Real Estate Investing in Wales, Massachusetts (01081)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Hampden County • Population: 1,704 • Data updated: September 2026

☆ Watch this market Free account

Should you buy in 01081 (Wales, MA)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (60/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
2 flags
  • High vacancy: 16.9% of homes vacant — above national norms.
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Wales, MA (01081)?

Click any question — our AI will research it live from the web and show you sources.

✨ Live AI + Web Search
Want to ask your own questions? Upgrade to Pro for unlimited custom queries.
3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $358,541
Avg Monthly Rent $1,764
1% Rule ✗ Does Not Meet
Median Income $88,636
% Renters 8.4%

Market Analysis: 01081 Wales

Not every below-median market is a bargain. Wales's 01081 ZIP reports signals that favor experienced operators who can absorb the risk $359K pricing implies.

The 01081 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.

Within MA, ZIP 01081 trails on several market indicators that neighboring Hampden County submarkets outperform. The gap is real and solid enough to shape underwriting.

Who lives in 01081 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.

Strategically, 01081 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Wales:

C+ Average
Buy Confidence Score: 67/100
Affordability
15/25
Appreciation
22/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4× the median income
Value Trend
Rising (+8.6%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,764/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
⚖️
BALANCED MARKET
Springfield, MA Metro Area
Even conditions for buyers and sellers
30 days
Average time to sell
Fast
10.5%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Springfield, MA metro data
🏠

Property Strategy for 01081

Which property type performs best in this market?

Best for Cash Flow
2BR
5.0% cap rate
Best for Appreciation
2BR
+8.6% 5yr CAGR
Best Overall Value
4BR
$106,546/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $283,658 $1,960 5.0% +8.6% $141,829
3BR $368,502 $2,400 4.7% +7.9% $122,834
4BR $426,184 $2,600 4.4% +7.6% $106,546

Market Trends

Home Value History (with trend line)

$374K$328K$283K$237K$191K$145KJul 2006Jul 2016Jul 2026

📊 How Does 01081 Compare?

Metric 01081 Wales Springfield, MA Massachusetts
Home Value $358,541 $358,541 N/A $645,115
5-Year CAGR 6.6% 6.6% N/A 7.0%
Avg Rent $1,764 $1,764 N/A -
Cap Rate 3.8% 3.8% - -
💡 Why Invest in 01081? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
Open the Market Finder →
Free to search · investor plans from $19/mo

Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 01081 (Wales, MA). Anonymous, moderated, never written by AI.

Do you own or manage rentals in ZIP 01081 (Wales, MA)?

~25 seconds · no account needed · your report is anonymous

Investability
Good
Cap Rate
3.8%
Low
5yr Growth
+6.6%
Strong

📉 Market Crash Risk Index

Based on Springfield, MA metro

0/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
29%
Days Pending
0/2
30 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $358,541
Monthly Rent $1,764
Price-to-Rent 16.9:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 5.9%
Cap Rate 3.8%
5-Year IRR 10.5%

📈 Home Appreciation

1-Year +8.6% ▲
3-Year CAGR +5.8% ▲
5-Year CAGR +6.6% ▲
10-Year CAGR +7.1% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.8%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.8%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
16.9%
Elevated risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+6.6%
Growing
Eviction process: Slow Rent control: Moderate

Demographics in 01081

Population: 1,704

💰 Median Household Income
$88,636
This area
$88,636
State
$107,356
USA
$74,580
🏠 Renter Occupied
8.4%
This area
8.4%
State
28.1%
USA
34.0%
💼 Unemployment Rate
1.8%
This area
1.8%
State
-8.0%
USA
3.7%
🎓 College Educated
27.7%
This area
27.7%
State
32.1%
USA
33.7%
👤 Median Age
42.4 years
This area
42.4 years
State
22.8 years
USA
38.9 years
🏚️ Vacancy Rate
16.9%
This area
16.9%
State
13.6%
USA
10.5%
👥 Population by Ethnicity
White 95.2%
Other/Mixed 4.2%
Hispanic/Latino 2.7%
Black/African American 0.5%
Asian 0.1%
👶 Under 18
22.7%
This area
22.7%
USA
22.0%
👴 65 and Over
14.8%
This area
14.8%
USA
17.3%
📊 Poverty Rate
1.8%
This area
1.8%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 01081

A Avg School Grade
1 Schools
8.6:1 Avg Class Size
$24,653 Avg Per Pupil

Schools in This ZIP Code

A Very Good

Wales Elementary

📚 Pre-K – 06 School
👥
93 Students
👨‍🏫
8.6:1 Class Size
💰
$24,653 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

2 Nearby 39 Off-Campus Students
C
New England Tractor Trailer Training School of Connecticut
293 students · 12.6 mi
D
Southern Worcester County Regional Vocational School District
39 students · 14.9 mi

Frequently Asked Questions

Does house hacking work in Wales, MA?

Wales, MA offers a challenging house-hacking opportunity. Small multifamily or rent-by-the-room plays can pair well with the $1,764/mo rent level.

How strong is the working-renter base in Wales, MA?

Expect a solid tenant pool in Wales, MA. The rental market absorbs $1,764/mo rents without meaningful friction.

How do home values compare in Wales, MA?

Typical homes in Wales, MA go for around $359K. The 5-year CAGR of 0.0% stable price movement.

How do landlord-tenant laws work in Wales, MA?

Wales, MA falls under MA landlord-tenant law, which is tenant-protective. That backdrop makes day-to-day property management reasonable.

What is the typical rental rate in Wales, MA?

Average rent in Wales, MA is approximately $1,764/mo per month. Against $359K home values that yields a reasonable rent-to-price ratio.

You know 01081 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 01081 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

Compare Plans

How 01081 ranks in Springfield, MA

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
🤖

AI Market Advisor

Ask questions about investing in 01081 (Wales)

Loading...

Community Ratings

What people who’ve spent time here actually say. Not paid reviews.

Be the first to rate 01081 (Wales, MA).

It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.