Real Estate Investing in Westhampton Beach, New York (11978)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Suffolk County • Population: 4,376 • Data updated: August 2026

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Should you buy in 11978 (Westhampton Beach, NY)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (51/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
STRONG
5.0 / 5 (100/100)

A balanced market — moderate cash flow and moderate appreciation. A "steady" investor profile fits best.

⚠️ Risks to Know
2 flags
  • High vacancy: 60.6% of homes vacant — above national norms.
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.

What’s happening in Westhampton Beach, NY (11978)?

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5.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

5.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $1,682,094
Avg Monthly Rent $27,715
1% Rule ✓ Meets
Median Income $120,909
% Renters 18.0%

Market Analysis: 11978 Westhampton Beach

ZIP 11978 inside Westhampton Beach, NY plays the steady-hand role. Median home values posts $1.7M, rents near $27,715/mo, and the trend line is consistent rather than flashy.

Stable does not mean boring — it means underwritable. ZIP 11978 comes in at consistent rent collection, moderate price movement, and a tenant base of 18% renters.

Across the NY map, markets like 11978 are the ones most investors own by accident and end up grateful for. Steady performance does not make headlines.

The 18% renter share in 11978 sits close to the Suffolk County average. That alignment with regional norms is a feature for investors pricing risk.

A robust fit for retirement-income-oriented portfolios and 1031 exchanges looking for steady ballast. The ZIP's predictability is its own kind of return.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.67% as of Aug 13 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Westhampton Beach:

C Below Average
Buy Confidence Score: 52/100
Affordability
0/25
Appreciation
22/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Expensive
Homes cost 13.9× the median income
Value Trend
Rising (+8.2%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $27,715/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
🏠

Property Strategy for 11978

Which property type performs best in this market?

Best for Cash Flow
1BR
3.1% cap rate
Best for Appreciation
2BR
+10.9% 5yr CAGR
Best Overall Value
3BR
$403,428/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
1BR $545,344 $2,340 3.1% $545,344
2BR $964,675 $2,700 2.0% +10.9% $482,338
3BR $1,210,284 $3,500 2.1% +9.1% $403,428
4BR $2,162,530 $3,700 1.2% +10.4% $540,632
5BR $4,248,847 +10.3% $849,769

Market Trends

Home Value History (with trend line)

$1.8M$1.5M$1.3M$1.1M$906K$693KJun 2006Jun 2016Jun 2026

Rent History (with trend line)

$43,512$39,356$35,201$31,045$26,889$22,734Oct 2025Feb 2026May 2026

📊 How Does 11978 Compare?

Metric 11978 Westhampton Beach New York
Home Value $1,682,094 $1,682,094 $505,608
5-Year CAGR 6.7% 6.7% 6.6%
Avg Rent $27,715 $27,715 -
Cap Rate 12.9% 12.9% -
💡 Why Invest in 11978? Click to expand

This ZIP code meets the 1% rule with rent at $27,715/mo on homes averaging $1,682,094 — a strong indicator of cash flow potential.

Our analysis gives this area a 5/5 investability rating, placing it in the top tier for rental property potential.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 11978 (Westhampton Beach, NY). Anonymous, moderated, never written by AI.

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Property managers serving Suffolk County

Manage rentals here? List your business →

CXA Management provides property management services. summary from their website

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Eminent Properties Ltd is a property management company. summary from their website

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Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Excellent
Cap Rate
12.9%
Excellent
5yr Growth
+6.7%
Strong

📊 Market Snapshot

Home Value $1,682,094
Monthly Rent $27,715
Price-to-Rent 5.1:1
1% Rule ✓ Passes

💰 Return Metrics

Gross Yield 19.8%
Cap Rate 12.9%
5-Year IRR 19.6%

📈 Home Appreciation

1-Year +8.2% ▲
3-Year CAGR +4.9% ▲
5-Year CAGR +6.7% ▲
10-Year CAGR +6.5% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Positive Leverage Market Cap Rate: 12.9%  |  30yr Rate: 6.7%
Leverage may enhance returns here.

