Real Estate Investing in Keuka Park, New York (14478)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Yates County • Population: 1,393 • Data updated: September 2026

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Should you buy in 14478 (Keuka Park, NY)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (48/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
3 flags
  • High vacancy: 59.0% of homes vacant — above national norms.
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
  • High price-to-rent: Price-to-rent ratio 39.5 — hard to cash-flow at these prices.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Keuka Park, NY (14478)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $558,471
Avg Monthly Rent $1,179
1% Rule ✗ Does Not Meet
Median Income $104,219
% Renters 25.3%

Market Analysis: 14478 Keuka Park

The 14478 ZIP in Keuka Park, NY is a local-operator market. Outside capital chasing a $558K entry has to pair deep knowledge with the discount.

If the plan assumes clean turnover, on-time rent, and low maintenance on a $558K asset, 14478 is the wrong submarket. If the plan prices in friction, the yield can still work.

Meanwhile, 14478 offers a low basis, the region around Keuka Park has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.

The demographic picture in 14478 includes headwinds that any investor should price in. Income distribution skews lower than Keuka Park averages, and tenant stability requires active management.

Distressed ZIPs reward experience. impressive returns are possible in 14478, but they flow to investors who already understand how to operate in soft markets.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Keuka Park:

C+ Average
Buy Confidence Score: 60/100
Affordability
10/25
Appreciation
22/25
Stability
7/20
Timing
6/15
Rental backup
15/15
Affordability
Expensive
Homes cost 5.4× the median income
Value Trend
Rising (+7.7%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,179/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
☀️
WARM MARKET
Rochester, NY Metro Area
Seller-favorable conditions, steady activity
20 days
Average time to sell
Fast
7.3%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Rochester, NY metro data
🏠

Property Strategy for 14478

Which property type performs best in this market?

Best for Cash Flow
3BR
2.0% cap rate
Best for Appreciation
2BR
+9.9% 5yr CAGR
Best Overall Value
3BR
$186,560/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $521,993 $1,310 1.8% +9.9% $260,997
3BR $559,680 $1,590 2.0% +8.0% $186,560

Market Trends

Home Value History (with trend line)

$585K$508K$431K$354K$277K$200KJul 2006Jul 2016Jul 2026

📊 How Does 14478 Compare?

Metric 14478 Keuka Park Rochester, NY New York
Home Value $558,471 $558,471 N/A $505,608
5-Year CAGR 6.9% 6.9% N/A 6.6%
Avg Rent $1,179 $1,179 N/A -
Cap Rate 1.7% 1.7% - -
💡 Why Invest in 14478? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 14478 (Keuka Park, NY). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
1.7%
Low
5yr Growth
+6.9%
Strong

📉 Market Crash Risk Index

Based on Rochester, NY metro

0/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
13%
Days Pending
0/2
20 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $558,471
Monthly Rent $1,179
Price-to-Rent 39.5:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 2.5%
Cap Rate 1.7%
5-Year IRR 8.6%

📈 Home Appreciation

1-Year +7.7% ▲
3-Year CAGR +5.0% ▲
5-Year CAGR +6.9% ▲
10-Year CAGR +7.0% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 1.7%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (1.7%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
59.0%
Elevated risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+6.9%
Growing
Eviction process: Slow Rent control: Unfavorable

Demographics in 14478

Population: 1,393

💰 Median Household Income
$104,219
This area
$104,219
State
$86,376
USA
$74,580
🏠 Renter Occupied
25.3%
This area
25.3%
State
26.4%
USA
34.0%
💼 Unemployment Rate
3.7%
This area
3.7%
State
-24.2%
USA
3.7%
🎓 College Educated
54.0%
This area
54.0%
State
4.2%
USA
33.7%
👤 Median Age
20.7 years
This area
20.7 years
State
7.4 years
USA
38.9 years
🏚️ Vacancy Rate
59.0%
This area
59.0%
State
19.4%
USA
10.5%
👥 Population by Ethnicity
White 97.8%
Other/Mixed 1.2%
Black/African American 1.0%
👶 Under 18
7.3%
This area
7.3%
USA
22.0%
👴 65 and Over
11.6%
This area
11.6%
USA
17.3%
📊 Poverty Rate
0.0%
This area
0.0%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Nearby Colleges & Universities

1 Nearby
C
Keuka College
1,284 students · 3.1 mi

Frequently Asked Questions

How much should I expect to pay for a home in Keuka Park, NY?

In Keuka Park, NY the median home value sits at $558K. Against the broader NY market, that reads as reasonable for most investors.

Is it easy to find good tenants in Keuka Park, NY?

Expect a solid tenant pool in Keuka Park, NY. The rental market absorbs $1,179/mo rents without meaningful friction.

How strict are landlord regulations in Keuka Park, NY?

The landlord environment in Keuka Park, NY is tenant-protective. Statewide rules shape most day-to-day operations for rental owners.

Where do rents currently stand in Keuka Park, NY?

Average rent in Keuka Park, NY is approximately $1,179/mo per month. Against $558K home values that yields a reasonable rent-to-price ratio.

Is Keuka Park, NY a good place for real estate investing?

Investors tracking Keuka Park, NY will find a 3.0/5 rating supported by $558K median home values and $1,179/mo rents. That profile suits long-term holders targeting consistent returns.

You know 14478 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 14478 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 14478 ranks in Rochester, NY

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable → 1% Rule →
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