Real Estate Investing in Naples, New York (14512)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 14512 (Naples, NY)? Our answer, based on the numbers below.
Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 27.4% of homes vacant — above national norms.
- Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Naples, NY (14512)?
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Market Analysis: 14512 Naples
On the rental side, ZIP 14512 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $293K median. It rewards specialists, not generalists.
For an experienced owner, 14512 can be a a viable market for hunting ground — but the discount at $293K reflects genuine risk that outside investors often underestimate.
The gap between 14512 and stronger Naples ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.
Who lives in 14512 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.
Strategy in 14512 is an operator game, not a passive one. Put differently, entry prices of $293K are inviting, the management lift is real and non-optional.
Here's what matters if you're considering buying a home in Naples:
Property Strategy for 14512
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 1BR | $219,620 | $1,040 | 3.4% | +8.4% | $219,620 |
| 2BR | $260,137 | $1,290 | 3.6% | +9.2% | $130,069 |
| 3BR | $280,690 | $1,550 | 4.0% | +8.8% | $93,563 |
| 4BR | $323,503 | $1,710 | 3.8% | +9.3% | $80,876 |
| 5BR | $433,350 | — | — | +9.9% | $86,670 |
Market Trends
Home Value History (with trend line)
📊 How Does 14512 Compare?
| Metric | 14512 | Naples | Rochester, NY | New York |
|---|---|---|---|---|
| Home Value | $292,551 | $292,551 | N/A | $505,608 |
| 5-Year CAGR | 7.7% | 7.7% | N/A | 6.6% |
| Avg Rent | $1,161 | $1,161 | N/A | - |
| Cap Rate | 3.1% | 3.1% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 14512 (Naples, NY). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $292,551 |
| Monthly Rent | $1,161 |
| Price-to-Rent | 21.0:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 4.8% |
| Cap Rate | 3.1% |
| 5-Year IRR | 10.8% |
📈 Home Appreciation
| 1-Year | +9.8% ▲ |
| 3-Year CAGR | +7.8% ▲ |
| 5-Year CAGR | +7.7% ▲ |
| 10-Year CAGR | +7.3% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.1%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 14512
Population: 4,908
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 14512
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
Frequently Asked Questions
What monthly rent should investors expect in Naples, NY?
Rents in Naples, NY run near $1,161/mo. Compared with median home prices of $293K that produces solid gross yields for typical rentals.
What real estate strategy is ideal for Naples, NY?
The best-fit strategy in Naples, NY is careful cash-flow rentals with hands-on management. That approach the rent and price profile of the market.
Is Naples, NY a good place for real estate investing?
With a 3.0/5 investability score, Naples, NY ranks as a solid market for rental property investors. Median prices of $293K and rents of $1,161/mo drive the underlying numbers.
Is vacancy a concern in Naples, NY?
Naples, NY vacancy trends elevated. Investors running standard buy-and-hold plays see reasonable downtime between tenants.
What is it like being a landlord in Naples, NY?
Landlord-friendliness in Naples, NY is tenant-protective. Eviction timelines and lease enforcement are considered reasonable by most property managers.
You know 14512 now. You don’t know where it ranks.
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How 14512 ranks in Rochester, NY
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