Real Estate Investing in Pulteney, New York (14874)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 14874 (Pulteney, NY)? Our answer, based on the numbers below.
Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 58.2% of homes vacant — above national norms.
- Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Pulteney, NY (14874)?
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Market Analysis: 14874 Pulteney
This part of Steuben County is not an easy win. The 14874 ZIP comes in at softness in key indicators, and the playbook that works in cleaner markets often stalls here.
For an experienced owner, 14874 can be a an appealing option for hunting ground — but the discount at $318K reflects genuine risk that outside investors often underestimate.
Within NY, ZIP 14874 trails on several market indicators that neighboring Steuben County submarkets outperform. The gap is real and healthy enough to shape underwriting.
A healthy renter share of 18% in 14874 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.
Experienced landlords with local relationships tend to find 14874 workable. Turnkey investors from out of state usually find the numbers do not hold up in practice.
Here's what matters if you're considering buying a home in Pulteney:
Market Trends
Home Value History (with trend line)
📊 How Does 14874 Compare?
| Metric | 14874 | Pulteney | Corning, NY | New York |
|---|---|---|---|---|
| Home Value | $317,784 | $317,784 | N/A | $505,608 |
| 5-Year CAGR | 5.5% | 5.5% | N/A | 6.6% |
| Avg Rent | $1,080 | $1,080 | N/A | - |
| Cap Rate | 2.7% | 2.7% | - | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 14874 (Pulteney, NY). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $317,784 |
| Monthly Rent | $1,080 |
| Price-to-Rent | 24.5:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 4.1% |
| Cap Rate | 2.7% |
| 5-Year IRR | 8.2% |
📈 Home Appreciation
| 1-Year | +13.8% ▲ |
| 3-Year CAGR | +4.8% ▲ |
| 5-Year CAGR | +5.5% ▲ |
| 10-Year CAGR | +5.6% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.7%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 14874
Population: 166
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Nearby Colleges & Universities
Frequently Asked Questions
Where do home prices stand in Pulteney, NY?
The median home value in Pulteney, NY is roughly $318K. That puts it reasonable relative to the NY statewide average.
What is it like being a landlord in Pulteney, NY?
Pulteney, NY falls under NY landlord-tenant law, which is tenant-protective. That backdrop makes day-to-day property management reasonable.
What kind of tenants rent in Pulteney, NY?
Working renters make up the core of the Pulteney, NY tenant base. The pool is reasonable for investors targeting long-term holds.
Can I live-in-and-rent in Pulteney, NY?
For house hackers, Pulteney, NY is a challenging. The $1,080/mo rent on a unit helps defray the mortgage on a $318K property.
How strong is Pulteney, NY for real estate investors?
With a 3.0/5 investability score, Pulteney, NY ranks as a solid market for rental property investors. Median prices of $318K and rents of $1,080/mo drive the underlying numbers.
You know 14874 now. You don’t know where it ranks.
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How 14874 ranks in Corning, NY
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