Real Estate Investing in Stanley, New York (14561)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Ontario County • Population: 2,198 • Data updated: September 2026

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Should you buy in 14561 (Stanley, NY)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (71/100)

Solid choice — values are growing steadily and the market is stable enough to buy with confidence.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Stanley, NY (14561)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $269,569
Avg Monthly Rent $1,314
1% Rule ✗ Does Not Meet
Median Income $86,875
% Renters 6.0%

Market Analysis: 14561 Stanley

Not every below-median market is a bargain. Stanley's 14561 ZIP shows signals that favor experienced operators who can absorb the risk $270K pricing implies.

Distressed markets are won on execution, not on spreadsheets. ZIP 14561 reports the profile where tenant screening, deferred maintenance, and local relationships determine the outcome.

ZIP 14561's metrics run below Ontario County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.

Demographically, 14561 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.

The 14561 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Stanley:

B Good
Buy Confidence Score: 70/100
Affordability
20/25
Appreciation
22/25
Stability
7/20
Timing
6/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.1× the median income
Value Trend
Rising (+7.9%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,314/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
☀️
WARM MARKET
Rochester, NY Metro Area
Seller-favorable conditions, steady activity
20 days
Average time to sell
Fast
7.3%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Rochester, NY metro data
🏠

Property Strategy for 14561

Which property type performs best in this market?

Best for Cash Flow
4BR
5.5% cap rate
Best for Appreciation
4BR
+8.2% 5yr CAGR
Best Overall Value
4BR
$66,873/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $211,559 $1,460 5.0% +7.2% $105,779
3BR $257,869 $1,770 4.9% +7.8% $85,956
4BR $267,491 $2,050 5.5% +8.2% $66,873

Market Trends

Home Value History (with trend line)

$282K$246K$210K$173K$137K$101KJul 2006Jul 2016Jul 2026

📊 How Does 14561 Compare?

Metric 14561 Stanley Rochester, NY New York
Home Value $269,569 $269,569 N/A $505,608
5-Year CAGR 6.4% 6.4% N/A 6.6%
Avg Rent $1,314 $1,314 N/A -
Cap Rate 3.8% 3.8% - -
💡 Why Invest in 14561? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 14561 (Stanley, NY). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
3.8%
Low
5yr Growth
+6.4%
Strong

📉 Market Crash Risk Index

Based on Rochester, NY metro

0/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
13%
Days Pending
0/2
20 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $269,569
Monthly Rent $1,314
Price-to-Rent 17.1:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 5.9%
Cap Rate 3.8%
5-Year IRR 10.2%

📈 Home Appreciation

1-Year +7.9% ▲
3-Year CAGR +6.3% ▲
5-Year CAGR +6.4% ▲
10-Year CAGR +6.9% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.8%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.8%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
5.8%
Low risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+6.4%
Growing
Eviction process: Slow Rent control: Unfavorable

Demographics in 14561

Population: 2,198

💰 Median Household Income
$86,875
This area
$86,875
State
$86,376
USA
$74,580
🏠 Renter Occupied
6.0%
This area
6.0%
State
26.4%
USA
34.0%
💼 Unemployment Rate
2.4%
This area
2.4%
State
-24.2%
USA
3.7%
🎓 College Educated
17.5%
This area
17.5%
State
4.2%
USA
33.7%
👤 Median Age
47.6 years
This area
47.6 years
State
7.4 years
USA
38.9 years
🏚️ Vacancy Rate
5.8%
This area
5.8%
State
19.4%
USA
10.5%
👥 Population by Ethnicity
White 98.5%
Black/African American 0.8%
Hispanic/Latino 0.7%
Other/Mixed 0.7%
👶 Under 18
18.3%
This area
18.3%
USA
22.0%
👴 65 and Over
27.2%
This area
27.2%
USA
17.3%
📊 Poverty Rate
2.5%
This area
2.5%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Nearby Colleges & Universities

5 Nearby 3,497 Off-Campus Students
C
Finger Lakes Community College
5,457 students · 6.4 mi
C+
Hobart William Smith Colleges
1,669 students · 7.8 mi
C
Finger Lakes Health College of Nursing & Health Sciences
65 students · 8.2 mi
D
Marion S Whelan School of Nursing of Geneva General Hospital
10 students · 8.2 mi
C
Keuka College
1,284 students · 14.4 mi

Investor Insight: With 3,497 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

Is Stanley in NY worth investing in?

Investors tracking Stanley, NY will find a 3.0/5 rating supported by $270K median home values and $1,314/mo rents. That profile suits long-term holders targeting reliable returns.

Is housing expensive in Stanley, NY?

Stanley, NY median home values land near $270K. That is reasonable territory for investors looking at $1,314/mo-per-month rentals.

Should investors worry about vacancy in Stanley, NY?

Stanley, NY sees elevated vacancy, which is reasonable relative to the broader NY rental market.

How landlord-friendly is Stanley, NY?

The landlord environment in Stanley, NY is tenant-protective. Statewide rules shape most day-to-day operations for rental owners.

Which real estate strategy fits Stanley, NY?

The best-fit strategy in Stanley, NY is careful cash-flow rentals with hands-on management. That approach the rent and price profile of the market.

You know 14561 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 14561 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 14561 ranks in Rochester, NY

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable → 1% Rule →
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