Real Estate Investing in Kirkville, New York (13082)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Madison County • Population: 4,177 • Data updated: September 2026

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Should you buy in 13082 (Kirkville, NY)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (71/100)

Solid choice — values are growing steadily and the market is stable enough to buy with confidence.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
2 flags
  • Elevated vacancy: 9.9% vacancy may signal weakening demand.
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Kirkville, NY (13082)?

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3.0/ 5

Investability

Overall investment appeal

4.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $279,439
Avg Monthly Rent $1,134
1% Rule ✗ Does Not Meet
Median Income $76,754
% Renters 7.1%

Market Analysis: 13082 Kirkville

ZIP 13082 inside Madison County looks affordable on the surface — median value of $279K — but the discount exists for reasons that a careful buyer should understand before committing.

Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 13082 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.

Regionally, 13082 sits on the difficult end of the NY spectrum. The an appealing option for read — for disciplined operators — is that pricing reflects the difficulty.

A substantial renter share of 7% in 13082 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.

The 13082 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Kirkville:

B Good
Buy Confidence Score: 70/100
Affordability
15/25
Appreciation
25/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.6× the median income
Value Trend
Rising (+9.3%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,134/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
⚖️
BALANCED MARKET
Syracuse, NY Metro Area
Even conditions for buyers and sellers
23 days
Average time to sell
Fast
7.7%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Syracuse, NY metro data
🏠

Property Strategy for 13082

Which property type performs best in this market?

Best for Cash Flow
2BR
4.5% cap rate
Best for Appreciation
4BR
+10.0% 5yr CAGR
Best Overall Value
4BR
$76,005/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $200,331 $1,260 4.5% +8.9% $100,165
3BR $256,463 $1,540 4.3% +9.0% $85,488
4BR $304,020 $1,680 4.0% +10.0% $76,005

Market Trends

Home Value History (with trend line)

$292K$255K$219K$182K$145K$109KJul 2006Jul 2016Jul 2026

📊 How Does 13082 Compare?

Metric 13082 Kirkville Syracuse, NY New York
Home Value $279,439 $279,439 N/A $505,608
5-Year CAGR 8.4% 8.4% N/A 6.6%
Avg Rent $1,134 $1,134 N/A -
Cap Rate 3.2% 3.2% - -
💡 Why Invest in 13082? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 13082 (Kirkville, NY). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
3.2%
Low
5yr Growth
+8.4%
Strong

📉 Market Crash Risk Index

Based on Syracuse, NY metro

0/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
29%
Days Pending
0/2
23 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $279,439
Monthly Rent $1,134
Price-to-Rent 20.5:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.9%
Cap Rate 3.2%
5-Year IRR 11.6%

📈 Home Appreciation

1-Year +9.3% ▲
3-Year CAGR +8.1% ▲
5-Year CAGR +8.4% ▲
10-Year CAGR +7.8% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.2%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.2%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
9.9%
Moderate risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+8.4%
Growing
Eviction process: Slow Rent control: Unfavorable

Demographics in 13082

Population: 4,177

💰 Median Household Income
$76,754
This area
$76,754
State
$86,376
USA
$74,580
🏠 Renter Occupied
7.1%
This area
7.1%
State
26.4%
USA
34.0%
💼 Unemployment Rate
4.1%
This area
4.1%
State
-24.2%
USA
3.7%
🎓 College Educated
22.9%
This area
22.9%
State
4.2%
USA
33.7%
👤 Median Age
46.3 years
This area
46.3 years
State
7.4 years
USA
38.9 years
🏚️ Vacancy Rate
9.9%
This area
9.9%
State
19.4%
USA
10.5%
👥 Population by Ethnicity
White 96.0%
Other/Mixed 3.2%
Hispanic/Latino 1.0%
Black/African American 0.6%
Asian 0.2%
👶 Under 18
18.3%
This area
18.3%
USA
22.0%
👴 65 and Over
21.3%
This area
21.3%
USA
17.3%
📊 Poverty Rate
2.2%
This area
2.2%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Nearby Colleges & Universities

8 Nearby 283 Off-Campus Students
C
Pomeroy College of Nursing at Crouse Hospital
179 students · 5.2 mi
C+
Le Moyne College
3,154 students · 7.8 mi
C
Continental School of Beauty Culture-Mattydale
145 students · 9.8 mi
B
Syracuse University
22,948 students · 10.2 mi
C+
Upstate Medical University
1,286 students · 10.3 mi
C+
St. Joseph's College of Nursing
283 students · 10.4 mi
B
SUNY College of Environmental Science and Forestry
2,737 students · 10.5 mi
C
Onondaga Cortland Madison BOCES
342 students · 11.2 mi

Frequently Asked Questions

What approach is best for Kirkville, NY real estate?

For Kirkville, NY, careful cash-flow rentals with hands-on management is the standard investor playbook. The market structure makes it a reasonable default approach.

What is the renter demographic in Kirkville, NY?

The renter base in Kirkville, NY is reasonable for the $1,134/mo price point. Screening well and pricing to market typically yields stable tenants.

Can I live-in-and-rent in Kirkville, NY?

Kirkville, NY offers a challenging house-hacking opportunity. Small multifamily or rent-by-the-room plays can pair well with the $1,134/mo rent level.

How strong is Kirkville, NY for real estate investors?

Our data puts Kirkville, NY at 3.0/5 for investability. Home prices of $279K and rents around $1,134/mo create a solid backdrop for investor activity.

Are landlord laws favorable in Kirkville, NY?

Kirkville, NY falls under NY landlord-tenant law, which is tenant-protective. That backdrop makes day-to-day property management reasonable.

You know 13082 now. You don’t know where it ranks.

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How 13082 ranks in Syracuse, NY

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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