Real Estate Investing in Monson, Massachusetts (01057)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 01057 (Monson, MA)? Our answer, based on the numbers below.
Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
- High price-to-rent: Price-to-rent ratio 26.9 — hard to cash-flow at these prices.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Monson, MA (01057)?
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Market Analysis: 01057 Monson
Put differently, ZIP 01057 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $418K median. It rewards specialists, not generalists.
If the plan assumes clean turnover, on-time rent, and low maintenance on a $418K asset, 01057 is the wrong submarket. If the plan prices in friction, the yield can still work.
The gap between 01057 and stronger Monson ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.
From a cash-flow lens, 8,200 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.
The right play in 01057 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.
Here's what matters if you're considering buying a home in Monson:
Property Strategy for 01057
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $331,355 | $1,440 | 3.1% | +6.7% | $165,678 |
| 3BR | $395,637 | $1,770 | 3.2% | +7.1% | $131,879 |
| 4BR | $458,346 | $1,910 | 3.0% | +7.7% | $114,586 |
| 5BR | $492,067 | — | — | +7.3% | $98,413 |
Market Trends
Home Value History (with trend line)
📊 How Does 01057 Compare?
| Metric | 01057 | Monson | Springfield, MA | Massachusetts |
|---|---|---|---|---|
| Home Value | $418,393 | $418,393 | N/A | $645,115 |
| 5-Year CAGR | 5.5% | 5.5% | N/A | 7.0% |
| Avg Rent | $1,296 | $1,296 | N/A | - |
| Cap Rate | 2.4% | 2.4% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 01057 (Monson, MA). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $418,393 |
| Monthly Rent | $1,296 |
| Price-to-Rent | 26.9:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 3.7% |
| Cap Rate | 2.4% |
| 5-Year IRR | 7.9% |
📈 Home Appreciation
| 1-Year | +6.0% ▲ |
| 3-Year CAGR | +5.0% ▲ |
| 5-Year CAGR | +5.5% ▲ |
| 10-Year CAGR | +6.2% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.4%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 01057
Population: 8,200
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 01057
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 766 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
What are home prices like in Monson, MA?
Monson, MA home values average about $418K. That price point suits investors targeting rentals with $1,296/mo in monthly income.
Should investors worry about vacancy in Monson, MA?
Monson, MA vacancy trends elevated. Investors running standard buy-and-hold plays see reasonable downtime between tenants.
Are renters plentiful in Monson, MA?
Monson, MA offers a stable renter base at the $1,296/mo rent level. Tenant turnover is reasonable for well-managed properties.
What do rentals go for in Monson, MA?
Investors in Monson, MA typically see rents near $1,296/mo per month against $418K home values - a solid setup for rental cash flow.
Is Monson, MA suited for a house hack?
House hacking in Monson, MA is a challenging. With home values around $418K and rents at $1,296/mo, owner-occupants can offset a meaningful share of PITI.
You know 01057 now. You don’t know where it ranks.
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How 01057 ranks in Springfield, MA
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