Real Estate Investing in Dresden, New York (14441)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Yates County • Population: 339 • Data updated: September 2026

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Should you buy in 14441 (Dresden, NY)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (60/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
2 flags
  • High vacancy: 41.3% of homes vacant — above national norms.
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Dresden, NY (14441)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $258,732
Avg Monthly Rent $1,062
1% Rule ✗ Does Not Meet
Median Income $66,576
% Renters 9.9%

Market Analysis: 14441 Dresden

The 14441 ZIP covers a section of Dresden that demands careful diligence. Prices near $259K look accessible, but the work to make a deal cash flow is real.

If the plan assumes clean turnover, on-time rent, and low maintenance on a $259K asset, 14441 is the wrong submarket. If the plan prices in friction, the yield can still work.

Statewide comparisons place 14441 among NY's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.

Resident income in 14441 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.

New investors are better served looking at Dresden's stable or hybrid ZIPs before stepping into 14441. The learning curve here is expensive when the lesson is wrong.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Dresden:

C+ Average
Buy Confidence Score: 65/100
Affordability
15/25
Appreciation
22/25
Stability
7/20
Timing
6/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.9× the median income
Value Trend
Rising (+5.9%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,062/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
☀️
WARM MARKET
Rochester, NY Metro Area
Seller-favorable conditions, steady activity
20 days
Average time to sell
Fast
7.3%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Rochester, NY metro data

Market Trends

Home Value History (with trend line)

$269K$238K$207K$176K$145K$113KJul 2006Jul 2016Jul 2026

📊 How Does 14441 Compare?

Metric 14441 Dresden Rochester, NY New York
Home Value $258,732 $258,732 N/A $505,608
5-Year CAGR 6.1% 6.1% N/A 6.6%
Avg Rent $1,062 $1,062 N/A -
Cap Rate 3.2% 3.2% - -
💡 Why Invest in 14441? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 14441 (Dresden, NY). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
3.2%
Low
5yr Growth
+6.1%
Strong

📉 Market Crash Risk Index

Based on Rochester, NY metro

0/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
13%
Days Pending
0/2
20 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $258,732
Monthly Rent $1,062
Price-to-Rent 20.3:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.9%
Cap Rate 3.2%
5-Year IRR 9.3%

📈 Home Appreciation

1-Year +5.9% ▲
3-Year CAGR +4.9% ▲
5-Year CAGR +6.1% ▲
10-Year CAGR +6.4% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.2%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.2%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
41.3%
Elevated risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+6.1%
Growing
Eviction process: Slow Rent control: Unfavorable

Demographics in 14441

Population: 339

💰 Median Household Income
$66,576
This area
$66,576
State
$86,376
USA
$74,580
🏠 Renter Occupied
9.9%
This area
9.9%
State
26.4%
USA
34.0%
💼 Unemployment Rate
0.0%
This area
0.0%
State
-24.2%
USA
3.7%
🎓 College Educated
15.7%
This area
15.7%
State
4.2%
USA
33.7%
👤 Median Age
37.0 years
This area
37.0 years
State
7.4 years
USA
38.9 years
🏚️ Vacancy Rate
41.3%
This area
41.3%
State
19.4%
USA
10.5%
👥 Population by Ethnicity
White 94.7%
Other/Mixed 2.6%
Black/African American 1.9%
Hispanic/Latino 1.2%
Asian 0.9%
👶 Under 18
25.3%
This area
25.3%
USA
22.0%
👴 65 and Over
16.9%
This area
16.9%
USA
17.3%
📊 Poverty Rate
8.2%
This area
8.2%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Nearby Colleges & Universities

5 Nearby
C
Keuka College
1,284 students · 8.3 mi
C+
Hobart William Smith Colleges
1,669 students · 12.0 mi
C
Finger Lakes Health College of Nursing & Health Sciences
65 students · 13.2 mi
D
Marion S Whelan School of Nursing of Geneva General Hospital
10 students · 13.2 mi
C
Wells College
357 students · 13.8 mi

Frequently Asked Questions

Is Dresden, NY a good market for buy-and-hold investors?

Dresden, NY rates 3.0/5 for investability. With median values at $259K and rents near $1,062/mo, the market offers reasonable fundamentals for rental investors.

How strong is tenant demand in Dresden, NY?

The tenant pool in Dresden, NY is solid, supported by local employment and population fundamentals. Rents of $1,062/mo are well-absorbed by the market.

How strong are rents in Dresden, NY?

Expect rents around $1,062/mo per month in Dresden, NY. With home values at $259K, the yield math works out to reasonable levels for rental investors.

Are there empty rentals in Dresden, NY?

Dresden, NY carries elevated vacancy risk. Expect consistent absorption at market rents of $1,062/mo.

Can I live-in-and-rent in Dresden, NY?

Dresden, NY is a a challenging market for house hackers. FHA or conventional owner-occupant buyers find the $259K price point reasonable to enter.

You know 14441 now. You don’t know where it ranks.

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How 14441 ranks in Rochester, NY

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable → 1% Rule →
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