Real Estate Investing in Middlesex, New York (14507)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 14507 (Middlesex, NY)? Our answer, based on the numbers below.
Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 44.4% of homes vacant — above national norms.
- Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Middlesex, NY (14507)?
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Market Analysis: 14507 Middlesex
The 14507 ZIP covers a section of Middlesex that demands careful diligence. Prices near $298K look accessible, but the work to make a deal cash flow is real.
The 14507 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.
Regionally, 14507 sits on the difficult end of the NY spectrum. The a strong candidate for read — for disciplined operators — is that pricing reflects the difficulty.
The demographic picture in 14507 includes headwinds that any investor should price in. Income distribution skews lower than Middlesex averages, and tenant stability requires active management.
New investors are better served looking at Middlesex's stable or hybrid ZIPs before stepping into 14507. The learning curve here is expensive when the lesson is wrong.
Here's what matters if you're considering buying a home in Middlesex:
Property Strategy for 14507
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $271,653 | $1,440 | 3.8% | +7.6% | $135,827 |
| 3BR | $295,803 | $1,740 | 4.2% | +7.5% | $98,601 |
| 4BR | $372,322 | $2,160 | 4.2% | +7.4% | $93,080 |
Market Trends
Home Value History (with trend line)
📊 How Does 14507 Compare?
| Metric | 14507 | Middlesex | Rochester, NY | New York |
|---|---|---|---|---|
| Home Value | $297,683 | $297,683 | N/A | $505,608 |
| 5-Year CAGR | 5.4% | 5.4% | N/A | 6.6% |
| Avg Rent | $1,296 | $1,296 | N/A | - |
| Cap Rate | 3.4% | 3.4% | - | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 14507 (Middlesex, NY). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $297,683 |
| Monthly Rent | $1,296 |
| Price-to-Rent | 19.1:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 5.2% |
| Cap Rate | 3.4% |
| 5-Year IRR | 8.7% |
📈 Home Appreciation
| 1-Year | +5.3% ▲ |
| 3-Year CAGR | +5.9% ▲ |
| 5-Year CAGR | +5.4% ▲ |
| 10-Year CAGR | +6.0% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.4%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 14507
Population: 1,233
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Nearby Colleges & Universities
Investor Insight: With 3,497 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
How much do tenants pay in Middlesex, NY?
Investors in Middlesex, NY typically see rents near $1,296/mo per month against $298K home values - a solid setup for rental cash flow.
What price range are homes in Middlesex, NY?
In Middlesex, NY the median home value sits at $298K. Against the broader NY market, that reads as reasonable for most investors.
How does Middlesex, NY stack up for property investment?
The 3.0/5 investability rating in Middlesex, NY reflects its $298K prices and $1,296/mo rents. Investors generally consider it a solid option within NY.
Is Middlesex, NY better for rentals, flips, or BRRRR?
Investors who focus on careful cash-flow rentals with hands-on management typically do well in Middlesex, NY. The numbers - $298K homes against $1,296/mo rents - support that play.
What are vacancy rates like in Middlesex, NY?
Middlesex, NY carries elevated vacancy risk. Expect steady absorption at market rents of $1,296/mo.
You know 14507 now. You don’t know where it ranks.
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How 14507 ranks in Rochester, NY
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