Real Estate Investing in Stroudsburg, Pennsylvania (18360)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Monroe County • Population: 29,790 • Data updated: September 2026

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Should you buy in 18360 (Stroudsburg, PA)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (58/100)

Mixed — home prices are stretched relative to local incomes. Run the math on your specific situation.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High vacancy: 12.0% of homes vacant — above national norms.

What’s happening in Stroudsburg, PA (18360)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $355,962
Avg Monthly Rent $1,745
1% Rule ✗ Does Not Meet
Median Income $69,827
% Renters 29.1%

Market Analysis: 18360 Stroudsburg

Not every below-median market is a bargain. Stroudsburg's 18360 ZIP reflects signals that favor experienced operators who can absorb the risk $356K pricing implies.

For an experienced owner, 18360 can be a a credible choice for hunting ground — but the discount at $356K reflects genuine risk that outside investors often underestimate.

Statewide comparisons place 18360 among PA's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.

Demographically, 18360 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.

Strategy in 18360 is an operator game, not a passive one. Turning to rents, entry prices of $356K are inviting, the management lift is real and non-optional.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Stroudsburg:

C+ Average
Buy Confidence Score: 64/100
Affordability
10/25
Appreciation
18/25
Stability
13/20
Timing
8/15
Rental backup
15/15
Affordability
Expensive
Homes cost 5.1× the median income
Value Trend
Rising (+4.3%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,745/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
⚖️
BALANCED MARKET
East Stroudsburg, PA Metro Area
Even conditions for buyers and sellers
57 days
Average time to sell
Average
7.4%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from East Stroudsburg, PA metro data
🏠

Property Strategy for 18360

Which property type performs best in this market?

Best for Cash Flow
1BR
5.0% cap rate
Best for Appreciation
5BR
+9.3% 5yr CAGR
Best Overall Value
5BR
$95,936/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
1BR $161,888 $1,120 5.0% +8.6% $161,888
2BR $234,945 $1,470 4.5% +8.3% $117,472
3BR $318,911 $1,900 4.3% +8.5% $106,304
4BR $428,756 $2,150 3.6% +8.7% $107,189
5BR $479,679 +9.3% $95,936

Market Trends

Home Value History (with trend line)

$373K$330K$287K$243K$200K$157KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$1,783$1,734$1,685$1,636$1,587$1,538Mar 2024May 2025Jul 2026

📊 How Does 18360 Compare?

Metric 18360 Stroudsburg East Stroudsburg, PA Pennsylvania
Home Value $355,962 $355,962 N/A $278,018
5-Year CAGR 5.0% 5.0% N/A 6.3%
Avg Rent $1,745 $1,745 N/A -
Cap Rate 3.8% 3.8% - -
💡 Why Invest in 18360? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 18360 (Stroudsburg, PA). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
3.8%
Low
5yr Growth
+5.0%
Moderate

📉 Market Crash Risk Index

Based on East Stroudsburg, PA metro

2/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
1/3
53%
Days Pending
1/2
57 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $355,962
Monthly Rent $1,745
Price-to-Rent 17.0:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 5.9%
Cap Rate 3.8%
5-Year IRR 8.8%

📈 Home Appreciation

1-Year +4.3% ▲
3-Year CAGR +3.4% ▲
5-Year CAGR +5.0% ▲
10-Year CAGR +7.3% ▲

🏠 Rent Trends

1-Year +8.4% ▲
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.8%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.8%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
12.0%
Moderate risk
Landlord Climate
4.0/5
Friendly
Value Trend (5yr)
+5.0%
Stable
Eviction process: Moderate Rent control: Favorable

Demographics in 18360

Population: 29,790

💰 Median Household Income
$69,827
This area
$69,827
State
$73,647
USA
$74,580
🏠 Renter Occupied
29.1%
This area
29.1%
State
23.0%
USA
34.0%
💼 Unemployment Rate
2.5%
This area
2.5%
State
-7.4%
USA
3.7%
🎓 College Educated
30.4%
This area
30.4%
State
12.3%
USA
33.7%
👤 Median Age
45.5 years
This area
45.5 years
State
25.7 years
USA
38.9 years
🏚️ Vacancy Rate
12.0%
This area
12.0%
State
14.6%
USA
10.5%
👥 Population by Ethnicity
White 73.7%
Other/Mixed 13.3%
Black/African American 11.3%
Hispanic/Latino 10.2%
Asian 1.6%
👶 Under 18
19.9%
This area
19.9%
USA
22.0%
👴 65 and Over
22.8%
This area
22.8%
USA
17.3%
📊 Poverty Rate
8.6%
This area
8.6%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 18360

A+ Avg School Grade
6 Schools
12.5:1 Avg Class Size
$24,533 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

Chipperfield El Sch

📚 K – 04 Elementary
👥
717 Students
👨‍🏫
11.6:1 Class Size
💰
$24,533 Per Student
A+ Excellent

Arlington Heights El Sch

📚 K – 04 Elementary
👥
246 Students
👨‍🏫
11.8:1 Class Size
💰
$24,533 Per Student
A+ Excellent

B F Morey El Sch

📚 K – 04 Elementary
👥
233 Students
👨‍🏫
10.6:1 Class Size
💰
$24,533 Per Student
A+ Excellent

Stroudsburg MS

📚 05 – 07 School
👥
981 Students
👨‍🏫
11.1:1 Class Size
💰
$24,533 Per Student
A+ Excellent

Stroudsburg JHS

📚 08 – 09 High School
👥
749 Students
👨‍🏫
13.9:1 Class Size
💰
$24,533 Per Student
A Very Good

Stroudsburg HS

📚 10 – 12 High School
👥
1,245 Students
👨‍🏫
16.3:1 Class Size
💰
$24,533 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

3 Nearby 666 Off-Campus Students
C
The Beauty Institute
51 students · 3.4 mi
D
CDE Career Institute
308 students · 4.3 mi
C+
East Stroudsburg University of Pennsylvania
5,460 students · 6.0 mi

Investor Insight: With 666 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

How do experienced investors play Stroudsburg, PA?

Investors who focus on careful cash-flow rentals with hands-on management typically do well in Stroudsburg, PA. The numbers - $356K homes against $1,745/mo rents - support that play.

How deep is the rental pool in Stroudsburg, PA?

Expect a solid tenant pool in Stroudsburg, PA. The rental market absorbs $1,745/mo rents without meaningful friction.

Does Stroudsburg, PA favor landlords or tenants?

Stroudsburg, PA operates under PA law, which is landlord-friendly overall for landlords. Expect steady treatment in typical lease and eviction cases.

Is Stroudsburg, PA suited for a house hack?

The a challenging house-hack environment in Stroudsburg, PA reflects the rent-to-price spread. Expect meaningful PITI offset at market rents.

How does Stroudsburg, PA stack up for property investment?

Yes - Stroudsburg, PA a 3.0/5 investability score. With $356K home prices against $1,745/mo monthly rent, the market delivers a reasonable entry point for new investors.

You know 18360 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 18360 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 18360 ranks in East Stroudsburg, PA

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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