Real Estate Investing in Willernie, Minnesota (55090)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 55090 (Willernie, MN)? Our answer, based on the numbers below.
Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.
A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.
- Higher unemployment: 15.0% unemployment — tenant risk signal.
• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Willernie, MN (55090)?
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Market Analysis: 55090 Willernie
Investors eyeing 55090 need to respect the fundamentals at play. Home values of $306K come alongside slower price movement and elevated management overhead.
Distressed markets are won on execution, not on spreadsheets. ZIP 55090 registers the profile where tenant screening, deferred maintenance, and local relationships determine the outcome.
In the broader MN picture, 55090 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.
A sturdy renter share of 16% in 55090 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.
The 55090 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.
Here's what matters if you're considering buying a home in Willernie:
Market Trends
Home Value History (with trend line)
📊 How Does 55090 Compare?
| Metric | 55090 | Willernie | Minnesota |
|---|---|---|---|
| Home Value | $306,443 | $306,443 | $340,597 |
| 5-Year CAGR | 1.9% | 1.9% | 4.9% |
| Avg Rent | $1,935 | $1,935 | - |
| Cap Rate | 4.9% | 4.9% | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 55090 (Willernie, MN). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $306,443 |
| Monthly Rent | $1,935 |
| Price-to-Rent | 13.2:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 7.6% |
| Cap Rate | 4.9% |
| 5-Year IRR | 6.8% |
📈 Home Appreciation
| 1-Year | +6.7% ▲ |
| 3-Year CAGR | +1.2% ▲ |
| 5-Year CAGR | +1.9% ▲ |
| 10-Year CAGR | +4.8% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.9%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 55090
Population: 377
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 55090
Nearby Schools (4 more)
Schools in adjacent ZIP codes that may serve this area
MAHTOMEDI MIDDLE
O.H. ANDERSON ELEMENTARY
Passages Transition Program
MAHTOMEDI SENIOR HIGH
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 4,133 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
How much rent can I charge in Willernie, MN?
Expect rents around $1,935/mo per month in Willernie, MN. With home values at $306K, the yield math works out to reasonable levels for rental investors.
What is the typical renter like in Willernie, MN?
Working renters make up the core of the Willernie, MN tenant base. The pool is reasonable for investors targeting long-term holds.
What is the median home value in Willernie, MN?
In Willernie, MN the median home value sits at $306K. Against the broader MN market, that reads as reasonable for most investors.
What investment strategy works best in Willernie, MN?
For Willernie, MN, careful cash-flow rentals with hands-on management is the standard investor playbook. The market structure makes it a reasonable default approach.
Can I live-in-and-rent in Willernie, MN?
The a challenging house-hack environment in Willernie, MN reflects the rent-to-price spread. Expect meaningful PITI offset at market rents.
You know 55090 now. You don’t know where it ranks.
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