Real Estate Investing in Speonk, New York (11972)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 11972 (Speonk, NY)? Our answer, based on the numbers below.
Multiple negative signals. Better options likely exist nearby.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 35.6% of homes vacant — above national norms.
- Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
- Elevated poverty: 29.5% poverty rate — can affect rent collection.
- High price-to-rent: Price-to-rent ratio 26.2 — hard to cash-flow at these prices.
• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Speonk, NY (11972)?
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Market Analysis: 11972 Speonk
Investors eyeing 11972 need to respect the fundamentals at play. Home values of $769K come alongside slower price movement and elevated management overhead.
The 11972 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.
The gap between 11972 and stronger Speonk ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.
Resident income in 11972 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.
Distressed ZIPs reward experience. substantial returns are possible in 11972, but they flow to investors who already understand how to operate in soft markets.
Here's what matters if you're considering buying a home in Speonk:
Market Trends
Home Value History (with trend line)
📊 How Does 11972 Compare?
| Metric | 11972 | Speonk | New York |
|---|---|---|---|
| Home Value | $769,230 | $769,230 | $505,608 |
| 5-Year CAGR | 5.9% | 5.9% | 6.6% |
| Avg Rent | $2,448 | $2,448 | - |
| Cap Rate | 2.5% | 2.5% | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 11972 (Speonk, NY). Anonymous, moderated, never written by AI.
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Property managers serving Suffolk County
Manage rentals here? List your business →CXA Management provides property management services. summary from their website
Eminent Properties Ltd is a property management company. summary from their website
Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.
📊 Market Snapshot
| Home Value | $769,230 |
| Monthly Rent | $2,448 |
| Price-to-Rent | 26.2:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 3.8% |
| Cap Rate | 2.5% |
| 5-Year IRR | 8.4% |
📈 Home Appreciation
| 1-Year | +5.6% ▲ |
| 3-Year CAGR | +5.1% ▲ |
| 5-Year CAGR | +5.9% ▲ |
| 10-Year CAGR | +7.1% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.5%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 11972
Population: 309
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 11972
Nearby Schools (5 more)
Schools in adjacent ZIP codes that may serve this area
EASTPORT ELEMENTARY SCHOOL
WESTHAMPTON BEACH ELEMENTARY SCHOOL
WESTHAMPTON MIDDLE SCHOOL
TUTTLE AVENUE SCHOOL
WESTHAMPTON BEACH SENIOR HIGH SCHOOL
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Frequently Asked Questions
How strong are rents in Speonk, NY?
Expect rents around $2,448/mo per month in Speonk, NY. With home values at $769K, the yield math works out to reasonable levels for rental investors.
What is the tenant pool like in Speonk, NY?
Speonk, NY draws a steady base of working renters. Demand at the $2,448/mo rent level is reasonable for standard single-family and small multi rentals.
What are home prices like in Speonk, NY?
Homes in Speonk, NY typically sell near $769K. Prices have moved at a 0.0% 5-year CAGR, which even-keeled long-term demand.
Can I live-in-and-rent in Speonk, NY?
Speonk, NY is a a challenging market for house hackers. FHA or conventional owner-occupant buyers find the $769K price point reasonable to enter.
What is it like being a landlord in Speonk, NY?
The landlord environment in Speonk, NY is tenant-protective. Statewide rules shape most day-to-day operations for rental owners.
You know 11972 now. You don’t know where it ranks.
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How 11972 ranks in New York-Newark-Jersey City, NY-NJ-PA
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