Real Estate Investing in Pittsford, Vermont (05744)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Rutland County • Population: 459 • Data updated: September 2026

☆ Watch this market Free account

Should you buy in 05744 (Pittsford, VT)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (60/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High vacancy: 14.6% of homes vacant — above national norms.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Pittsford, VT (05744)?

Click any question — our AI will research it live from the web and show you sources.

✨ Live AI + Web Search
Want to ask your own questions? Upgrade to Pro for unlimited custom queries.
3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $275,042
Avg Monthly Rent $1,359
1% Rule ✗ Does Not Meet
Median Income $70,815
% Renters 52.8%

Market Analysis: 05744 Pittsford

The 05744 ZIP covers a section of Pittsford that demands careful diligence. Prices near $275K look accessible, but the work to make a deal cash flow is real.

Turning to rents, the numbers look inviting — $275K purchase price, 0.0% nominal cap — the work to hit that pro forma in 05744 is substantial and deserves full respect.

Statewide comparisons place 05744 among VT's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.

Demographically, 05744 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.

Distressed ZIPs reward experience. resilient returns are possible in 05744, but they flow to investors who already understand how to operate in soft markets.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Pittsford:

C+ Average
Buy Confidence Score: 61/100
Affordability
15/25
Appreciation
18/25
Stability
7/20
Timing
6/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.9× the median income
Value Trend
Rising (+3.6%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,359/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
☀️
WARM MARKET
Rutland, VT Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
8.7%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Rutland, VT metro data

Market Trends

Home Value History (with trend line)

$297K$278K$258K$239K$219K$200KFeb 2021Nov 2023Jul 2026

📊 How Does 05744 Compare?

Metric 05744 Pittsford Rutland, VT Vermont
Home Value $275,042 $298,022 N/A $387,631
5-Year CAGR 4.4% 5.2% N/A 6.4%
Avg Rent $1,359 $1,314 N/A -
Cap Rate 3.9% 3.5% - -
💡 Why Invest in 05744? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

53% of households rent in this area, creating consistent tenant demand for landlords.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
Open the Market Finder →
Free to search · investor plans from $19/mo

Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 05744 (Pittsford, VT). Anonymous, moderated, never written by AI.

Do you own or manage rentals in ZIP 05744 (Pittsford, VT)?

~25 seconds · no account needed · your report is anonymous

Investability
Good
Cap Rate
3.9%
Low
5yr Growth
+4.4%
Moderate

📉 Market Crash Risk Index

Based on Rutland, VT metro

1/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
1/3
60%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $275,042
Monthly Rent $1,359
Price-to-Rent 16.9:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 5.9%
Cap Rate 3.9%
5-Year IRR 8.2%

📈 Home Appreciation

1-Year +3.6% ▲
3-Year CAGR +0.2% ▲
5-Year CAGR +4.4% ▲
10-Year CAGR N/A

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.9%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.9%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
14.6%
Moderate risk
Landlord Climate
3.0/5
Balanced
Value Trend (5yr)
+4.4%
Stable
Eviction process: Slow Rent control: Favorable

Demographics in 05744

Population: 459

💰 Median Household Income
$70,815
This area
$70,815
State
$75,625
USA
$74,580
🏠 Renter Occupied
52.8%
This area
52.8%
State
19.3%
USA
34.0%
💼 Unemployment Rate
0.0%
This area
0.0%
State
-24.2%
USA
3.7%
🎓 College Educated
38.2%
This area
38.2%
State
2.9%
USA
33.7%
👤 Median Age
47.9 years
This area
47.9 years
State
11.2 years
USA
38.9 years
🏚️ Vacancy Rate
14.6%
This area
14.6%
State
26.5%
USA
10.5%
👥 Population by Ethnicity
White 98.2%
Black/African American 1.8%
👶 Under 18
11.2%
This area
11.2%
USA
22.0%
👴 65 and Over
9.2%
This area
9.2%
USA
17.3%
📊 Poverty Rate
0.0%
This area
0.0%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

Frequently Asked Questions

Is Pittsford, VT good for landlords?

Rental owners in Pittsford, VT deal with a balanced legal framework. Most standard eviction processes run on reasonable timelines.

What is the renter demographic in Pittsford, VT?

The renter base in Pittsford, VT is reasonable for the $1,359/mo price point. Screening well and pricing to market typically yields measured tenants.

What strategy should investors use in Pittsford, VT?

In Pittsford, VT the healthy play is typically careful cash-flow rentals with hands-on management. The combination of $275K prices and $1,359/mo rents suits that approach.

Is Pittsford, VT a smart market for rental property?

Yes - Pittsford, VT a 3.0/5 investability score. With $275K home prices against $1,359/mo monthly rent, the market delivers a reasonable entry point for new investors.

How expensive is real estate in Pittsford, VT?

Homes in Pittsford, VT typically sell near $275K. Prices have moved at a 0.0% 5-year CAGR, which stable long-term demand.

You know 05744 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 05744 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

Compare Plans

How 05744 ranks in Rutland, VT

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
🤖

AI Market Advisor

Ask questions about investing in 05744 (Pittsford)

Loading...

Community Ratings

What people who’ve spent time here actually say. Not paid reviews.

Be the first to rate 05744 (Pittsford, VT).

It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.