Real Estate Investing in Springwater, New York (14560)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Livingston County • Population: 2,392 • Data updated: September 2026

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Should you buy in 14560 (Springwater, NY)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (64/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
2 flags
  • High vacancy: 16.2% of homes vacant — above national norms.
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Springwater, NY (14560)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $222,997
Avg Monthly Rent $1,395
1% Rule ✗ Does Not Meet
Median Income $70,679
% Renters 17.8%

Market Analysis: 14560 Springwater

The 14560 ZIP covers a section of Springwater that demands careful diligence. Prices near $223K look accessible, but the work to make a deal cash flow is real.

Distressed markets are won on execution, not on spreadsheets. ZIP 14560 records the profile where tenant screening, deferred maintenance, and local relationships determine the outcome.

Statewide comparisons place 14560 among NY's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.

The 14560 ZIP's population of 2,392 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that sits at the need for careful underwriting.

New investors are better served looking at Springwater's stable or hybrid ZIPs before stepping into 14560. The learning curve here is expensive when the lesson is wrong.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Springwater:

B Good
Buy Confidence Score: 70/100
Affordability
20/25
Appreciation
22/25
Stability
7/20
Timing
6/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.2× the median income
Value Trend
Rising (+6.6%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,395/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
☀️
WARM MARKET
Rochester, NY Metro Area
Seller-favorable conditions, steady activity
20 days
Average time to sell
Fast
7.3%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Rochester, NY metro data
🏠

Property Strategy for 14560

Which property type performs best in this market?

Best for Cash Flow
2BR
5.6% cap rate
Best for Appreciation
4BR
+9.1% 5yr CAGR
Best Overall Value
4BR
$68,798/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $199,741 $1,550 5.6% +8.3% $99,870
3BR $241,843 $1,870 5.6% +8.0% $80,614
4BR $275,190 $2,050 5.4% +9.1% $68,798

Market Trends

Home Value History (with trend line)

$233K$205K$176K$148K$120K$92KJul 2006Jul 2016Jul 2026

📊 How Does 14560 Compare?

Metric 14560 Springwater Rochester, NY New York
Home Value $222,997 $222,997 N/A $505,608
5-Year CAGR 6.0% 6.0% N/A 6.6%
Avg Rent $1,395 $1,395 N/A -
Cap Rate 4.9% 4.9% - -
💡 Why Invest in 14560? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 14560 (Springwater, NY). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
4.9%
Fair
5yr Growth
+6.0%
Moderate

📉 Market Crash Risk Index

Based on Rochester, NY metro

0/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
13%
Days Pending
0/2
20 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $222,997
Monthly Rent $1,395
Price-to-Rent 13.3:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 7.5%
Cap Rate 4.9%
5-Year IRR 10.9%

📈 Home Appreciation

1-Year +6.6% ▲
3-Year CAGR +4.8% ▲
5-Year CAGR +6.0% ▲
10-Year CAGR +6.4% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 4.9%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.9%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
16.2%
Elevated risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+6.0%
Stable
Eviction process: Slow Rent control: Unfavorable

Demographics in 14560

Population: 2,392

💰 Median Household Income
$70,679
This area
$70,679
State
$86,376
USA
$74,580
🏠 Renter Occupied
17.8%
This area
17.8%
State
26.4%
USA
34.0%
💼 Unemployment Rate
4.7%
This area
4.7%
State
-24.2%
USA
3.7%
🎓 College Educated
26.7%
This area
26.7%
State
4.2%
USA
33.7%
👤 Median Age
50.8 years
This area
50.8 years
State
7.4 years
USA
38.9 years
🏚️ Vacancy Rate
16.2%
This area
16.2%
State
19.4%
USA
10.5%
👥 Population by Ethnicity
White 92.5%
Other/Mixed 7.5%
Hispanic/Latino 4.8%
Asian 0.1%
👶 Under 18
16.9%
This area
16.9%
USA
22.0%
👴 65 and Over
19.2%
This area
19.2%
USA
17.3%
📊 Poverty Rate
6.7%
This area
6.7%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Nearby Colleges & Universities

1 Nearby 3 Off-Campus Students
B
SUNY College at Geneseo
3,928 students · 14.6 mi

Frequently Asked Questions

What is the median home value in Springwater, NY?

Springwater, NY median home values land near $223K. That is reasonable territory for investors looking at $1,395/mo-per-month rentals.

What type of investing works in Springwater, NY?

Most investors in Springwater, NY run a careful cash-flow rentals with hands-on management strategy. It aligns with the 3.0/5 investability profile and the market fundamentals.

Is Springwater, NY good for landlords?

Springwater, NY operates under NY law, which is tenant-protective overall for landlords. Expect stable treatment in typical lease and eviction cases.

How viable is house hacking in Springwater, NY?

Springwater, NY offers a challenging house-hacking opportunity. Small multifamily or rent-by-the-room plays can pair well with the $1,395/mo rent level.

How strong is tenant demand in Springwater, NY?

Expect a solid tenant pool in Springwater, NY. The rental market absorbs $1,395/mo rents without meaningful friction.

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How 14560 ranks in Rochester, NY

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable → 1% Rule →
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