Real Estate Investing in Pepin, Wisconsin (54759)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 54759 (Pepin, WI)? Our answer, based on the numbers below.
Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 25.0% of homes vacant — above national norms.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Pepin, WI (54759)?
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Market Analysis: 54759 Pepin
ZIP 54759 in Pepin, WI carries a robust set of headwinds. Home values near $282K and rents of $1,368/mo sit inside a market where underwriting has to be tight.
Distressed markets are won on execution, not on spreadsheets. ZIP 54759 reflects the profile where tenant screening, deferred maintenance, and local relationships determine the outcome.
Nearby ZIPs in Pepin have seen price recovery that 54759 has not matched. Pepin County data supports the view that the spread is structural rather than temporary.
A sturdy renter share of 19% in 54759 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.
Strategically, 54759 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.
Here's what matters if you're considering buying a home in Pepin:
Market Trends
Home Value History (with trend line)
📊 How Does 54759 Compare?
| Metric | 54759 | Pepin | Wisconsin |
|---|---|---|---|
| Home Value | $282,333 | $282,333 | $320,446 |
| 5-Year CAGR | 7.5% | 7.5% | 7.3% |
| Avg Rent | $1,368 | $1,368 | - |
| Cap Rate | 3.8% | 3.8% | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 54759 (Pepin, WI). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $282,333 |
| Monthly Rent | $1,368 |
| Price-to-Rent | 17.2:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 5.8% |
| Cap Rate | 3.8% |
| 5-Year IRR | 11.3% |
📈 Home Appreciation
| 1-Year | +9.5% ▲ |
| 3-Year CAGR | +6.3% ▲ |
| 5-Year CAGR | +7.5% ▲ |
| 10-Year CAGR | +7.9% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.8%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 54759
Population: 1,439
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 54759
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
Frequently Asked Questions
How strict are landlord regulations in Pepin, WI?
Pepin, WI operates under WI law, which is landlord-friendly overall for landlords. Expect measured treatment in typical lease and eviction cases.
Is it easy to find good tenants in Pepin, WI?
The renter base in Pepin, WI is reasonable for the $1,368/mo price point. Screening well and pricing to market typically yields consistent tenants.
Is vacancy a concern in Pepin, WI?
Rental vacancy in Pepin, WI is elevated. Investors should budget normal turnover but not chronic empty units.
What is the best play in Pepin, WI?
For Pepin, WI, careful cash-flow rentals with hands-on management is the standard investor playbook. The market structure makes it a reasonable default approach.
What is the median home value in Pepin, WI?
Expect median prices around $282K in Pepin, WI. The market has run at a 0.0% 5-year CAGR, so entry costs have been steady.
You know 54759 now. You don’t know where it ranks.
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