Real Estate Investing in Hampden, Massachusetts (01036)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 01036 (Hampden, MA)? Our answer, based on the numbers below.
Solid choice — values are growing steadily and the market is stable enough to buy with confidence.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
- High price-to-rent: Price-to-rent ratio 25.4 — hard to cash-flow at these prices.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Hampden, MA (01036)?
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Market Analysis: 01036 Hampden
ZIP 01036 in Hampden, MA carries a substantial set of headwinds. Home values near $461K and rents of $1,512/mo sit inside a market where underwriting has to be tight.
The 01036 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.
Regionally, 01036 sits on the difficult end of the MA spectrum. The a viable market for read — for disciplined operators — is that pricing reflects the difficulty.
Demographically, 01036 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.
Strategy in 01036 is an operator game, not a passive one. Turning to rents, entry prices of $461K are inviting, the management lift is real and non-optional.
Here's what matters if you're considering buying a home in Hampden:
Property Strategy for 01036
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $362,747 | $1,680 | 3.3% | +7.0% | $181,374 |
| 3BR | $411,670 | $2,030 | 3.6% | +7.6% | $137,223 |
| 4BR | $500,465 | $2,380 | 3.4% | +7.4% | $125,116 |
Market Trends
Home Value History (with trend line)
📊 How Does 01036 Compare?
| Metric | 01036 | Hampden | Springfield, MA | Massachusetts |
|---|---|---|---|---|
| Home Value | $460,626 | $460,626 | N/A | $645,115 |
| 5-Year CAGR | 6.4% | 6.4% | N/A | 7.0% |
| Avg Rent | $1,512 | $1,512 | N/A | - |
| Cap Rate | 2.6% | 2.6% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 01036 (Hampden, MA). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $460,626 |
| Monthly Rent | $1,512 |
| Price-to-Rent | 25.4:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 3.9% |
| Cap Rate | 2.6% |
| 5-Year IRR | 8.9% |
📈 Home Appreciation
| 1-Year | +8.8% ▲ |
| 3-Year CAGR | +6.1% ▲ |
| 5-Year CAGR | +6.4% ▲ |
| 10-Year CAGR | +6.1% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.6%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 01036
Population: 4,937
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 01036
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 766 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
How much should I expect to pay for a home in Hampden, MA?
Homes in Hampden, MA typically sell near $461K. Prices have moved at a 0.0% 5-year CAGR, which predictable long-term demand.
Are renters plentiful in Hampden, MA?
Tenant quality in Hampden, MA ranks as solid. Landlords generally report steady occupancy at market rents of $1,512/mo.
Is Hampden, MA good for landlords?
MA ranks as a tenant-protective state for landlord-tenant law. Hampden generally follows the statewide framework, so landlords face reasonable operating rules.
Is Hampden in MA worth investing in?
Yes - Hampden, MA a 3.0/5 investability score. With $461K home prices against $1,512/mo monthly rent, the market delivers a reasonable entry point for new investors.
What investment strategy works best in Hampden, MA?
For Hampden, MA, careful cash-flow rentals with hands-on management is the standard investor playbook. The market structure makes it a reasonable default approach.
You know 01036 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 01036 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
How 01036 ranks in Springfield, MA
Every ZIP in this metro, ranked. Free.
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