Real Estate Investing in Ardmore, Pennsylvania (19003)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Montgomery County • Population: 14,411 • Data updated: September 2026

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Should you buy in 19003 (Ardmore, PA)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (76/100)

Solid choice — values are growing steadily and the market is stable enough to buy with confidence.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
CLEAN

No major risk flags on the data we track.

What’s happening in Ardmore, PA (19003)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $536,901
Avg Monthly Rent $2,544
1% Rule ✗ Does Not Meet
Median Income $119,764
% Renters 33.1%

Market Analysis: 19003 Ardmore

Not every below-median market is a bargain. Ardmore's 19003 ZIP posts signals that favor experienced operators who can absorb the risk $537K pricing implies.

Rent of $2,544/mo on a $537K basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 19003 sits below the stated 0.0% once reality is priced in.

Within PA, ZIP 19003 trails on several market indicators that neighboring Montgomery County submarkets outperform. The gap is real and robust enough to shape underwriting.

The demographic picture in 19003 includes headwinds that any investor should price in. Income distribution skews lower than Ardmore averages, and tenant stability requires active management.

Strategy in 19003 is an operator game, not a passive one. Looking more closely, entry prices of $537K are inviting, the management lift is real and non-optional.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Ardmore:

B Good
Buy Confidence Score: 71/100
Affordability
15/25
Appreciation
22/25
Stability
11/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4.5× the median income
Value Trend
Rising (+5.4%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $2,544/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
🏠

Property Strategy for 19003

Which property type performs best in this market?

Best for Cash Flow
2BR
4.2% cap rate
Best for Appreciation
5BR
+8.8% 5yr CAGR
Best Overall Value
3BR
$156,519/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $348,874 $2,040 4.2% +6.9% $174,437
3BR $469,556 $2,450 3.8% +6.5% $156,519
4BR $679,104 $2,730 2.9% +7.7% $169,776
5BR $931,111 +8.8% $186,222

Market Trends

Home Value History (with trend line)

$563K$500K$437K$373K$310K$247KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$2,645$2,443$2,240$2,038$1,836$1,633Oct 2021Mar 2024Jul 2026

📊 How Does 19003 Compare?

Metric 19003 Ardmore Pennsylvania
Home Value $536,901 $536,901 $278,018
5-Year CAGR 5.4% 5.4% 6.3%
Avg Rent $2,544 $2,544 -
Cap Rate 3.7% 3.7% -
💡 Why Invest in 19003? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 19003 (Ardmore, PA). Anonymous, moderated, never written by AI.

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Property managers serving Montgomery County

Manage rentals here? List your business →

Apartment Property Management Services 42 LLC. summary from their website

Small multifamily
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Big Realty Property Management. summary from their website

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Lindy Communities offers apartments in Greater Philadelphia, PA, FL & OH, including pet-friendly options. summary from their website

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Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Good
Cap Rate
3.7%
Low
5yr Growth
+5.4%
Moderate

📊 Market Snapshot

Home Value $536,901
Monthly Rent $2,544
Price-to-Rent 17.6:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 5.7%
Cap Rate 3.7%
5-Year IRR 9.1%

📈 Home Appreciation

1-Year +5.4% ▲
3-Year CAGR +5.2% ▲
5-Year CAGR +5.4% ▲
10-Year CAGR +6.0% ▲

🏠 Rent Trends

1-Year +10.0% ▲
3-Year CAGR +8.4% ▲
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.7%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.7%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
4.2%
Low risk
Landlord Climate
4.0/5
Friendly
Value Trend (5yr)
+5.4%
Stable
Eviction process: Moderate Rent control: Favorable

