Real Estate Investing in Maplewood, Minnesota (55109)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 55109 (Maplewood, MN)? Our answer, based on the numbers below.
Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
No major risk flags on the data we track.
What’s happening in Maplewood, MN (55109)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 55109 Maplewood
The 55109 ZIP in Maplewood, MN is a local-operator market. Outside capital chasing a $345K entry has to pair deep knowledge with the discount.
For an experienced owner, 55109 can be a an appealing option for hunting ground — but the discount at $345K reflects genuine risk that outside investors often underestimate.
Meanwhile, 55109 offers a low basis, the region around Maplewood has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.
Resident income in 55109 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.
New investors are better served looking at Maplewood's stable or hybrid ZIPs before stepping into 55109. The learning curve here is expensive when the lesson is wrong.
Here's what matters if you're considering buying a home in Maplewood:
Property Strategy for 55109
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 1BR | $203,143 | $1,330 | 4.7% | +4.2% | $203,143 |
| 2BR | $263,500 | $1,620 | 4.4% | +4.0% | $131,750 |
| 3BR | $320,165 | $2,140 | 4.8% | +4.3% | $106,722 |
| 4BR | $376,650 | $2,400 | 4.6% | +4.4% | $94,162 |
| 5BR | $431,870 | — | — | +4.4% | $86,374 |
Market Trends
Home Value History (with trend line)
Rent History (with trend line)
📊 How Does 55109 Compare?
| Metric | 55109 | Maplewood | Minnesota |
|---|---|---|---|
| Home Value | $344,943 | $344,943 | $340,597 |
| 5-Year CAGR | 2.8% | 2.8% | 4.9% |
| Avg Rent | $1,529 | $1,529 | - |
| Cap Rate | 3.5% | 3.5% | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 55109 (Maplewood, MN). Anonymous, moderated, never written by AI.
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Property managers serving Ramsey County
Manage rentals here? List your business →Property Care provides HOA Management services. summary from their website
Simply Residential Property Management offers expert management of single-family, condominiums, and multi-family dwellings throughout the Twin Cities. summary from their website
Spire Community Management provides HOA management services in Minnesota, with a local phone number for the state. summary from their website
Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.
📊 Market Snapshot
| Home Value | $344,943 |
| Monthly Rent | $1,529 |
| Price-to-Rent | 18.8:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 5.3% |
| Cap Rate | 3.5% |
| 5-Year IRR | 6.2% |
📈 Home Appreciation
| 1-Year | +4.9% ▲ |
| 3-Year CAGR | +2.4% ▲ |
| 5-Year CAGR | +2.8% ▲ |
| 10-Year CAGR | +5.4% ▲ |
🏠 Rent Trends
| 1-Year | +15.1% ▲ |
| 3-Year CAGR | +7.2% ▲ |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.5%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 55109
Population: 34,266
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 55109
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 6,390 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
What are vacancy rates like in Maplewood, MN?
Vacancy risk in Maplewood, MN is elevated. That supports even-keeled cash flow for typical rental holds.
Is rental property easy to operate in Maplewood, MN?
MN ranks as a balanced state for landlord-tenant law. Maplewood generally follows the statewide framework, so landlords face reasonable operating rules.
What kind of tenants rent in Maplewood, MN?
The renter base in Maplewood, MN is reasonable for the $1,529/mo price point. Screening well and pricing to market typically yields predictable tenants.
What does house hacking look like in Maplewood, MN?
House hacking in Maplewood, MN is reasonable to execute. Prices around $345K and rents of $1,529/mo solid owner-occupant economics.
How should investors approach Maplewood, MN?
A careful cash-flow rentals with hands-on management strategy Maplewood, MN best. The market produces predictable results for that approach at the $345K price point.
You know 55109 now. You don’t know where it ranks.
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How 55109 ranks in Minneapolis-St. Paul-Bloomington, MN-WI
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