Real Estate Investing in Rushville, New York (14544)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 14544 (Rushville, NY)? Our answer, based on the numbers below.
Mixed — home prices are stretched relative to local incomes. Run the math on your specific situation.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 32.2% of homes vacant — above national norms.
- Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Rushville, NY (14544)?
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Market Analysis: 14544 Rushville
The 14544 ZIP covers a section of Rushville that demands careful diligence. Prices near $378K look accessible, but the work to make a deal cash flow is real.
The investment case in 14544 is durable only for operators who understand what they are buying. A $378K median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.
Meanwhile, 14544 offers a low basis, the region around Rushville has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.
Resident income in 14544 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.
Distressed ZIPs reward experience. healthy returns are possible in 14544, but they flow to investors who already understand how to operate in soft markets.
Here's what matters if you're considering buying a home in Rushville:
Property Strategy for 14544
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $306,945 | $1,780 | 4.2% | +9.2% | $153,472 |
| 3BR | $336,691 | $2,150 | 4.6% | +8.4% | $112,230 |
| 4BR | $444,145 | $2,700 | 4.4% | +9.2% | $111,036 |
Market Trends
Home Value History (with trend line)
📊 How Does 14544 Compare?
| Metric | 14544 | Rushville | Rochester, NY | New York |
|---|---|---|---|---|
| Home Value | $378,461 | $378,461 | N/A | $505,608 |
| 5-Year CAGR | 7.4% | 7.4% | N/A | 6.6% |
| Avg Rent | $1,602 | $1,602 | N/A | - |
| Cap Rate | 3.3% | 3.3% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 14544 (Rushville, NY). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $378,461 |
| Monthly Rent | $1,602 |
| Price-to-Rent | 19.7:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 5.1% |
| Cap Rate | 3.3% |
| 5-Year IRR | 10.7% |
📈 Home Appreciation
| 1-Year | +7.6% ▲ |
| 3-Year CAGR | +7.1% ▲ |
| 5-Year CAGR | +7.4% ▲ |
| 10-Year CAGR | +7.1% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.3%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 14544
Population: 2,274
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 14544
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 3,497 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
What is the rental occupancy rate in Rushville, NY?
Rental vacancy in Rushville, NY is elevated. Investors should budget normal turnover but not chronic empty units.
Where do home prices stand in Rushville, NY?
Expect median prices around $378K in Rushville, NY. The market has run at a 0.0% 5-year CAGR, so entry costs have been steady.
What are rental rates like in Rushville, NY?
Rushville, NY rentals go for roughly $1,602/mo a month. That puts gross yield in solid territory relative to $378K acquisition costs.
Is house hacking profitable in Rushville, NY?
For house hackers, Rushville, NY is a challenging. The $1,602/mo rent on a unit helps defray the mortgage on a $378K property.
Is Rushville, NY a good place for real estate investing?
With a 3.0/5 investability score, Rushville, NY ranks as a solid market for rental property investors. Median prices of $378K and rents of $1,602/mo drive the underlying numbers.
You know 14544 now. You don’t know where it ranks.
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How 14544 ranks in Rochester, NY
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