Demographics in 19003

Population: 14,411

💰 Median Household Income
$119,764
This area
$119,764
State
$73,647
USA
$74,580
🏠 Renter Occupied
33.1%
This area
33.1%
State
23.0%
USA
34.0%
💼 Unemployment Rate
3.3%
This area
3.3%
State
-7.4%
USA
3.7%
🎓 College Educated
71.5%
This area
71.5%
State
12.3%
USA
33.7%
👤 Median Age
37.5 years
This area
37.5 years
State
25.7 years
USA
38.9 years
🏚️ Vacancy Rate
4.2%
This area
4.2%
State
14.6%
USA
10.5%
👥 Population by Ethnicity
White 77.0%
Black/African American 8.5%
Other/Mixed 8.3%
Asian 6.3%
Hispanic/Latino 2.6%
👶 Under 18
20.6%
This area
20.6%
USA
22.0%
👴 65 and Over
15.8%
This area
15.8%
USA
17.3%
📊 Poverty Rate
2.5%
This area
2.5%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 19003

A+ Avg School Grade
2 Schools
13.2:1 Avg Class Size
$30,435 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

Chestnutwold El Sch

📚 K – 05 Elementary
👥
600 Students
👨‍🏫
14.5:1 Class Size
💰
$22,486 Per Student
A Very Good

Lower Merion HS

📚 09 – 12 High School
👥
1,757 Students
👨‍🏫
11.9:1 Class Size
💰
$38,384 Per Student

Nearby Schools (5 more)

Schools in adjacent ZIP codes that may serve this area

A+ Excellent

Lamberton Robert E Sch

📚 Pre-K – 08 School
📍 7501 Woodbine Ave, Philadelphia
👥
324 Students
👨‍🏫
11.5:1 Class Size
💰
$36,791 Per Student
A+ Excellent

Merion El Sch

📚 K – 04 Elementary
📍 549 S Bowman Ave, Merion Station
👥
442 Students
👨‍🏫
10.8:1 Class Size
💰
$38,384 Per Student
A+ Excellent

Penn Valley Sch

📚 K – 04 Elementary
📍 301 Righters Mill Rd, Narberth
👥
500 Students
👨‍🏫
11.3:1 Class Size
💰
$38,384 Per Student
A+ Excellent

Overbrook Edu Ctr

📚 K – 08 School
📍 6722 Lansdowne Ave, Philadelphia
👥
260 Students
👨‍🏫
9.2:1 Class Size
💰
$36,791 Per Student
A+ Excellent

Welsh Valley MS

📚 05 – 08 School
📍 325 Tower Lane, Narberth
👥
818 Students
👨‍🏫
10.0:1 Class Size
💰
$38,384 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby
B+
Haverford College
1,424 students · 0.5 mi
D
Harcum College
936 students · 1.7 mi
B
Bryn Mawr College
1,666 students · 1.9 mi
C
Saint Charles Borromeo Seminary-Overbrook
173 students · 2.4 mi
C
Rosemont College
777 students · 2.7 mi
B
Talmudical Yeshiva of Philadelphia
120 students · 2.8 mi
C+
Saint Joseph's University
7,201 students · 3.2 mi
B+
Villanova University
10,111 students · 3.3 mi

Frequently Asked Questions

What price range are homes in Ardmore, PA?

Median home price in Ardmore, PA is near $537K, with a 5-year CAGR of 0.0%. Prices have been consistent and supportive of buy-and-hold strategies.

Is rental property easy to operate in Ardmore, PA?

Landlord-friendliness in Ardmore, PA is landlord-friendly. Eviction timelines and lease enforcement are considered reasonable by most property managers.

What is the typical renter like in Ardmore, PA?

Ardmore, PA offers a stable renter base at the $2,544/mo rent level. Tenant turnover is reasonable for well-managed properties.

Do rentals sit vacant long in Ardmore, PA?

Expect elevated vacancy in Ardmore, PA. Rents at $2,544/mo are absorbed by the tenant base without meaningful lag.

What does house hacking look like in Ardmore, PA?

The a challenging house-hack environment in Ardmore, PA reflects the rent-to-price spread. Expect meaningful PITI offset at market rents.

You know 19003 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 19003 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 19003 ranks in Philadelphia-Camden-Wilmington, PA-NJ-DE-MD

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable → 1% Rule →
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