Real Estate Investing in Wilbraham, Massachusetts (01095)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 01095 (Wilbraham, MA)? Our answer, based on the numbers below.
Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
- High price-to-rent: Price-to-rent ratio 26.4 — hard to cash-flow at these prices.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Wilbraham, MA (01095)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 01095 Wilbraham
The 01095 ZIP covers a section of Wilbraham that demands careful diligence. Prices near $493K look accessible, but the work to make a deal cash flow is real.
Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 01095 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.
ZIP 01095's metrics run below Hampden County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.
Demographically, 01095 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.
Distressed ZIPs reward experience. resilient returns are possible in 01095, but they flow to investors who already understand how to operate in soft markets.
Here's what matters if you're considering buying a home in Wilbraham:
Property Strategy for 01095
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 1BR | $280,801 | $1,380 | 3.5% | +5.4% | $280,801 |
| 2BR | $367,163 | $1,730 | 3.4% | +7.2% | $183,581 |
| 3BR | $424,030 | $2,120 | 3.6% | +7.3% | $141,343 |
| 4BR | $528,652 | $2,290 | 3.1% | +7.5% | $132,163 |
| 5BR | $632,586 | — | — | +7.4% | $126,517 |
Market Trends
Home Value History (with trend line)
📊 How Does 01095 Compare?
| Metric | 01095 | Wilbraham | Springfield, MA | Massachusetts |
|---|---|---|---|---|
| Home Value | $492,805 | $492,805 | N/A | $645,115 |
| 5-Year CAGR | 6.4% | 6.4% | N/A | 7.0% |
| Avg Rent | $1,557 | $1,557 | N/A | - |
| Cap Rate | 2.5% | 2.5% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 01095 (Wilbraham, MA). Anonymous, moderated, never written by AI.
Do you own or manage rentals in ZIP 01095 (Wilbraham, MA)?
~25 seconds · no account needed · your report is anonymous
📊 Market Snapshot
| Home Value | $492,805 |
| Monthly Rent | $1,557 |
| Price-to-Rent | 26.4:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 3.8% |
| Cap Rate | 2.5% |
| 5-Year IRR | 8.8% |
📈 Home Appreciation
| 1-Year | +8.3% ▲ |
| 3-Year CAGR | +5.9% ▲ |
| 5-Year CAGR | +6.4% ▲ |
| 10-Year CAGR | +6.1% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.5%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 01095
Population: 14,615
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 01095
Schools in This ZIP Code
Nearby Schools (3 more)
Schools in adjacent ZIP codes that may serve this area
Mary M Walsh
Warner
Springfield International Charter School
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 766 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
Is housing expensive in Wilbraham, MA?
Wilbraham, MA home values average about $493K. That price point suits investors targeting rentals with $1,557/mo in monthly income.
Is Wilbraham, MA a good place for real estate investing?
Yes - Wilbraham, MA a 3.0/5 investability score. With $493K home prices against $1,557/mo monthly rent, the market delivers a reasonable entry point for new investors.
How strong is the working-renter base in Wilbraham, MA?
The renter base in Wilbraham, MA is reasonable for the $1,557/mo price point. Screening well and pricing to market typically yields stable tenants.
What strategy should investors use in Wilbraham, MA?
Investors usually favor careful cash-flow rentals with hands-on management in Wilbraham, MA. With home values at $493K and rents near $1,557/mo, other strategies can work but produce consistent rather than outsized returns.
Are landlord laws favorable in Wilbraham, MA?
Rental owners in Wilbraham, MA deal with a tenant-protective legal framework. Most standard eviction processes run on reasonable timelines.
You know 01095 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 01095 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
How 01095 ranks in Springfield, MA
Every ZIP in this metro, ranked. Free.
AI Market Advisor
Ask questions about investing in 01095 (Wilbraham)
Community Ratings
What people who’ve spent time here actually say. Not paid reviews.
Be the first to rate 01095 (Wilbraham, MA).
It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.