Real Estate Investing in Rutland, Vermont (05701)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Rutland County • Population: 20,142 • Data updated: September 2026

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Should you buy in 05701 (Rutland, VT)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (58/100)

Mixed — home prices are stretched relative to local incomes. Run the math on your specific situation.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • Elevated vacancy: 11.4% vacancy may signal weakening demand.

What’s happening in Rutland, VT (05701)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $295,790
Avg Monthly Rent $1,401
1% Rule ✗ Does Not Meet
Median Income $56,667
% Renters 42.1%

Market Analysis: 05701 Rutland

ZIP 05701 inside Rutland County looks affordable on the surface — median value of $296K — but the discount exists for reasons that a careful buyer should understand before committing.

Distressed markets are won on execution, not on spreadsheets. ZIP 05701 clocks in at the profile where tenant screening, deferred maintenance, and local relationships determine the outcome.

On balance, 05701 offers a low basis, the region around Rutland has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.

The demographic picture in 05701 includes headwinds that any investor should price in. Income distribution skews lower than Rutland averages, and tenant stability requires active management.

Strategically, 05701 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Rutland:

C+ Average
Buy Confidence Score: 66/100
Affordability
10/25
Appreciation
22/25
Stability
13/20
Timing
6/15
Rental backup
15/15
Affordability
Expensive
Homes cost 5.2× the median income
Value Trend
Rising (+6.8%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,401/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
☀️
WARM MARKET
Rutland, VT Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
8.7%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Rutland, VT metro data
🏠

Property Strategy for 05701

Which property type performs best in this market?

Best for Cash Flow
2BR
3.9% cap rate
Best for Appreciation
2BR
+10.8% 5yr CAGR
Best Overall Value
4BR
$94,515/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $243,106 $1,310 3.9% +10.8% $121,553
3BR $313,736 $1,600 3.7% +9.8% $104,579
4BR $378,060 $1,940 3.7% +9.7% $94,515

Market Trends

Home Value History (with trend line)

$310K$278K$245K$212K$180K$147KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$1,489$1,449$1,409$1,369$1,329$1,289Sep 2025Mar 2026Jul 2026

📊 How Does 05701 Compare?

Metric 05701 Rutland Rutland, VT Vermont
Home Value $295,790 $301,196 N/A $387,631
5-Year CAGR 6.3% 6.3% N/A 6.4%
Avg Rent $1,401 $1,308 N/A -
Cap Rate 3.7% 3.4% - -
💡 Why Invest in 05701? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

A healthy rental market with 42% renter-occupied households ensures tenant availability.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 05701 (Rutland, VT). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
3.7%
Low
5yr Growth
+6.3%
Strong

📉 Market Crash Risk Index

Based on Rutland, VT metro

1/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
1/3
60%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $295,790
Monthly Rent $1,401
Price-to-Rent 17.6:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 5.7%
Cap Rate 3.7%
5-Year IRR 10.0%

📈 Home Appreciation

1-Year +6.8% ▲
3-Year CAGR +4.2% ▲
5-Year CAGR +6.3% ▲
10-Year CAGR +6.3% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.7%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.7%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
11.4%
Moderate risk
Landlord Climate
3.0/5
Balanced
Value Trend (5yr)
+6.3%
Growing
Eviction process: Slow Rent control: Favorable

Demographics in 05701

Population: 20,142

💰 Median Household Income
$56,667
This area
$56,667
State
$75,625
USA
$74,580
🏠 Renter Occupied
42.1%
This area
42.1%
State
19.3%
USA
34.0%
💼 Unemployment Rate
3.2%
This area
3.2%
State
-24.2%
USA
3.7%
🎓 College Educated
33.7%
This area
33.7%
State
2.9%
USA
33.7%
👤 Median Age
49.6 years
This area
49.6 years
State
11.2 years
USA
38.9 years
🏚️ Vacancy Rate
11.4%
This area
11.4%
State
26.5%
USA
10.5%
👥 Population by Ethnicity
White 95.1%
Other/Mixed 3.0%
Hispanic/Latino 1.7%
Asian 1.3%
Black/African American 0.6%
👶 Under 18
14.8%
This area
14.8%
USA
22.0%
👴 65 and Over
25.3%
This area
25.3%
USA
17.3%
📊 Poverty Rate
8.3%
This area
8.3%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 05701

A Avg School Grade
7 Schools
16.7:1 Avg Class Size
$28,410 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

Rutland Middle School

📚 07 – 08 Middle
👥
236 Students
👨‍🏫
11.3:1 Class Size
💰
$29,384 Per Student
A+ Excellent

Rutland Senior High School

📚 09 – 12 High School
👥
749 Students
👨‍🏫
14.6:1 Class Size
💰
$29,384 Per Student
A+ Excellent

Rutland Town Elementary School

📚 Pre-K – 08 School
👥
380 Students
👨‍🏫
14.1:1 Class Size
💰
$22,565 Per Student
A Very Good

Rutland Intermediate School

📚 03 – 06 School
👥
490 Students
👨‍🏫
18.2:1 Class Size
💰
$29,384 Per Student
B+ Above Average

Northeast Primary School

📚 Pre-K – 02 Elementary
👥
261 Students
👨‍🏫
21.8:1 Class Size
💰
$29,384 Per Student
B+ Above Average

Northwest Primary School

📚 Pre-K – 02 Elementary
👥
203 Students
👨‍🏫
20.3:1 Class Size
💰
$29,384 Per Student
B Good

Stafford Technical Center

📚 09 – 12 High School Limited Data
💰
$29,384 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

What is the typical home price in Rutland, VT?

Typical homes in Rutland, VT go for around $296K. The 5-year CAGR of 0.0% consistent price movement.

How quickly do rentals get leased in Rutland, VT?

Expect elevated vacancy in Rutland, VT. Rents at $1,401/mo are absorbed by the tenant base without meaningful lag.

Is rental property easy to operate in Rutland, VT?

Rutland, VT operates under VT law, which is balanced overall for landlords. Expect measured treatment in typical lease and eviction cases.

How much is rent in Rutland, VT?

Expect rents around $1,401/mo per month in Rutland, VT. With home values at $296K, the yield math works out to reasonable levels for rental investors.

Are tenants stable in Rutland, VT?

Rutland, VT offers a even-keeled renter base at the $1,401/mo rent level. Tenant turnover is reasonable for well-managed properties.

You know 05701 now. You don’t know where it ranks.

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How 05701 ranks in Rutland, VT

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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