Real Estate Investing in Campbell, New York (14821)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 14821 (Campbell, NY)? Our answer, based on the numbers below.
Solid choice — stable market with a reasonable entry point and good rental backup if you ever need to move.
A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.
- High vacancy: 13.7% of homes vacant — above national norms.
- Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Campbell, NY (14821)?
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Market Analysis: 14821 Campbell
Not every below-median market is a bargain. Campbell's 14821 ZIP sits at signals that favor experienced operators who can absorb the risk $191K pricing implies.
The 14821 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.
In the broader NY picture, 14821 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.
The 14821 ZIP's population of 3,015 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that records the need for careful underwriting.
looks to the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.
Here's what matters if you're considering buying a home in Campbell:
Property Strategy for 14821
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $131,295 | $1,200 | 6.6% | +5.2% | $65,647 |
| 3BR | $181,542 | $1,560 | 6.2% | +5.2% | $60,514 |
| 4BR | $230,487 | $2,000 | 6.2% | +5.9% | $57,622 |
Market Trends
Home Value History (with trend line)
📊 How Does 14821 Compare?
| Metric | 14821 | Campbell | Corning, NY | New York |
|---|---|---|---|---|
| Home Value | $191,465 | $191,465 | N/A | $505,608 |
| 5-Year CAGR | 4.4% | 4.4% | N/A | 6.6% |
| Avg Rent | $1,080 | $1,080 | N/A | - |
| Cap Rate | 4.4% | 4.4% | - | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 14821 (Campbell, NY). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $191,465 |
| Monthly Rent | $1,080 |
| Price-to-Rent | 14.8:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 6.8% |
| Cap Rate | 4.4% |
| 5-Year IRR | 8.8% |
📈 Home Appreciation
| 1-Year | +10.2% ▲ |
| 3-Year CAGR | +2.9% ▲ |
| 5-Year CAGR | +4.4% ▲ |
| 10-Year CAGR | +5.0% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.4%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 14821
Population: 3,015
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 14821
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 971 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
Should investors consider Campbell, NY?
Campbell, NY comes in at an investability rating of 3.0/5, with median home values near $191K and average rents around $1,080/mo. That combination puts it in the healthy tier for investor interest.
What do rentals go for in Campbell, NY?
Campbell, NY rentals go for roughly $1,080/mo a month. That puts gross yield in solid territory relative to $191K acquisition costs.
How much should I expect to pay for a home in Campbell, NY?
Campbell, NY median home values land near $191K. That is reasonable territory for investors looking at $1,080/mo-per-month rentals.
Which real estate strategy fits Campbell, NY?
Campbell, NY investors pursuing careful cash-flow rentals with hands-on management. The underlying economics ($191K prices, $1,080/mo rents) make it a reasonable choice.
Do landlords face vacancy issues in Campbell, NY?
Campbell, NY vacancy trends elevated. Investors running standard buy-and-hold plays see reasonable downtime between tenants.
You know 14821 now. You don’t know where it ranks.
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How 14821 ranks in Corning, NY
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