Real Estate Investing in Sciota, Pennsylvania (18354)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Monroe County • Population: 1,157 • Data updated: September 2026

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Should you buy in 18354 (Sciota, PA)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (76/100)

Solid choice — stable market with a reasonable entry point and good rental backup if you ever need to move.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
CLEAN

No major risk flags on the data we track.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Sciota, PA (18354)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $329,444
Avg Monthly Rent $1,368
1% Rule ✗ Does Not Meet
Median Income $73,950
% Renters 10.0%

Market Analysis: 18354 Sciota

The 18354 ZIP in Sciota, PA is a local-operator market. Outside capital chasing a $329K entry has to pair deep knowledge with the discount.

Rent of $1,368/mo on a $329K basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 18354 sits below the stated 0.0% once reality is priced in.

ZIP 18354's metrics run below Monroe County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.

The demographic picture in 18354 includes headwinds that any investor should price in. Income distribution skews lower than Sciota averages, and tenant stability requires active management.

Experienced landlords with local relationships tend to find 18354 workable. Turnkey investors from out of state usually find the numbers do not hold up in practice.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Sciota:

C+ Average
Buy Confidence Score: 63/100
Affordability
15/25
Appreciation
18/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4.5× the median income
Value Trend
Stable (+1.9%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,368/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
⚖️
BALANCED MARKET
East Stroudsburg, PA Metro Area
Even conditions for buyers and sellers
57 days
Average time to sell
Average
7.4%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from East Stroudsburg, PA metro data

Market Trends

Home Value History (with trend line)

$350K$308K$266K$224K$182K$140KSep 2006Aug 2016Jul 2026

📊 How Does 18354 Compare?

Metric 18354 Sciota East Stroudsburg, PA Pennsylvania
Home Value $329,444 $329,444 N/A $278,018
5-Year CAGR 4.5% 4.5% N/A 6.3%
Avg Rent $1,368 $1,368 N/A -
Cap Rate 3.2% 3.2% - -
💡 Why Invest in 18354? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 18354 (Sciota, PA). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
3.2%
Low
5yr Growth
+4.5%
Moderate

📉 Market Crash Risk Index

Based on East Stroudsburg, PA metro

2/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
1/3
53%
Days Pending
1/2
57 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $329,444
Monthly Rent $1,368
Price-to-Rent 20.1:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 5.0%
Cap Rate 3.2%
5-Year IRR 7.7%

📈 Home Appreciation

1-Year +1.9% ▲
3-Year CAGR +3.0% ▲
5-Year CAGR +4.5% ▲
10-Year CAGR +7.5% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.2%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.2%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
4.3%
Low risk
Landlord Climate
4.0/5
Friendly
Value Trend (5yr)
+4.5%
Stable
Eviction process: Moderate Rent control: Favorable

Demographics in 18354

Population: 1,157

💰 Median Household Income
$73,950
This area
$73,950
State
$73,647
USA
$74,580
🏠 Renter Occupied
10.0%
This area
10.0%
State
23.0%
USA
34.0%
💼 Unemployment Rate
2.7%
This area
2.7%
State
-7.4%
USA
3.7%
🎓 College Educated
23.0%
This area
23.0%
State
12.3%
USA
33.7%
👤 Median Age
48.8 years
This area
48.8 years
State
25.7 years
USA
38.9 years
🏚️ Vacancy Rate
4.3%
This area
4.3%
State
14.6%
USA
10.5%
👥 Population by Ethnicity
White 100.0%
👶 Under 18
13.9%
This area
13.9%
USA
22.0%
👴 65 and Over
27.0%
This area
27.0%
USA
17.3%
📊 Poverty Rate
2.6%
This area
2.6%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 18354

A+ Avg School Grade
1 Schools
11.3:1 Avg Class Size
$24,533 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

Hamilton Twp El Sch

📚 K – 04 Elementary
👥
290 Students
👨‍🏫
11.3:1 Class Size
💰
$24,533 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

3 Nearby 666 Off-Campus Students
C
The Beauty Institute
51 students · 7.0 mi
D
CDE Career Institute
308 students · 7.6 mi
C+
East Stroudsburg University of Pennsylvania
5,460 students · 9.4 mi

Investor Insight: With 666 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

What is the investability score for Sciota, PA?

The 3.0/5 investability rating in Sciota, PA reflects its $329K prices and $1,368/mo rents. Investors generally consider it a solid option within PA.

How much is rent in Sciota, PA?

Average rent in Sciota, PA is approximately $1,368/mo per month. Against $329K home values that yields a reasonable rent-to-price ratio.

How tight is the rental market in Sciota, PA?

Sciota, PA sees elevated vacancy, which is reasonable relative to the broader PA rental market.

Which real estate strategy fits Sciota, PA?

For Sciota, PA, careful cash-flow rentals with hands-on management is the standard investor playbook. The market structure makes it a reasonable default approach.

Are eviction rules reasonable in Sciota, PA?

Sciota, PA operates under PA law, which is landlord-friendly overall for landlords. Expect steady treatment in typical lease and eviction cases.

You know 18354 now. You don’t know where it ranks.

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How 18354 ranks in East Stroudsburg, PA

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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