Real Estate Investing in Bath, New York (14810)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Steuben County • Population: 11,412 • Data updated: September 2026

☆ Watch this market Free account

Should you buy in 14810 (Bath, NY)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (70/100)

Solid choice — values are growing steadily and the market is stable enough to buy with confidence.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
2 flags
  • Elevated vacancy: 10.3% vacancy may signal weakening demand.
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Bath, NY (14810)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $168,289
Avg Monthly Rent $873
1% Rule ✗ Does Not Meet
Median Income $45,590
% Renters 34.2%

Market Analysis: 14810 Bath

ZIP 14810 in Bath, NY carries a durable set of headwinds. Home values near $168K and rents of $873/mo sit inside a market where underwriting has to be tight.

For an experienced owner, 14810 can be a a credible choice for hunting ground — but the discount at $168K reflects genuine risk that outside investors often underestimate.

Within NY, ZIP 14810 trails on several market indicators that neighboring Steuben County submarkets outperform. The gap is real and resilient enough to shape underwriting.

Who lives in 14810 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.

Distressed ZIPs reward experience. notable returns are possible in 14810, but they flow to investors who already understand how to operate in soft markets.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Bath:

C+ Average
Buy Confidence Score: 69/100
Affordability
15/25
Appreciation
22/25
Stability
11/20
Timing
6/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.7× the median income
Value Trend
Rising (+8.8%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $873/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
☀️
WARM MARKET
Corning, NY Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
7.7%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Corning, NY metro data
🏠

Property Strategy for 14810

Which property type performs best in this market?

Best for Cash Flow
4BR
6.4% cap rate
Best for Appreciation
5BR
+7.2% 5yr CAGR
Best Overall Value
5BR
$41,343/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $126,568 $970 5.5% +6.6% $63,284
3BR $164,861 $1,270 5.5% +6.3% $54,954
4BR $182,118 $1,630 6.4% +6.4% $45,530
5BR $206,715 +7.2% $41,343

Market Trends

Home Value History (with trend line)

$175K$156K$138K$119K$100K$82KJul 2006Jul 2016Jul 2026

📊 How Does 14810 Compare?

Metric 14810 Bath Corning, NY New York
Home Value $168,289 $168,289 N/A $505,608
5-Year CAGR 5.9% 5.9% N/A 6.6%
Avg Rent $873 $873 N/A -
Cap Rate 4.1% 4.1% - -
💡 Why Invest in 14810? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 14810 (Bath, NY). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
4.1%
Fair
5yr Growth
+5.9%
Moderate

📉 Market Crash Risk Index

Based on Corning, NY metro

1/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
1/3
54%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $168,289
Monthly Rent $873
Price-to-Rent 16.1:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 6.2%
Cap Rate 4.1%
5-Year IRR 9.9%

📈 Home Appreciation

1-Year +8.8% ▲
3-Year CAGR +4.7% ▲
5-Year CAGR +5.9% ▲
10-Year CAGR +5.9% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 4.1%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.1%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
10.3%
Moderate risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+5.9%
Stable
Eviction process: Slow Rent control: Unfavorable

Demographics in 14810

Population: 11,412

💰 Median Household Income
$45,590
This area
$45,590
State
$86,376
USA
$74,580
🏠 Renter Occupied
34.2%
This area
34.2%
State
26.4%
USA
34.0%
💼 Unemployment Rate
3.5%
This area
3.5%
State
-24.2%
USA
3.7%
🎓 College Educated
16.5%
This area
16.5%
State
4.2%
USA
33.7%
👤 Median Age
50.3 years
This area
50.3 years
State
7.4 years
USA
38.9 years
🏚️ Vacancy Rate
10.3%
This area
10.3%
State
19.4%
USA
10.5%
👥 Population by Ethnicity
White 93.9%
Black/African American 3.2%
Other/Mixed 2.8%
Hispanic/Latino 2.3%
Asian 0.1%
👶 Under 18
15.8%
This area
15.8%
USA
22.0%
👴 65 and Over
26.1%
This area
26.1%
USA
17.3%
📊 Poverty Rate
9.0%
This area
9.0%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 14810

A+ Avg School Grade
3 Schools
11.4:1 Avg Class Size
$25,362 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

DANA L LYON MIDDLE SCHOOL

📚 04 – 08 School
👥
513 Students
👨‍🏫
10.0:1 Class Size
💰
$25,362 Per Student
A+ Excellent

HAVERLING SENIOR HIGH SCHOOL

📚 09 – 12 High School
👥
402 Students
👨‍🏫
11.7:1 Class Size
💰
$25,362 Per Student
A+ Excellent

VERNON E WIGHTMAN PRIMARY SCHOOL

📚 Pre-K – 04 Elementary
👥
501 Students
👨‍🏫
12.4:1 Class Size
💰
$25,362 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

How much should I expect to pay for a home in Bath, NY?

Expect median prices around $168K in Bath, NY. The market has run at a 0.0% 5-year CAGR, so entry costs have been steady.

What is the investability score for Bath, NY?

Bath, NY stands at an investability rating of 3.0/5, with median home values near $168K and average rents around $873/mo. That combination puts it in the notable tier for investor interest.

Are renters plentiful in Bath, NY?

Working renters make up the core of the Bath, NY tenant base. The pool is reasonable for investors targeting long-term holds.

Is rental property easy to operate in Bath, NY?

Landlord-friendliness in Bath, NY is tenant-protective. Eviction timelines and lease enforcement are considered reasonable by most property managers.

What strategy should investors use in Bath, NY?

Investors usually favor careful cash-flow rentals with hands-on management in Bath, NY. With home values at $168K and rents near $873/mo, other strategies can work but produce predictable rather than outsized returns.

You know 14810 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 14810 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 14810 ranks in Corning, NY

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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