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 54014 (Hager City, WI). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
3.0%
Low
5yr Growth
+5.2%
Moderate

📊 Market Snapshot

Home Value $357,695
Monthly Rent $1,368
Price-to-Rent 21.8:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.6%
Cap Rate 3.0%
5-Year IRR 8.2%

📈 Home Appreciation

1-Year +6.8% ▲
3-Year CAGR +4.5% ▲
5-Year CAGR +5.2% ▲
10-Year CAGR +7.1% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.0%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.0%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

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⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
5.3%
Low risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+5.2%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 54014

Population: 2,018

💰 Median Household Income
$95,592
This area
$95,592
State
$73,177
USA
$74,580
🏠 Renter Occupied
10.2%
This area
10.2%
State
22.0%
USA
34.0%
💼 Unemployment Rate
2.7%
This area
2.7%
State
-1.8%
USA
3.7%
🎓 College Educated
22.6%
This area
22.6%
State
17.1%
USA
33.7%
👤 Median Age
47.9 years
This area
47.9 years
State
35.3 years
USA
38.9 years
🏚️ Vacancy Rate
5.3%
This area
5.3%
State
17.1%
USA
10.5%
👥 Population by Ethnicity
White 94.8%
Other/Mixed 4.0%
Hispanic/Latino 3.4%
Asian 1.2%
👶 Under 18
19.2%
This area
19.2%
USA
22.0%
👴 65 and Over
23.0%
This area
23.0%
USA
17.3%
📊 Poverty Rate
2.6%
This area
2.6%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Nearby Colleges & Universities

1 Nearby 126 Off-Campus Students
C+
University of Wisconsin-River Falls
5,064 students · 14.6 mi

Frequently Asked Questions

Should investors worry about vacancy in Hager City, WI?

Vacancy in Hager City, WI is elevated, which keeps landlord downtime on reasonable timelines. Most properties lease within the standard window at $1,368/mo.

What real estate strategy is ideal for Hager City, WI?

For Hager City, WI, careful cash-flow rentals with hands-on management is the standard investor playbook. The market structure makes it a reasonable default approach.

How strong is Hager City, WI for real estate investors?

Hager City, WI rates 3.0/5 for investability. With median values at $358K and rents near $1,368/mo, the market offers reasonable fundamentals for rental investors.

Can I house hack in Hager City, WI?

Hager City, WI is a a challenging market for house hackers. FHA or conventional owner-occupant buyers find the $358K price point reasonable to enter.

How much is rent in Hager City, WI?

Rents in Hager City, WI run near $1,368/mo. Compared with median home prices of $358K that produces solid gross yields for typical rentals.

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How 54014 ranks in Minneapolis-St. Paul-Bloomington, MN-WI

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Cash Flow → Appreciation → Affordable →
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