Real Estate Investing in Moriches, New York (11955)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Suffolk County • Population: 2,626 • Data updated: September 2026

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Should you buy in 11955 (Moriches, NY)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (56/100)

Mixed — home prices are stretched relative to local incomes. Run the math on your specific situation.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.

What’s happening in Moriches, NY (11955)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $639,851
Avg Monthly Rent $2,450
1% Rule ✗ Does Not Meet
Median Income $77,391
% Renters 56.8%

Market Analysis: 11955 Moriches

This part of Suffolk County is not an easy win. The 11955 ZIP shows softness in key indicators, and the playbook that works in cleaner markets often stalls here.

If the plan assumes clean turnover, on-time rent, and low maintenance on a $640K asset, 11955 is the wrong submarket. If the plan prices in friction, the yield can still work.

Within NY, ZIP 11955 trails on several market indicators that neighboring Suffolk County submarkets outperform. The gap is real and notable enough to shape underwriting.

Employment concentration in 11955 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.

Experienced landlords with local relationships tend to find 11955 workable. Turnkey investors from out of state usually find the numbers do not hold up in practice.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Moriches:

C Below Average
Buy Confidence Score: 52/100
Affordability
0/25
Appreciation
22/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Expensive
Homes cost 8.3× the median income
Value Trend
Rising (+5.5%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $2,450/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.

Market Trends

Home Value History (with trend line)

$665K$592K$520K$447K$374K$302KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$2,530$2,480$2,431$2,381$2,332$2,283Dec 2024Oct 2025Jul 2026

📊 How Does 11955 Compare?

Metric 11955 Moriches New York
Home Value $639,851 $639,851 $505,608
5-Year CAGR 6.0% 6.0% 6.6%
Avg Rent $2,450 $2,450 -
Cap Rate 3.0% 3.0% -
💡 Why Invest in 11955? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

57% of households rent in this area, creating consistent tenant demand for landlords.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 11955 (Moriches, NY). Anonymous, moderated, never written by AI.

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Property managers serving Suffolk County

Manage rentals here? List your business →

CXA Management provides property management services. summary from their website

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Eminent Properties Ltd is a property management company. summary from their website

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Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Good
Cap Rate
3.0%
Low
5yr Growth
+6.0%
Strong

📊 Market Snapshot

Home Value $639,851
Monthly Rent $2,450
Price-to-Rent 21.8:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.6%
Cap Rate 3.0%
5-Year IRR 9.0%

📈 Home Appreciation

1-Year +5.5% ▲
3-Year CAGR +5.9% ▲
5-Year CAGR +6.0% ▲
10-Year CAGR +6.1% ▲

🏠 Rent Trends

1-Year +4.6% ▲
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.0%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.0%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
7.5%
Low risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+6.0%
Growing
Eviction process: Slow Rent control: Unfavorable

Demographics in 11955

Population: 2,626

💰 Median Household Income
$77,391
This area
$77,391
State
$86,376
USA
$74,580
🏠 Renter Occupied
56.8%
This area
56.8%
State
26.4%
USA
34.0%
💼 Unemployment Rate
1.9%
This area
1.9%
State
-24.2%
USA
3.7%
🎓 College Educated
33.6%
This area
33.6%
State
4.2%
USA
33.7%
👤 Median Age
50.2 years
This area
50.2 years
State
7.4 years
USA
38.9 years
🏚️ Vacancy Rate
7.5%
This area
7.5%
State
19.4%
USA
10.5%
👥 Population by Ethnicity
White 89.5%
Black/African American 5.7%
Other/Mixed 4.8%
Hispanic/Latino 2.8%
👶 Under 18
14.2%
This area
14.2%
USA
22.0%
👴 65 and Over
27.3%
This area
27.3%
USA
17.3%
📊 Poverty Rate
7.8%
This area
7.8%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 11955

A+ Avg School Grade
2 Schools
13.4:1 Avg Class Size
$29,634 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

MORICHES ELEMENTARY SCHOOL

📚 K – 05 Elementary
👥
846 Students
👨‍🏫
14.6:1 Class Size
💰
$29,634 Per Student
A Very Good

WILLIAM FLOYD MIDDLE SCHOOL

📚 06 – 08 Middle
👥
1,107 Students
👨‍🏫
12.2:1 Class Size
💰
$29,634 Per Student

Nearby Schools (5 more)

Schools in adjacent ZIP codes that may serve this area

A+ Excellent

CENTER MORICHES MIDDLE SCHOOL

📚 06 – 08 Middle
📍 311 FROWEIN RD, CENTER MORICHES
👥
296 Students
👨‍🏫
10.7:1 Class Size
💰
$30,337 Per Student
A+ Excellent

WILLIAM PACA MIDDLE SCHOOL

📚 06 – 08 Middle
📍 338 BLANCO DR, MASTIC BEACH
👥
987 Students
👨‍🏫
10.2:1 Class Size
💰
$29,634 Per Student
A+ Excellent

CENTER MORICHES HIGH SCHOOL

📚 09 – 12 High School
📍 311 FROWEIN RD, CENTER MORICHES
👥
541 Students
👨‍🏫
14.7:1 Class Size
💰
$30,337 Per Student
A+ Excellent

CLAYTON HUEY ELEMENTARY SCHOOL

📚 Pre-K – 06 School
📍 511 MAIN ST, CENTER MORICHES
👥
616 Students
👨‍🏫
13.8:1 Class Size
💰
$30,337 Per Student
A+ Excellent

JOHN S HOBART ELEMENTARY SCHOOL

📚 K – 05 Elementary
📍 230 VAN BUREN ST, SHIRLEY
👥
784 Students
👨‍🏫
12.6:1 Class Size
💰
$29,634 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

3 Nearby 1,971 Off-Campus Students
C+
Eastern Suffolk BOCES
9 students · 11.5 mi
C
Suffolk County Community College
20,053 students · 12.5 mi
C
Eastern Suffolk BOCES
275 students · 14.6 mi

Investor Insight: With 1,971 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

What kind of tenants rent in Moriches, NY?

Working renters make up the core of the Moriches, NY tenant base. The pool is reasonable for investors targeting long-term holds.

How strict are landlord regulations in Moriches, NY?

The landlord environment in Moriches, NY is tenant-protective. Statewide rules shape most day-to-day operations for rental owners.

Does house hacking make sense in Moriches, NY?

Moriches, NY offers a challenging house-hacking opportunity. Small multifamily or rent-by-the-room plays can pair well with the $2,450/mo rent level.

Is vacancy a concern in Moriches, NY?

Vacancy risk in Moriches, NY is elevated. That supports reliable cash flow for typical rental holds.

Where do rents currently stand in Moriches, NY?

Rental rates in Moriches, NY average $2,450/mo. Tenant demand and $640K home values make the yield look reasonable by investor standards.

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How 11955 ranks in New York-Newark-Jersey City, NY-NJ-PA

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