Real Estate Investing in Hampden County, Massachusetts

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

39 ZIP codes • Population: 462,760

Should you buy in Hampden County, MA? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (75/100)

Solid choice — values are growing steadily and the market is stable enough to buy with confidence.

📈 For Investors
MIXED
3.1 / 5 (48/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.

What’s happening in Hampden County, MA?

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3.1/ 5

Investability

County-wide average

3.0/ 5

Appreciation

6.2% 5yr CAGR

1.0/ 5

Landlord Climate

Regulatory friendliness

Avg Investability ★★★★★
Avg Home Value $320,000
Avg Monthly Rent $1,729
ZIP Codes 39

Local Pulse Report

AI-researched developments and news for Hampden County, MA. Updated on demand as visitors ask.

✨ AI + Web Search
Civic & policy in Hampden County, MA Updated 17 days ago
Hampden County communities are actively addressing zoning and development, with significant decisions made in Holyoke, Springfield, Chicopee, and Hampden, alongside upcoming statewide ballot measures.
✓ Opportunities
  • Springfield's City Council approved changes to the city's zoning code in March 2025, reducing the number of zoning districts from 25 to 14. — This streamlines development standards, potentially simplifying new construction and business expansion. Springfield Daily Citizen
  • Massachusetts voters will consider Question 7 in November 2026, which would require municipalities to allow single-family homes on lots at least 5,000 square feet. — This could increase housing supply and affordability by reducing minimum lot size requirements statewide. The Reminder
  • Hampden approved zoning bylaw changes in May 2025. — These updates can modernize regulations and potentially facilitate appropriate development in the town. Hampden, MA Official Website
⚠ Concerns
  • Holyoke's City Council approved a ban on new data centers in June 2026, changing zoning rules to prohibit them. — This restricts economic development opportunities and limits potential tax revenue from data center projects. WAMC, The Reminder
  • Chicopee City Council rejected zoning changes in August 2025 that would have allowed a drug rehabilitation center. — This decision prevents the establishment of a facility aimed at addressing the opioid crisis in a high-need area. WWLP
  • Chicopee City Council voted down a zone change in March 2026 from Residential A to Business A for a proposed restaurant. — This restricts a new business from opening, potentially limiting local dining options and economic activity. Chicopee City Council
  • The Hampden Planning Board rejected two self-storage projects in December 2021 and again in December 2022, with a Superior Court ruling upholding one denial in February 2023. — This restricts commercial development and property use, limiting business opportunities and services. Inside Self-Storage
Bottom line: Hampden County communities are actively engaged in local zoning and regulatory changes, with a mixed impact on development and resident choice.

AI-generated from public web sources. Always verify with official records. Not financial, legal, or investment advice.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in Hampden County, MA. Anonymous, moderated, never written by AI.

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Avg Home Value
$320,000
Avg Monthly Rent
$1,729
1% Rule
✗ Below
Landlord Friendly (MA)
★☆☆☆☆

📉 Market Crash Risk Index

Based on Springfield, MA metro

0/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
28%
Days Pending
0/2
31 days

View all metro crash risk rankings →

🎓 Colleges & Universities in Hampden County

10 Colleges 25,747 Students 2,148 Off-Campus Renters
C+
Springfield College
4-Year Private · 2,785 students
C+
Westfield State University
4-Year Public · 4,555 students
📍 ~200 students rent off-campus
C
Bay Path University
4-Year Private · 2,643 students
C
Western New England University
4-Year Private · 3,574 students
C
College of Our Lady of the Elms
4-Year Private · 1,332 students
C
Holyoke Community College
2-Year Public · 3,706 students
📍 ~1,182 students rent off-campus
C
DiGrigoli School of Cosmetology
Vocational For-Profit · 28 students
C
Springfield Technical Community College
2-Year Public · 4,561 students
📍 ~766 students rent off-campus
C
American International College
4-Year Private · 2,142 students
C
Springfield College-Regional, Online, and Continuing Education
4-Year Private · 421 students

Investor Insight: With 2,148 students living off-campus, Hampden County has substantial rental demand from the college population — typically stable, lease-renewing tenants.

