Real Estate Investing in Chittenden, Vermont (05737)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 05737 (Chittenden, VT)? Our answer, based on the numbers below.
Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 24.6% of homes vacant — above national norms.
- High price-to-rent: Price-to-rent ratio 26.7 — hard to cash-flow at these prices.
• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Chittenden, VT (05737)?
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Market Analysis: 05737 Chittenden
In practical terms, ZIP 05737 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $384K median. It rewards specialists, not generalists.
The investment case in 05737 is durable only for operators who understand what they are buying. A $384K median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.
ZIP 05737's metrics run below Rutland County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.
The demographic picture in 05737 includes headwinds that any investor should price in. Income distribution skews lower than Chittenden averages, and tenant stability requires active management.
New investors are better served looking at Chittenden's stable or hybrid ZIPs before stepping into 05737. The learning curve here is expensive when the lesson is wrong.
Here's what matters if you're considering buying a home in Chittenden:
Market Trends
Home Value History (with trend line)
📊 How Does 05737 Compare?
| Metric | 05737 | Chittenden | Rutland, VT | Vermont |
|---|---|---|---|---|
| Home Value | $384,104 | $384,104 | N/A | $387,631 |
| 5-Year CAGR | 5.2% | 5.2% | N/A | 6.4% |
| Avg Rent | $1,197 | $1,197 | N/A | - |
| Cap Rate | 2.4% | 2.4% | - | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 05737 (Chittenden, VT). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $384,104 |
| Monthly Rent | $1,197 |
| Price-to-Rent | 26.7:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 3.7% |
| Cap Rate | 2.4% |
| 5-Year IRR | 7.7% |
📈 Home Appreciation
| 1-Year | +8.5% ▲ |
| 3-Year CAGR | +3.7% ▲ |
| 5-Year CAGR | +5.2% ▲ |
| 10-Year CAGR | +5.9% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.4%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 05737
Population: 696
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 05737
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
Frequently Asked Questions
What do rentals go for in Chittenden, VT?
Expect rents around $1,197/mo per month in Chittenden, VT. With home values at $384K, the yield math works out to reasonable levels for rental investors.
Should investors worry about vacancy in Chittenden, VT?
Rental vacancy in Chittenden, VT is elevated. Investors should budget normal turnover but not chronic empty units.
How strong is Chittenden, VT for real estate investors?
Yes - Chittenden, VT a 3.0/5 investability score. With $384K home prices against $1,197/mo monthly rent, the market delivers a reasonable entry point for new investors.
Can I live-in-and-rent in Chittenden, VT?
House hacking in Chittenden, VT is reasonable to execute. Prices around $384K and rents of $1,197/mo solid owner-occupant economics.
What is the tenant pool like in Chittenden, VT?
Chittenden, VT offers a predictable renter base at the $1,197/mo rent level. Tenant turnover is reasonable for well-managed properties.
You know 05737 now. You don’t know where it ranks.
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How 05737 ranks in Rutland, VT
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