Real Estate Investing in Cohocton, New York (14826)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Steuben County • Population: 2,134 • Data updated: September 2026

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Should you buy in 14826 (Cohocton, NY)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (72/100)

Solid choice — stable market with a reasonable entry point and good rental backup if you ever need to move.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
2 flags
  • High vacancy: 27.7% of homes vacant — above national norms.
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Cohocton, NY (14826)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $154,597
Avg Monthly Rent $936
1% Rule ✗ Does Not Meet
Median Income $65,721
% Renters 13.8%

Market Analysis: 14826 Cohocton

This part of Steuben County is not an easy win. The 14826 ZIP reflects softness in key indicators, and the playbook that works in cleaner markets often stalls here.

Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 14826 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.

The gap between 14826 and stronger Cohocton ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.

Employment concentration in 14826 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.

Distressed ZIPs reward experience. impressive returns are possible in 14826, but they flow to investors who already understand how to operate in soft markets.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Cohocton:

B Good
Buy Confidence Score: 71/100
Affordability
25/25
Appreciation
18/25
Stability
7/20
Timing
6/15
Rental backup
15/15
Affordability
Affordable
Homes cost 2.4× the median income
Value Trend
Rising (+4.8%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $936/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
☀️
WARM MARKET
Corning, NY Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
7.7%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Corning, NY metro data
🏠

Property Strategy for 14826

Which property type performs best in this market?

Best for Cash Flow
4BR
7.7% cap rate
Best for Appreciation
2BR
+8.2% 5yr CAGR
Best Overall Value
4BR
$40,529/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $143,482 $1,040 5.2% +8.2% $71,741
3BR $155,103 $1,360 6.3% +6.1% $51,701
4BR $162,117 $1,730 7.7% +5.9% $40,529

Market Trends

Home Value History (with trend line)

$161K$144K$126K$108K$91K$73KJul 2006Jul 2016Jul 2026

📊 How Does 14826 Compare?

Metric 14826 Cohocton Corning, NY New York
Home Value $154,597 $154,597 N/A $505,608
5-Year CAGR 4.8% 4.8% N/A 6.6%
Avg Rent $936 $936 N/A -
Cap Rate 4.7% 4.7% - -
💡 Why Invest in 14826? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 14826 (Cohocton, NY). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
4.7%
Fair
5yr Growth
+4.8%
Moderate

📉 Market Crash Risk Index

Based on Corning, NY metro

1/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
1/3
54%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $154,597
Monthly Rent $936
Price-to-Rent 13.8:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 7.3%
Cap Rate 4.7%
5-Year IRR 9.5%

📈 Home Appreciation

1-Year +4.8% ▲
3-Year CAGR +3.3% ▲
5-Year CAGR +4.8% ▲
10-Year CAGR +5.9% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 4.7%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.7%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
27.7%
Elevated risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+4.8%
Stable
Eviction process: Slow Rent control: Unfavorable

Demographics in 14826

Population: 2,134

💰 Median Household Income
$65,721
This area
$65,721
State
$86,376
USA
$74,580
🏠 Renter Occupied
13.8%
This area
13.8%
State
26.4%
USA
34.0%
💼 Unemployment Rate
3.4%
This area
3.4%
State
-24.2%
USA
3.7%
🎓 College Educated
16.3%
This area
16.3%
State
4.2%
USA
33.7%
👤 Median Age
41.8 years
This area
41.8 years
State
7.4 years
USA
38.9 years
🏚️ Vacancy Rate
27.7%
This area
27.7%
State
19.4%
USA
10.5%
👥 Population by Ethnicity
White 94.5%
Other/Mixed 4.7%
Hispanic/Latino 1.0%
Black/African American 0.8%
👶 Under 18
22.9%
This area
22.9%
USA
22.0%
👴 65 and Over
20.4%
This area
20.4%
USA
17.3%
📊 Poverty Rate
15.2%
This area
15.2%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 14826

A Avg School Grade
1 Schools
12.5:1 Avg Class Size
$27,368 Avg Per Pupil

Schools in This ZIP Code

A Very Good

COHOCTON ELEMENTARY SCHOOL

📚 Grade PK Elementary
👥
75 Students
👨‍🏫
12.5:1 Class Size
💰
$27,368 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

How do home values compare in Cohocton, NY?

The median home value in Cohocton, NY is roughly $155K. That puts it reasonable relative to the NY statewide average.

Which real estate strategy fits Cohocton, NY?

Cohocton, NY investors pursuing careful cash-flow rentals with hands-on management. The underlying economics ($155K prices, $936/mo rents) make it a reasonable choice.

How much is rent in Cohocton, NY?

Average rent in Cohocton, NY is approximately $936/mo per month. Against $155K home values that yields a reasonable rent-to-price ratio.

Is Cohocton, NY good for landlords?

Cohocton, NY operates under NY law, which is tenant-protective overall for landlords. Expect stable treatment in typical lease and eviction cases.

What is the renter demographic in Cohocton, NY?

Tenant demand in Cohocton, NY is solid. The local workforce $936/mo rents across most rental classes.

You know 14826 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 14826 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 14826 ranks in Corning, NY

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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