Cities in Hampden County

ZIP Codes in Hampden County, MA

01085 ★ ★ ★ ★ ★
Westfield
Population 41,466
Avg Home $394,145
Avg Rent $1,882/mo
01040 ★ ★ ★ ★ ★
Holyoke
Population 37,949
Avg Home $337,398
Avg Rent $1,796/mo
01109 ★ ★ ★ ★ ★
Springfield
Population 31,418
Avg Home $284,279
Avg Rent $2,138/mo
01020 ★ ★ ★ ★ ★
Chicopee
Population 30,230
Avg Home $335,403
Avg Rent $1,736/mo
01089 ★ ★ ★ ★ ★
West Springfield
Population 28,635
Avg Home $370,511
Avg Rent $1,648/mo
01108 ★ ★ ★ ★ ★
Springfield
Population 27,409
Avg Home $307,899
Avg Rent $1,925/mo
01013 ★ ★ ★ ★ ★
Chicopee
Population 22,950
Avg Home $324,289
Avg Rent $1,557/mo
01104 ★ ★ ★ ★ ★
Springfield
Population 21,745
Avg Home $295,449
Avg Rent $1,638/mo
01056 ★ ★ ★ ★ ★
Ludlow
Population 20,846
Avg Home $378,500
Avg Rent $1,566/mo
01028 ★ ★ ★ ★ ★
East Longmeadow
Population 16,283
Avg Home $434,139
Avg Rent $1,620/mo
01001 ★ ★ ★ ★ ★
Agawam
Population 16,136
Avg Home $355,497
Avg Rent $1,983/mo
01106 ★ ★ ★ ★ ★
Longmeadow
Population 15,961
Avg Home $547,615
Avg Rent $2,340/mo
01118 ★ ★ ★ ★ ★
Springfield
Population 15,009
Avg Home $327,651
Avg Rent $1,746/mo
01095 ★ ★ ★ ★ ★
Wilbraham
Population 14,615
Avg Home $492,805
Avg Rent $1,557/mo
01119 ★ ★ ★ ★ ★
Springfield
Population 14,059
Avg Home $318,030
Avg Rent $1,674/mo
01030 ★ ★ ★ ★ ★
Agawam
Population 12,374
Avg Home $411,888
Avg Rent $1,566/mo
01107 ★ ★ ★ ★ ★
Springfield
Population 12,270
Avg Home $319,961
Avg Rent $1,611/mo
01105 ★ ★ ★ ★ ★
Springfield
Population 11,469
Avg Home $264,981
Avg Rent $1,395/mo
01151 ★ ★ ★ ★ ★
Springfield
Population 9,627
Avg Home $295,513
Avg Rent $1,875/mo
01077 ★ ★ ★ ★ ★
Southwick
Population 9,222
Avg Home $421,138
Avg Rent $3,185/mo
01069 ★ ★ ★ ★ ★
Palmer
Population 9,077
Avg Home $347,565
Avg Rent $1,638/mo
01057 ★ ★ ★ ★ ★
Monson
Population 8,200
Avg Home $418,393
Avg Rent $1,296/mo
01129 ★ ★ ★ ★ ★
Springfield
Population 5,993
Avg Home $327,799
Avg Rent $1,719/mo
01036 ★ ★ ★ ★ ★
Hampden
Population 4,937
Avg Home $460,626
Avg Rent $1,512/mo
01010 ★ ★ ★ ★ ★
Brimfield
Population 3,694
Avg Home $451,727
Avg Rent $1,215/mo
01128 ★ ★ ★ ★ ★
Springfield
Population 3,252
Avg Home $343,711
Avg Rent $1,701/mo
01521 ★ ★ ★ ★ ★
Holland
Population 2,576
Avg Home $389,075
Avg Rent $1,602/mo
01103 ★ ★ ★ ★ ★
Springfield
Population 2,336
Avg Home $134,963
Avg Rent $1,565/mo
01080 ★ ★ ★ ★ ★
Palmer
Population 2,308
Avg Home $321,706
Avg Rent $1,539/mo
01034 ★ ★ ★ ★ ★
Granville
Population 2,100
Avg Home $430,386
Avg Rent $2,340/mo
01022 ★ ★ ★ ★ ★
Chicopee
Population 2,045
Avg Home $237,645
Avg Rent $2,214/mo
01081 ★ ★ ★ ★ ★
Wales
Population 1,704
Avg Home $358,541
Avg Rent $1,764/mo
01008 ★ ★ ★ ★ ★
Blandford
Population 1,324
Avg Home $377,770
Avg Rent $1,359/mo
01071 ★ ★ ★ ★ ★
Russell
Population 1,219
Avg Home $351,033
Avg Rent $1,260/mo
01011 ★ ★ ★ ★ ★
Chester
Population 1,205
Avg Home $311,978
Avg Rent $1,359/mo

Screen every market in Hampden County

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Frequently Asked Questions About Hampden County

Is the tenant base reliable in, MA?

Working renters make up the core of the, MA tenant base. The pool is reasonable for investors targeting long-term holds.

What is the best play in, MA?

Investors usually favor careful cash-flow rentals with hands-on management in, MA. With home values at $320K and rents near $1,729/mo, other strategies can work but produce predictable rather than outsized returns.

How do home values compare in, MA?

, MA median home values land near $320K. That is reasonable territory for investors looking at $1,729/mo-per-month rentals.

Is, MA a friendly market for rental owners?

Landlord-friendliness in, MA is tenant-protective. Eviction timelines and lease enforcement are considered reasonable by most property managers.

Community Ratings

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