The estimated cap rate (12.9%) exceeds the current 30-yr mortgage rate (6.7%). When borrowing costs less than a property yields, leverage can increase your cash-on-cash return above the cap rate.

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
60.6%
Elevated risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+6.7%
Growing
Eviction process: Slow Rent control: Unfavorable

Demographics in 11978

Population: 4,376

💰 Median Household Income
$120,909
This area
$120,909
State
$86,376
USA
$74,580
🏠 Renter Occupied
18.0%
This area
18.0%
State
26.4%
USA
34.0%
💼 Unemployment Rate
2.8%
This area
2.8%
State
-24.2%
USA
3.7%
🎓 College Educated
57.9%
This area
57.9%
State
4.2%
USA
33.7%
👤 Median Age
45.6 years
This area
45.6 years
State
7.4 years
USA
38.9 years
🏚️ Vacancy Rate
60.6%
This area
60.6%
State
19.4%
USA
10.5%
👥 Population by Ethnicity
White 80.3%
Other/Mixed 13.5%
Hispanic/Latino 7.8%
Black/African American 4.3%
Asian 1.8%
👶 Under 18
17.8%
This area
17.8%
USA
22.0%
👴 65 and Over
24.4%
This area
24.4%
USA
17.3%
📊 Poverty Rate
5.8%
This area
5.8%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 11978

A+ Avg School Grade
3 Schools
9.0:1 Avg Class Size
$33,691 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

WESTHAMPTON BEACH ELEMENTARY SCHOOL

📚 K – 05 Elementary
👥
332 Students
👨‍🏫
7.0:1 Class Size
💰
$33,691 Per Student
A+ Excellent

WESTHAMPTON MIDDLE SCHOOL

📚 06 – 08 Middle
👥
405 Students
👨‍🏫
7.9:1 Class Size
💰
$33,691 Per Student
A+ Excellent

WESTHAMPTON BEACH SENIOR HIGH SCHOOL

📚 09 – 12 High School
👥
991 Students
👨‍🏫
12.0:1 Class Size
💰
$33,691 Per Student

Nearby Schools (1 more)

Schools in adjacent ZIP codes that may serve this area

A Very Good

QUOGUE ELEMENTARY SCHOOL

📚 Pre-K – 06 School
📍 10 EDGEWOOD RD, QUOGUE
👥
84 Students
👨‍🏫
6.0:1 Class Size
💰
$84,436 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

1 Nearby 1 Off-Campus Students
C+
Eastern Suffolk BOCES
9 students · 7.0 mi

Frequently Asked Questions

Is Westhampton Beach, NY good for landlords?

Rental owners in Westhampton Beach, NY deal with a tenant-protective legal framework. Most standard eviction processes run on reasonable timelines.

Is Westhampton Beach, NY a good market for FHA house hackers?

House hacking in Westhampton Beach, NY is a tougher. With home values around $1.7M and rents at $27,715/mo, owner-occupants can offset a meaningful share of PITI.

Are rents high in Westhampton Beach, NY?

Rental rates in Westhampton Beach, NY average $27,715/mo. Tenant demand and $1.7M home values make the yield look reasonable by investor standards.

Are homes affordable in Westhampton Beach, NY?

Expect median prices around $1.7M in Westhampton Beach, NY. The market has run at a 0.0% 5-year CAGR, so entry costs have been stable.

How does Westhampton Beach, NY rate as a rental market?

Investors tracking Westhampton Beach, NY will find a 5.0/5 rating supported by $1.7M median home values and $27,715/mo rents. That profile suits long-term holders targeting stable returns.

You know 11978 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 11978 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 11978 ranks in New York-Newark-Jersey City, NY-NJ-PA

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable → 1% Rule →
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