Real Estate Investing in Plymouth, Minnesota (55442)
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Should you buy in 55442 (Plymouth, MN)? Our answer, based on the numbers below.
Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
No major risk flags on the data we track.
What’s happening in Plymouth, MN (55442)?
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Market Analysis: 55442 Plymouth
The 55442 ZIP covers a section of Plymouth that demands careful diligence. Prices near $478K look accessible, but the work to make a deal cash flow is real.
From a cash-flow lens, the numbers look inviting — $478K purchase price, 0.0% nominal cap — the work to hit that pro forma in 55442 is substantial and deserves full respect.
Statewide comparisons place 55442 among MN's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.
Employment concentration in 55442 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.
The right play in 55442 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.
Here's what matters if you're considering buying a home in Plymouth:
Property Strategy for 55442
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 1BR | $192,940 | $1,750 | 6.5% | +3.0% | $192,940 |
| 2BR | $285,946 | $2,130 | 5.4% | +4.3% | $142,973 |
| 3BR | $468,114 | $2,820 | 4.3% | +4.6% | $156,038 |
| 4BR | $538,789 | $3,150 | 4.2% | +4.8% | $134,697 |
| 5BR | $630,049 | — | — | +5.1% | $126,010 |
Market Trends
Home Value History (with trend line)
Rent History (with trend line)
📊 How Does 55442 Compare?
| Metric | 55442 | Plymouth | Minnesota |
|---|---|---|---|
| Home Value | $477,584 | $518,796 | $340,597 |
| 5-Year CAGR | 3.1% | 3.1% | 4.9% |
| Avg Rent | $1,931 | $1,957 | - |
| Cap Rate | 3.2% | 3.0% | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 55442 (Plymouth, MN). Anonymous, moderated, never written by AI.
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Property managers serving Hennepin County
Manage rentals here? List your business →JJS Property Management of Central Minnesota offers a wide choice of apartments in various areas including Avon, Buffalo, Milaca, Monticello, Royalton, Sartell, Sauk Rapids, St. Cloud, and St. Joseph. summary from their website
MGM Property Management, LLC provides property management services for rental properties, homeowner associations, and commercial tenants in the Twin Cities, Rochester, and St. Cloud areas. summary from their website
Simply Residential Property Management offers expert management of single-family, condominiums, and multi-family dwellings throughout the Twin Cities. summary from their website
Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.
📊 Market Snapshot
| Home Value | $477,584 |
| Monthly Rent | $1,931 |
| Price-to-Rent | 20.6:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 4.9% |
| Cap Rate | 3.2% |
| 5-Year IRR | 6.3% |
📈 Home Appreciation
| 1-Year | +4.8% ▲ |
| 3-Year CAGR | +2.5% ▲ |
| 5-Year CAGR | +3.1% ▲ |
| 10-Year CAGR | +4.9% ▲ |
🏠 Rent Trends
| 1-Year | -0.5% ▼ |
| 3-Year CAGR | +2.4% ▲ |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.2%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 55442
Population: 13,197
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 55442
Schools in This ZIP Code
Nearby Schools (5 more)
Schools in adjacent ZIP codes that may serve this area
MEADOW LAKE ELEMENTARY
PARK BROOK ELEMENTARY
279Online Learning Program 9-12
Prairie Seeds El School Academy
279Online Learning Program 6-8
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 6,343 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
How do landlord-tenant laws work in Plymouth, MN?
Landlord-friendliness in Plymouth, MN is balanced. Eviction timelines and lease enforcement are considered reasonable by most property managers.
How strong is the working-renter base in Plymouth, MN?
Tenant quality in Plymouth, MN ranks as solid. Landlords generally report measured occupancy at market rents of $1,931/mo.
Is housing expensive in Plymouth, MN?
Typical homes in Plymouth, MN go for around $478K. The 5-year CAGR of 0.0% stable price movement.
What investment strategy works best in Plymouth, MN?
Investors usually favor careful cash-flow rentals with hands-on management in Plymouth, MN. With home values at $478K and rents near $1,931/mo, other strategies can work but produce predictable rather than outsized returns.
Is Plymouth in MN worth investing in?
Plymouth, MN scores 3.0/5 for investability. Home values sit at $478K and rents near $1,931/mo, which keeps the rent-to-price ratio in reasonable territory for buy-and-hold investors.
You know 55442 now. You don’t know where it ranks.
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How 55442 ranks in Minneapolis-St. Paul-Bloomington, MN-WI
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